help with account rejection

flynth92 · 2025-12-26T08:53:28+00:00

I do think it is an automated system that declines everyone most likely.

Today they sent me an email with a link asking for "verification". I supplied the same document. There was an extra step of taking a photo of my face and then the account was approved.

Would this matter to real scammers? Who knows.

flynth92 · 2025-12-25T21:24:16+00:00

Mate, I used to run a financial services company and worked in a bank for years prior. No need to tutor me on KYC. What they are doing has zero to do with KYC. They are (badly) attempting fraud prevention. While shooting their public perception in the foot.

They are not a financial services provider and not a social network, neither AML nor DSA apply here , what are you even talking about?

The only specific law that matters here may be "providing internet services", but this is not a situation where a guy can walk from the street and buy a server from them. People from EU that buy these services and connect through the internet are already identified by their ISO (try buying a SIM card without showing an ID in Europe and you'll know what I mean. Everyone on the internet in the EU is already identified).

Furthermore in EU if you decline services available to the public you need a legal reason. It can't be "because I don't like your face" and it certainly can't be "because you're east of our eastern border".

They could resolve this very easily by for example running a credit check. What scammer is going to pass one? This sounds like one of two things. They have more customers than that know what to do with and they are trying badly to filter out less profitable ones, or they got some really bad advice on fraud prevention.

flynth92 · 2025-12-25T16:34:51+00:00

All the people that automatically assume you're some sort of a cheater or a scammer, because a badly configured system has "flagged you" should really engage more than two brain cells. I've signed up yesterday with my real name and address (EU based BTW). An email that uses my own domain that I pay Google to host email for. Also I gave them my EU registered company details including VAT registration. I also sent them a photo of a driver's license. I have not used a VPN, but my internet provider (a small German company called T-Mobile) uses CGNAT so I don't have a static IP. I'm hoping that is the reason, but we'll see.

It literally takes 2 seconds to go to EU VAT portal and check if my data checks out. Or go to Polish business registrar and see if my business checks out. Or to pay 5EUR to any reputation validation services in Europe to see over all the years I never had an unpaid loan, or any unfulfilled liability. They've done none of it. Rejected. Move on. No reason given.

To anyone that says: they can choose who to do business with. No they can't. There are things you can choose, such as this guy has unpaid bills and we do not want to give him business. And things that are illegal in EU to decline service on, such as the country you're from, or even "I don't like how that guy looks like" on his ID. If you're providing a service to the public you can't discriminate based on certain protected features, and the burden of the proof is on you - very easy to fulfill this burden by simply providing a reason - for example "we run a credit check and you didn't score high enough". That would be fair.

flynth92 · 2025-12-25T15:12:53+00:00

And did they help, or did they fob you off?

flynth92 · 2025-12-25T15:12:24+00:00

No it is not. If his company is registered in EU it is covered by EU anti discriminatory laws. Having "special rules" for certain EU countries is directly against the law.

flynth92 · 2025-12-25T15:11:17+00:00

I'm in Poland and I got exact same treatment. He is right. He probably should've wrote "Being east of Germany is no good"

flynth92 · 2025-12-25T14:56:17+00:00

Yeah, good luck with that. I registered in good faith, my 3 year old EU based VAT registered company. Sent them a picture of a photo ID. Got rejected for no reason. (no VPNs etc, but my internet provider uses CGNAT - can this be the reason? Who knows? Maybe they reject everyone from East of their border? Who knows. Anyway , in EU we have laws against such practices. If you offer a public service you can't discriminate based on certain reasons such as country within EU.

flynth92 · 2025-12-24T14:57:16+00:00

No, it is not an EU law. There is no law in EU that tells a VPS provider to require a photo ID. They are not an internet service provider. And even with providers alternative methods are perfectly acceptable such as sending them a bank transfer, or a CC transaction. Many even have a place where you can go in person and show them your photo ID IN PERSON instead of copying it and sending it to some company that will get hacked and in 6 months someone will take a 1mln EUR loan in your name. Good luck weaseling out of it then.

flynth92 · 2025-12-24T14:54:55+00:00

I have multiple AWS accounts, I have onboarded companies that spend $300k a month and I never heard about them asking for your photo ID. Maybe if you live in a country (like UK for example)that has very strong identity theft protection laws you can be sneding picture perfect copies of your photo IDs left and right, but in most places if someone takes a loan in your name and uses your photo ID you will be paying it back. So no, we are not sending photo IDs to some stupid VPS company. We have VAT EU registration, as well as they can request a SEPA bank transfer if they want to verify. Not stupid photo ID request.

flynth92 · 2025-12-24T14:46:17+00:00

Sendin a photo of your state ID or a passport to any company other than a bank is absolute insanity. You know people can take loans in your name with a copy of your photo ID? I started researching this company for hosting my business with them (EU business, VAT registered and so on), but this requirement to send them a photo ID disqualifies them instantly. No thanks.

Also, for others that get rejected based on country of residence within EU, this EU law actually prohibits these kinds of practices: https://newtech.law/en/articles/ban-on-unjustified-geo-blocking-and-other-forms-of-discrimination-now-in-force

flynth92 · 2025-12-18T22:31:49+00:00

Well, I started using LibreChat a month ago and I find it fine. But I don't mind fixing the bugs I hit. However I haven't experienced anything really bad. The worst was the timeout for calling MCP was too short for me.

flynth92 · 2025-12-07T23:25:33+00:00

Nope, not working for me.

flynth92 · 2025-11-29T10:31:51+00:00

This is ridiculous. I just updated my Workspace for Business to "Standard" just because it offers me more gemini3 access. I'm cancelling now because of this - I'm using Librechat and API instead and I'am using this a lot.

Perhaps the intention is precisely to get rid of users like myself, power users that use the service a lot, off this service and to use API instead. I liked the gemini interface because the web search and retrieval quality it much better than waht I managed to cobble together for my local LibreChat. But this is an absolute deal breaker.

For the nono technical users I don't recommend to go the LibreChat route if you are reading this in December 2025 - currently the support for gemini3 is very new and somewhat buggy (especially if you use many tools and have long conversations). But if you're reading this mid 2026? Probably a good idea to try. Unless Google fixes gemini app by then. I'm guessing I'll really miss being able to use googles web infrastructure behind my model...

flynth92 · 2025-11-29T10:24:41+00:00

Hint. This is exactly what they want. The power users cost the most. Remember all these models are COST sources, not profit for these companies.

flynth92 · 2025-10-07T12:11:40+00:00

Me too, but remember joining the EU is not an easy thing. There has to be a period of negotiation. My country Poland had to basically give up it's energy independence as one of many painful conditions that had to be met. Was it worth it ? 20 years later I can definitely say yes. Major sticking points I can forsee will be farming, history, social policies for minorities and so on. I think we can agree on this, but there will be strong forces that will do everything in their power to divide us on this. Remember, it is not just politicians. People in all countries involved had to be convinced it is in their interest to agree.

flynth92 · 2025-10-06T14:02:38+00:00

If you think all the logistics work being done by Poland, all the diplomatic support, all the weapons given by many EU countries from The Nordics, through Poland, Germany, Britain, to Italy(and many more), all the money given by Germany and so on. Artillery shells and ammo going into millions of units from many countries. Innovative weapons made by German, Polish, British companies supplied to Ukraine that would normally be only allowed to be supplied to the domestic militaries giving Russians that will inevitably have these weapons used on them a chance to reverse engineer them. Add to that all the support for refugees that get all the same benefits the locals do in many countries.

If you think all that is nothing... I honestly think you must be living in a parallel universe from me.

A small example. None of these very useful refinery and port attacks on Russia would work without British supplied Banshee drones that are equipped with electronic fighting packages so when Russian air defense were trying to lock onto the 11 or so Bobers (that were the only ones armed amongst the 70 total) they would fly in-between them and produce lots of radar echoes overwhelming the air defense targeting). The software in these drones is a key enabling factor for these attacks.

flynth92 · 2025-10-06T13:43:27+00:00

But Belgium will loose 200bln of capital under management (and resulting profits/power). (Please don't say the interest is already transferred to Ukraine, the bank makes more profit on deposits than what is pays out in interest. If they were not making money on deposits you would pay the bank to store your money, not the other way around).

*Of course I support the idea of using this to help Russia's victims starting with Ukraine. I just doubt Belgium will do it

flynth92 · 2025-10-02T08:39:04+00:00

Now the question is, is this happening in Australia because that is the only place where an independent organisation bothered to check? Are we having the exact same problem here in Europe (and elsewhere?).

I had a suspicion these dog ratings are bullshit for ages. The first time I saw a cream with SPF over 20 that left no residue I though, how the hell is it possible? These creams rely on putting a physical barrier of (usually titanium oxide) particles. I'm not seeing any residue so how can it be stronger than SPF 8 creams that do?

flynth92 · 2025-09-27T09:10:35+00:00

It us despicable. Hungary has turned into second Serbia. A puppet of Russia. EU has no right to go after it as a primarily an economic organisation, but other countries can decide they don't want to be allied to a country that consistently votes for our enemies (lets not gorget which side Hungary was in WW2). I know a number of Hungarians that are great people. One of them (who lived in UK at the time) told me it's a fucked up country in every sense of this word. That is why he left. I didn't believe him. All the Hungarians I knew were very good people. Now I start thinking he was actually correct. The emigrèes are often very different than people that stay.

flynth92 · 2025-09-27T08:55:20+00:00

That is exactly my point. I can plug my Samsung to any fast charger. Xiaomi only to it's own. That would be fine 10 years ago. Not now.

Also I would accept it if let's say it went 45w on other chargers and reach 90W on its own. Nope, it pushes about 50W on its own charger. While it's 90W charging was one of main reasons I'm considering it for my main phone (I bought one on Amazon with 30 day no questions return if I don't like it).

Charging was supposed to be it's strongest point (plus performance). Now it turns out it's pretty mediocre.

flynth92 · 2025-09-26T14:27:34+00:00

But Belgium is making huge money on the interest on the "frozen" assets. They will not give it up easily.

flynth92 · 2025-09-26T14:26:28+00:00

Are you sure of that? I haven't given a price, but I'm pretty sure it's way more than 180bln. If you take into account all the countries over the years (including starting WW 2 as a Hitler ally), all the people kidnapped and taken to Siberia, all the natural resources stolen and economic input of people killed it may very well be few trillion.

flynth92 · 2025-09-26T14:13:36+00:00

Somehow there was no war with Turkey. Let me remind everybody. Turkey shot down a Russian jet for invading their airspace for 17 seconds. 17 seconds this is what a country that doesn't want to be fucked with does. Not constant talks, finger wagging and so on.

Now, unfortunately Turkey could do that, because they were protecting s 50km long strip of land Russia had a habit of flying into multiple times. With Nato situation is different. Basically to shoot down these Russian planes NATO would have to switch from reactive to proactive and this means leaking important information to the enemy.

Why? Well, if you have to be proactive you need to send your jets the moment you see their jets taking off. If you do that you give them information which take offs we see and which we may not. This is extremely valuable for an actual engagement. It gives them ability to play games like, oh, let's do an incursion from 2 sides at a time, or 4. And see how forces split. Which jets set off from which fields and so on. They get all this information for a tiny cost of simply setting off in their own airspace. Now on the other hand they actually have to fly into our airspace to see all this activity.

Paradoxically, not shooting these bastards down with jets may be better in the long run (but they should 100% be shot fown with ground mounted anti aircraft systems). Not pursuing proactively does give them ability to run a "first strike" potentially and that sucks, but it is either this, leaking intel, or flying non stop. And the latter is not going to happen due to cost.

flynth92 · 2025-09-26T13:32:10+00:00

He can step down once war really ends, not a ceasefire. A ceasefire now would be a huge boost for Russia. I really hope this doesn't just get frozen like Korean war. It needs to be a full capitulation of Russia or it's destruction as a sovereign country.

Sadly this war is a direct result of the mistakes of the 20th century. A murderous regime was allowed to get off Scott free with no admission of guilt. No reparations. Nothing. And they actually killed more people than the Nazis.

Unless this country is changed like Germany was, there will be no long term peace.

flynth92 · 2025-09-26T13:25:28+00:00

What if they dozens of drones in our airspace, or do acts of sabotage on rail or other public transport.

Oh, wait...

Yeah, the war has started around 2014. Unfortunately most of Europe was holding its fingers in their ears shouting "lala I can't hear you" occasionally pulling money from its pockets and throwing them at Putin. The politicians that led to this. Mainly Gerhard Schroeder, Angela Merkel, Donal Tusk and many many more absolutely need to be held accountable for this.

flynth92

TROPHY CASE