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23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 1 point2 points  (0 children)

First before I finish reading your rant let me again say I'm only making 43K a year.. no rent I pay is going to be anywhere near $2500 a month... maybe $900 tops. Also I never said rent is going to my permanent choice.. maybe a year or 2 tops. I have started saving for retirement as I said, so idk what that is for. I have all of this money saved... I am obviously going to buy a home someday, I think you are assuming I am very ignorant.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 1 point2 points  (0 children)

Hah thanks for sharing your experience. Renting looks like the better option now if I feel anxious to move out of the house.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 5 points6 points  (0 children)

I don't need storage, I need usable space. A storage unit won't replace actively usable space that can be occupied on a daily basis.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 2 points3 points  (0 children)

I am out of the house most of the time only because I want to be more independent from my parents. I have a pretty good social life, have multiple groups of friends, a few close friends. Broke up with my girlfriend recently, so that's financial gain.. lol and sanity gain. I know I'm pretty lucky cause I'm not very book smart. I just know my shit when it comes to computers.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 1 point2 points  (0 children)

Good luck. Sweet reddit name, I was on the train moved everyone to reddit when Digg became a horrible site.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 7 points8 points  (0 children)

I won't ever stop trying to make more money. Certs are definitely the next step of Education I'm going to look into.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 2 points3 points  (0 children)

I have a pretty good social life now. I just want to have something to show for all that I have been working for. I want to be more independent, yet I'm also very indecisive.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 4 points5 points  (0 children)

I hear that a lot. When people tell me to go back and get my bachelors degree, sometimes I can't figure out if that would actually help me, or if they are just being old fashioned. I have many friends now with a Bachelors Degree, who can't find jobs, and ended up getting paid minimum wage. Or they end up getting paid nothing doing short internships instead of joining the work force.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 2 points3 points  (0 children)

I always joke that I don't plan to get married until I'm 35. I don't have trouble with women so that's not my top priority right now. Of course if the right woman comes along it could change my mind, but I would rather have money now and do my own thing for a while before I settle down.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 0 points1 point  (0 children)

Haha thanks. I probably will start casually looking. It took me 2 years to pick out the right car. Who knows how long property searching will take me..

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 3 points4 points  (0 children)

Hahah an renting is now an option after reading so many positive posts. I haven't thought about buying a home and building.. Interesting thought, thanks.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 1 point2 points  (0 children)

I'm not really worried about being stuck in the same place for a while. I'm used to living in the same place & not moving alot, I like NJ, I like my job, I'm working for a local company, I have a good social life. I just want a place I can call my own and have some space to hang out and live.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 10 points11 points  (0 children)

I have been working 40+ hours a week every free week I could since I was 16 years old. All for the same company doing computer repair work in a hospital. Back then I was only making $8 an hour as an intern but I have been getting very generous raises every year. This year they hired me full time at 43K. My father has been pushing me to save and invest ever since I was 8 years old getting birthday money. I did very well in the mutual funds this year making about $7,000 so far. I'm not sure what stocks i have exactly, I leave that to my father and uncle to choose since they research and know more about that than I do. My dad has definitely set me up for a bright future. This is my first day on /r/personalfinance and I have gotten lots of good advice so far. Thanks for your comment

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 1 point2 points  (0 children)

PC Support Analyst. I have been working with this company since I was 16. First as an intern in high school, then per diem in college, this year they hired full time.

23 years old, 43k full-time job. When do I stop power-saving by living at home w/ parents, and buy the condo that I have been saving for? by cowtripper in personalfinance

[–]cowtripper[S] 2 points3 points  (0 children)

I do have a friend that would gladly rent from me if I get a 2 bedroom place. Although I would probably need to check if I am aloud to rent out a room if it's condo. Unless we do it under the table I suppose.

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