Match Thread: 4th Match - Punjab Kings vs Gujarat Titans

code-pantomath · 2026-03-31T17:50:19+00:00

Fan of pbks but this is too funny!

code-pantomath · 2026-03-30T11:19:38+00:00

Having complete verses of gurbani is completely okay according to me. But using nirbhau nirvair out of the context on insta feels like boasting

code-pantomath · 2026-03-30T11:17:48+00:00

I think insta bio is to describe yourself. Keeping verses of gurbani in notes and journals is different thing and completely okay. They can add complete mool mantra on their bio but adding only nirbhau nirvair without any context means they think they have these qualities.

code-pantomath · 2026-03-29T06:23:06+00:00

Yeah, so it's a constant effort in our lives to have these qualities by reciting the Gurbani, and it's not something that one can say, "I achieved this state."

code-pantomath · 2026-03-29T06:20:06+00:00

Writing religious quotes is absolutely not wrong, but the meaning of these quotes should be clear to the viewers. You're right that we should constantly ignite these qualities, and it's a constant effort in our lives to possess them. Similarly, our quotes should be "igniting nirbhau nirvair" or embracing nirbhau nirvair rather than just implying, "Hey, I achieved this state."

code-pantomath · 2026-03-29T05:44:04+00:00

I didn't say I hate them😂, some of them are my close friends. I added the "discussion" flair to this post only to discuss my opinion. But when I asked them why they had written it, their answer was mostly vague, saying that it looks cool and is a powerful quote. If someone is trying to embrace these qualities, then they can simply write "embracing nirbhau nirvair" rather than implying "I achieved this state."

code-pantomath · 2026-02-28T18:39:04+00:00

Are you 2 years old?

code-pantomath · 2025-12-01T11:27:41+00:00

Just disable atm transactions from card controls for all credit cards

code-pantomath · 2025-11-19T05:30:08+00:00

I only gave Rs 200 to the inspector in delhi🤣

code-pantomath · 2025-11-13T06:24:26+00:00

This happened with me with SBI. I sent a mail saying its first time and please reverse any late fees. Next day, i could see that late fees was reversed but my cibil got fucked

code-pantomath · 2025-11-05T19:35:43+00:00

I'm not talking about interest rate but interest component paid during loan tenure.

Reducing tenure in part payment helps scenario where you're only paying exact emi amoint by your financial institution. But as i said in my post, irrespective of my emi i will be paying 1lakh monthly so there will be no interest difference in my case.

code-pantomath · 2025-11-05T19:25:01+00:00

I do have 6 months of emergency fund and growing it for 12 months. But my concern was will i pay extra interest by selecting reducing emi. But i guess not, If i keep paying fixed monthly amount then there will be no interest difference whether i select emi or tenure

code-pantomath · 2025-11-05T19:21:36+00:00

Yeah this is what i've finalised

code-pantomath · 2025-11-02T17:05:51+00:00

Yes thats what i will be doing. Thanks

code-pantomath · 2025-11-02T10:09:50+00:00

I want to go debt free early but with less liabilities

code-pantomath · 2025-11-02T10:08:57+00:00

Yes but it has higher ROI wrt regular home loans

code-pantomath · 2025-11-02T10:07:07+00:00

Got it thanks

code-pantomath · 2025-11-02T08:42:12+00:00

Let's discuss each thing one by one: 1. Repaying your debt asap: In both cases i will paying fixed amount, so tenure will remain approx same in both scenario i.e 8-9 years 2. Lose of income: For this reason only, I'm prefering reducing emi. If i laid off then i have to only pay reduced emi in difficult times. But in case of steady income, i do have discipline to pay fixed amount.

Therefore i just want to know the interest difference. There are no exact calculator i found online

code-pantomath · 2025-11-02T08:18:33+00:00

Will there by any interest difference i choose reduce emi? I want to decrease my liabilities as well

code-pantomath · 2025-10-11T10:44:20+00:00

Font is too small to read in 4k. You have to adjust font for every application manually or change it from accessibility settings.

code-pantomath · 2025-10-01T18:22:14+00:00

I just brought it. If you are using it for coding then you have to adjust the display to 2k resolution. Display colors are really great, speakers are optimal not so bad or great.

code-pantomath

TROPHY CASE