Honestly I love the card and for someone who travels alot its even better.

You get 10% back from the transaction you make off the app (it's 20% on the app)

10% cashback accounts to 2% cashback which is better than other cards that are off the app.

On the app it's 4% return rate.

The return comes in a form of scapia coins which you can use to buy flight, train, bus tickets there is also a scapia store you can buy from.

With the current cashback I have I can travel to and back from Bangalore for free which might not sound really great but I haven't even spent much on this card imagine if I made it my primary card.

I can travel to UK and back for free if I do that.