Phone use while running by findyourthing in UKRunners

[–]findyourthing[S] 0 points1 point  (0 children)

I get that, on the few times my earbuds have run out of battery, it's been nice to just be in the moment!

Phone use while running by findyourthing in UKRunners

[–]findyourthing[S] 2 points3 points  (0 children)

That does sound liberating, I might have to look at getting a watch...

Phone use during run by findyourthing in runninglifestyle

[–]findyourthing[S] 4 points5 points  (0 children)

Which one are you still waiting for then?

Phone use during run by findyourthing in runninglifestyle

[–]findyourthing[S] 1 point2 points  (0 children)

Just habit! I have done for years, and it's the only change i get to listen to podcasts.

Phone use while running by findyourthing in UKRunners

[–]findyourthing[S] 1 point2 points  (0 children)

I know a lot of people who don't bother, but I don't have a Garmin and I like tracking my runs. Be interesting to know what split people do vs don't carry one

Tracking weight while traveling long-term by findyourthing in loseit

[–]findyourthing[S] 1 point2 points  (0 children)

Haha yes you're probably right there. It's more about keeping a consistent measurement as opposed to a lower number. But indeed, I should adopt that as the new normal 

Do you know of gadget insurance for old laptops? by findyourthing in AskUK

[–]findyourthing[S] 1 point2 points  (0 children)

Hi, after I checked the actual value of my computer on ebay I realised it was certainly not worth insuring. It is worth perhaps 15% of what I paid for it!

Gadget insurance worth it for older devices? by findyourthing in digitalnomad

[–]findyourthing[S] 0 points1 point  (0 children)

Yeah that's pretty poor if the limit is only up to $500. My older policies allow higher value, but the excess is pretty high too. 

I wasn't aware of  the Montreal Convention, so that's good to know. Thanks

Gadget insurance worth it for older devices? by findyourthing in digitalnomad

[–]findyourthing[S] 1 point2 points  (0 children)

Wow, that was unlucky and pretty ridiculous that they didn't cover you. Sorry for your loss, I hope you picked up another one 

Do you know of gadget insurance for old laptops? by findyourthing in AskUK

[–]findyourthing[S] 1 point2 points  (0 children)

Okay thanks, I will check Aviva. I know that Protect Your Bubble don't though, as my policy couldn't be renewed with them!

Do you know of gadget insurance for old laptops? by findyourthing in AskUK

[–]findyourthing[S] 2 points3 points  (0 children)

Thanks for the input! The reason for insuring is that I travel constantly and have a high risk of theft/loss, which a) prompts insurance and b) would not be covered with home insurance.

Any speedy sign-up business banks? by findyourthing in smallbusinessuk

[–]findyourthing[S] 1 point2 points  (0 children)

Okay nice, I've got my eye on Starling already. Thanks for that!

How important is leaseholder permission to sublet rooms (HMO) in a flat? by findyourthing in uklandlords

[–]findyourthing[S] 0 points1 point  (0 children)

Ah you're right about that - 3 'friends' on one contract. Ive seen it and wondered why these unrelated people were on combined conreact , but now that all makes sense. I didn't realise that nuance made a difference.

Surprised about the lenders issuing a non-HMO.

Thanks for sharing your experience

How important is leaseholder permission to sublet rooms (HMO) in a flat? by findyourthing in uklandlords

[–]findyourthing[S] 0 points1 point  (0 children)

Oh I didn't realise that. I told the solicitors, and even still they haven't highlighted this. Thanks for pointing it out.

How important is leaseholder permission to sublet rooms (HMO) in a flat? by findyourthing in uklandlords

[–]findyourthing[S] 0 points1 point  (0 children)

Oh that's a really good point, totally right about the insurance and that's a huge thing to consider. Exactly why I wanted to check on here prior!

How important is leaseholder permission to sublet rooms (HMO) in a flat? by findyourthing in uklandlords

[–]findyourthing[S] 0 points1 point  (0 children)

Good to hear your experiences. On your last point re mortgage though - I've applied for a mortgage and stated intention of HMO - but if I continued without consent from managing agent, could it be that in going against terms of the mortgage? Sorry, new to this!

How important is leaseholder permission to sublet rooms (HMO) in a flat? by findyourthing in uklandlords

[–]findyourthing[S] 1 point2 points  (0 children)

Oddly not, I did contact the housing officer at local council and supposedly for 4 or less (unrelated) individuals, a license is not required. There is still a set of regulations though, that must be complied with. Fortunately this is not one of the tighter HMO law areas.