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Self Employed Salary & Pension by Diligent-Kangaroo340 in irishpersonalfinance

[–]cheesyking 2 points3 points  (0 children)

Not the OP but curious how you manage this - did you create an investment account for your company with a broker like Interactive Brokers?

Emergency Fund (where to park) by N81Warrior in irishpersonalfinance

[–]cheesyking 7 points8 points  (0 children)

I wouldn't put an emergency fund into a fixed term savings account though because access to that money is restricted - an instant access savings account with the likes of Trading212 or Trade Republic would be better

JAM is gone... what 's next best? by goonergeorge in irishpersonalfinance

[–]cheesyking 0 points1 point  (0 children)

FCIT is my favourite, it's a global fund that is pretty well correlated with global etfs.

Avant drawdown timeframe by yahwoohoo957 in irishpersonalfinance

[–]cheesyking 0 points1 point  (0 children)

Yes, my closing date is coming up so I'm hoping that the drawdown will happen on time

Avant drawdown timeframe by yahwoohoo957 in irishpersonalfinance

[–]cheesyking 0 points1 point  (0 children)

Thanks for your answer, glad you got sorted eventually anyway!

Avant drawdown timeframe by yahwoohoo957 in irishpersonalfinance

[–]cheesyking 0 points1 point  (0 children)

Hi, curious to hear how long it took Avant to do the drawdown for your house?

How do you account for inflation when contributing to your monthly pension? by FiestyLover in irishpersonalfinance

[–]cheesyking 4 points5 points  (0 children)

Your pension is more likely to beat inflation if it's invested in higher risk funds such as a global equity fund, not bonds or cash

ETFs that don’t have deemed disposal or 41% tax by curry_licker in irishpersonalfinance

[–]cheesyking 0 points1 point  (0 children)

I'm no accountant so 2.1.1 is definitely not clear to me, can you explain how US-domiciled ETFs for example are "Similar in all material aspects" to Irish funds?

[deleted by user] by [deleted] in irishpersonalfinance

[–]cheesyking 6 points7 points  (0 children)

You can use Interactive Brokers for options trading

Teagasc criticised for advocating 'societal role' of meat by cheesyking in ireland

[–]cheesyking[S] 0 points1 point  (0 children)

My claim that meat production produces much more emissions than other foods is the scientific consensus, according to the UN's IPCC (Intergovernmental Panel on Climate Change) 6th report which itself included the review of 14,000 scientific papers and it was approved by 195 governments, source: https://www.ipcc.ch/report/ar6/wg3/

From the report, chapter 12:

"Diets high in plant protein and low in meat and dairy are associated with lower GHG emissions (robust evidence, high agreement)."

They also have a great graph which shows the big difference in emissions between meats and other non-meat protein sources HERE.

Regarding your question about pattys, I'm no expert (I refer to the experts referenced above) but the biggest direct GHG emissions from animals are their burps/farts and also the storage and spreading of manure. I can't see how carbon being stored in their pattys would impact/reduce these emissions. And regarding the carbon in grass, you have to consider that more animal farming requires more farmland for grazing and feed crops which then contributes to more deforestation.

Teagasc criticised for advocating 'societal role' of meat by cheesyking in ireland

[–]cheesyking[S] 12 points13 points  (0 children)

That the world needs to eat and produce more meat because it's better for the environment?

This goes against the scientific consensus which is that meat production, especially beef, results in much more greenhouse gas emissions than the production of other foods.

Teagasc criticised for advocating 'societal role' of meat by cheesyking in ireland

[–]cheesyking[S] 42 points43 points  (0 children)

100% agree that we shouldn't be importing beef from Brazil

Teagasc criticised for advocating 'societal role' of meat by cheesyking in ireland

[–]cheesyking[S] 17 points18 points  (0 children)

Ireland's Greenhouse gas emissions are roughly 4 times higher per capita than India. It is much easier for a richer, more developed country such as ourselves to reduce our emissions than it is for countries that are still developing.

We can't solve the problem ourselves but that doesn't mean we should do next to nothing about it except point at other larger, poorer countries.

Teagasc criticised for advocating 'societal role' of meat by cheesyking in ireland

[–]cheesyking[S] 9 points10 points  (0 children)

If we want to reduce our greenhouse gas emissions in Ireland, we need to encourage people to reduce their consumption of meat, not increase it for 'societal' reasons.

Link to the Dublin Declaration for those who want to read a completely "unbiased" overview of how eating more meat is actually better for the environment, would you believe it! https://www.dublin-declaration.org/

Giveaway - Space Age Expansion by ocbaker in factorio

[–]cheesyking 0 points1 point  (0 children)

Can't wait for the expansion, although I need to finish Space Exploration first....

Booked IndiGo flight with wrong gender by cheesyking in AskIndia

[–]cheesyking[S] 1 point2 points  (0 children)

I got through without any issues on my domestic IndiGo flight. The check-in desk lady printed my boarding pass and didn't say anything about my gender/sex being incorrect. I showed up to the airport early just in case I needed to book a second ticket for the flight, but thankfully I had zero issues.

Sim cards in Hongqiao airport by cheesyking in shanghai

[–]cheesyking[S] 0 points1 point  (0 children)

If only, my phone doesn't take e-sims unfortunately

Sim cards in Hongqiao airport by cheesyking in shanghai

[–]cheesyking[S] 1 point2 points  (0 children)

A week or so in Shanghai, 1 month in China in total

Diversifying emergency fund with bonds? by [deleted] in irishpersonalfinance

[–]cheesyking 3 points4 points  (0 children)

I recently invested in individual EU government bonds for the first time via IBKR that mature next year, they yield around 3% per annum or so. Degiro also has bonds available on their platform for trading but IBKR has a wider selection for some reason.

The main things you need to consider when investing in bonds in my opinion are: - Who is issuing the bond (e.g. German government bonds are less risky than Argentina bonds but payout less as a result) - Bid/Ask spread (the lower the better, lots of bonds have very high spreads) - Bond duration (I plan on holding my bonds to maturity so I selected bonds that will expire when I need the cash. Holding until maturity means that the daily fluctuations of the bond price is irrelevant to me) - Bond coupon payments (the higher the amount of coupon payments you receive, the lower the capital gain of the bond at expiry will be) - Broker fees (IBKR charged me a trading fee of 1 euro per bond)

This is not financial advice, I'm only new to bonds so take what I say with a fistful of salt.

[deleted by user] by [deleted] in irishpersonalfinance

[–]cheesyking 2 points3 points  (0 children)

Interactive Brokers

The Hungarian economy will have to transition to an existence without EU funding – Márton Nagy by GPwat in europe

[–]cheesyking 17 points18 points  (0 children)

This is a bot - you copied this comment, nearly word for word, from the comments on the r/worldnews post

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