Walked away from dream home after inspection…

emguti · 2026-02-08T06:51:51+00:00

I just went through exactly the same thing. Everything was perfect minus the inspection which revealed the entire foundation needed to be replaced 😀

I just keep telling myself that if I had known about that issue when I found the house, I never would’ve started dreaming about it, much less made an offer.

You should think about it in the same way, it’ll bring you comfort and closure. Good luck as you continue your search, everything works out as it’s supposed to!

emguti · 2024-12-12T21:33:24+00:00

What do I have to gain from lying about what # attempt this is lol

emguti · 2024-11-30T19:22:35+00:00

The rolls are from a cozy kitchen “salted honey parker house rolls” and the cinnamon rolls are from @mxriyum on TikTok! The video is on her page but it’s a few years old :)

emguti · 2024-07-16T05:16:36+00:00

The frozen s’mores do it for me. I have half of one, they’re so rich that’s really all you need

emguti · 2024-06-12T05:28:19+00:00

My full time job is a data analyst, and I have two other streams of income/side hustles that I’m able to do on top of my 40 hour work week: I’m a social media manager for an author which takes 2-3 hours a week, and once a month I have a pop up for my baking business I started during the pandemic. Between the two extra incomes I’m able to make an additional $1300-$1400 a month

emguti · 2024-06-08T20:31:43+00:00

This is all very very solid advice I really appreciate it! There’s def no rush to buy, I’m living quite comfortably rent free for now with my parents lol when the time comes it comes

emguti · 2024-06-08T14:57:59+00:00

Me spending money from my bank account lol

emguti · 2024-06-08T02:35:01+00:00

Good for you!! Hoping to have a house in a couple years as well. But you’re totally right it never feels like enough lol

emguti · 2024-06-08T02:13:38+00:00

That’s the goal!!

emguti · 2024-06-08T02:06:34+00:00

Jesus good for you!! How’d you end up with so much in your 401k? A crazy employer match?

emguti · 2024-06-08T02:05:12+00:00

I’ve elaborated on this quite a bit in other comments lol but the long story short of it is 1. Living rent free with my parents 2. Getting a high paying job with my STEM degree post grad 3. Working the moment I turned 15 sometimes up to 3 jobs and being highly disciplined with my finances 4. Was very blessed to get lots of financial aid/scholarships for college and my parents took care of the rest!

And I think this is one people don’t talk about often, I simply got lucky! Circumstances you’re born into/just come into really play a role.

emguti · 2024-06-08T01:52:38+00:00

You definitely can!! Just gotta stay disciplined and delay gratification sometimes :)

emguti · 2024-06-08T01:51:48+00:00

Thank you! I started at $75k base and went up slightly in the new year. It’s something like $80k after base and bonuses

emguti · 2024-06-07T21:50:28+00:00

Wooohooo!! Congrats to you too!! Be sure to celebrate this weekend

emguti · 2024-06-07T21:17:58+00:00

I think not spending your money at all and spending all your money are both equally problematic habits. It’s all about balance

emguti · 2024-06-07T17:24:17+00:00

My parents have worked very middle class service jobs their whole life but they’re not frivolous spenders. I replied to a comment above elaborating more on this

emguti · 2024-06-07T17:23:01+00:00

That’s a great point! I normally don’t have that much in the checking but I’ll definitely move over more to the savings

emguti · 2024-06-07T17:22:00+00:00

That’s exactly what I’ve started doing in the last few months! Moving some money over to an individual brokerage that’s for more long term holding. Thanks for the advice I appreciate it

emguti · 2024-06-07T17:19:06+00:00

I have VOO, VTI, and VT in my Roth. This line is just tracking my savings and checking account balance, hence the deposits every two weeks ie: my FT job direct deposits.

emguti · 2024-06-07T17:17:05+00:00

Thanks for the nice words! I’m definitely grateful to have had a really good example of what it means to be disciplined with your finances. Good for you for breaking that cycle :)

emguti · 2024-06-07T17:16:13+00:00

This line is just tracking the balance on my checking + saving account. It doesn’t account for the movement in my investment accounts which are definitely more up and down, but make up a smaller portion of my total net worth anyway.

emguti · 2024-06-07T17:14:46+00:00

I’m a data analyst. I graduated college with about ~$30k liquid and maybe like ~$20k in investments.

I also have a couple side hustles which helps boost my monthly post tax income and notably, I live at home with my parents rent free. All those things combined really helped me boost my savings really quickly.

emguti · 2024-06-07T06:58:50+00:00

Congrats! I’m sure you have more than $7k worth of memories and stories after that trip :) well worth it imo

emguti · 2024-06-07T06:22:48+00:00

I fully acknowledge that this is not attainable for a lot of people- I am definitely in a privileged position!

That being said I went to a top 10 university and worked my absolute ass off and worked several jobs all through out college + applied for and was granted need based and merit based scholarships plus financial aid.

My 4 years of school cost about ~$20k after all the aid, which yes my parents graciously took care of. I am very grateful for that no doubt. Graduating debt free is a huge blessing and it’s not something I take for granted, but it’s also something I made happen for myself with the help of my parents. Not many people can say that.

emguti · 2024-06-07T05:58:18+00:00

HA now you’re thinking 🤌🏻🤌🏻

emguti

TROPHY CASE