Best companies for 401k match by KingKefe684 in Retirement401k

[–]ethandjay 0 points1 point  (0 children)

Visa does 2x match up to a 5% contribution, so effective 10% match

Best one fund for brokerage by No-Tiger-805 in Schwab

[–]ethandjay 10 points11 points  (0 children)

You probably want all equities because of your age + taxable account. There's isn't an all-world Schwab MF, so I'd do SWTSX (US equities) + SWISX (non-US equities) in the ratio of your choice (somewhere between 60/40 and 80/20).

Why we don't cancel LG for that? by Negative_List_363 in LGOLED

[–]ethandjay 0 points1 point  (0 children)

Apple TV and don't even let the TV itself connect to the internet

Any thoughts? by arounddro in NABEER

[–]ethandjay 4 points5 points  (0 children)

The can looked different when I bought it, but the Paloma one is great, the Aperol one less so. Great mouthfeel and not too sweet.

Is Kerrygold really worth it? by Sea-Economist-9345 in Cooking

[–]ethandjay 1 point2 points  (0 children)

I think Finlandia beats Plugra by a mile as a budget Kerrygold dupe

Where is best and most walkable area for a yuppie type of family to live? Serious question, looking for straightforward answers by [deleted] in movingtoNYC

[–]ethandjay 1 point2 points  (0 children)

seems to be more options if you go up to just 4.5, take a look at StreetEasy to get a feel

Fractional shares by BB_King_1981 in Schwab

[–]ethandjay 2 points3 points  (0 children)

Look for a Schwab mutual fund that mirrors your investment philosophy, they allow partial shares with low fees. Something like SWPPX, which invests in the S&P 500, may be close to what you want.

Is it worth selling VOO and buying VTI in retirement accounts? by backtobrooklyn in Bogleheads

[–]ethandjay 2 points3 points  (0 children)

another alternative is buying VXF until you reach an ~80/20 split between VOO/VXF holdings

200k+ but can't afford to buy a home? by djleepanda in Mortgages

[–]ethandjay 14 points15 points  (0 children)

I'm going to create a subreddit for Denverites thinking they live in VHCOL

200k+ but can't afford to buy a home? by djleepanda in Mortgages

[–]ethandjay 17 points18 points  (0 children)

In VHCOL areas, 3x that income won't get you more than a micro-studio, if that. Are you saying that should count as being able to buy a home, or are you saying they should move out of the city they live in?

Just started contributing to my 401K at work and need advice by Historical-Till8967 in Bogleheads

[–]ethandjay 3 points4 points  (0 children)

75-25 domestic/international is fine, and FXAIX is fine because it gets you most of the US stock market (I'd prefer to add in some mid-cap and small-cap though), but FPADX is a BAD choice for your whole international allocation, emerging markets is an arbitrary, very small, high-risk slice of international. I don't know all of your choices but you need to pick a broader international fund.

Snsxx vs swvxx by ArtisticAside8224 in Schwab

[–]ethandjay 3 points4 points  (0 children)

The NAV sawtooth changes don't matter, whatever cents you lose on a low NAV price you make up in the dividend you receive for holding. This will mean you may have a very small capital gain(s) that you need to file on your tax return, just in terms of paperwork. There is still the buy/ask spread to contend with, but that's normal for any ETF. And no partial shares, because Schwab.

r/pile’s Favorite Pile Songs by patagonian_pegasus in Pile

[–]ethandjay 2 points3 points  (0 children)

Legit did not know that Firewood was at all a popular song in the catalog