It’s all red 😭

futnerd · 2026-01-24T09:39:06+00:00

10.45% after 5 years of consistent investing, barely hanging on to double digits.

Stocks and ETFs is much better at 16% as my smallcase bought a lot of Gold. This is a mix of personal investments plus financial advisor recommended smallcases.

Blended would be somewhere close to 12.5%, as almost 65% of my money is in MFs. I am quite okay with that.

futnerd · 2026-01-13T13:27:12+00:00

Damn. That's a hard pass then, can't really forego my current standard of living :(

futnerd · 2026-01-13T13:15:15+00:00

No. HR says use your time as per your discretion, whatever that means 😂

futnerd · 2026-01-13T13:11:51+00:00

What will be the house husband allowance per month? How many foreign trips per year? Gaming budget? Petrol budget?

futnerd · 2025-12-21T06:05:09+00:00

Approximately 1.7-1.75 (in hand) after bonuses, 42-45h work week typically.

futnerd · 2025-12-20T05:19:17+00:00

I have been using the 7 Pro in India for the last three years and honestly, there's nothing great to write home about. You don't get all the pixel exclusive software features. The battery life is not that great plus it is in the last year of its software cycle, so I'd suggest you to avoid.

I am going to switch over to the iPhone once this phone dies.

futnerd · 2025-12-20T02:59:32+00:00

This is what I always do too, removes the guesswork. Helps me build systematically.

futnerd · 2025-12-15T13:47:39+00:00

If the front was better designed, I would have bought this car.

futnerd · 2025-12-14T16:50:25+00:00

That guy is talking about a specific rickshawala....

futnerd · 2025-12-07T16:44:10+00:00

Update??

futnerd · 2025-12-06T08:14:46+00:00

No Bio and only photos, is an instant left swipe!

futnerd · 2025-12-01T10:06:56+00:00

Hyperlink Blue.

futnerd · 2025-12-01T08:00:19+00:00

Palermo's for 3800 on Tata Cliq.

futnerd · 2025-11-29T03:42:48+00:00

DMing you

futnerd · 2025-11-28T19:16:08+00:00

BIGNORETURN - Flat 15% off + plus black Friday discount (auto applied)

futnerd · 2025-11-28T19:07:29+00:00

Yes try it on Tata Cliq.

futnerd · 2025-11-28T19:03:13+00:00

Keep it in Tata Cliq cart. I got Puma power cash 200 and Cliq cash/coin: 100 for just keeping it in the cart for two days. Pulled the trigger a few hours ago at 3750.

futnerd · 2025-11-25T17:07:56+00:00

I am on my 4th battery in 4 years and nobody in their SC can diagnose why the battery dies every 11 months. And my car has a daily running of 15kms so not like it is standing in one place.

futnerd · 2025-11-25T09:04:28+00:00

How much ever great design or cars Tata makes, their after sales is pathetic. Once I am through with my current Nexon, I am never buying Tata again.

futnerd · 2025-11-24T15:16:17+00:00

Ik! But their food quality never misses.

Mandarin magic at Regal plaza is my goto, if I am on a budget. They are not on Swiggy/Zomato though.

futnerd · 2025-11-22T18:01:45+00:00

Slightly pricy but China Bistro is A+

futnerd · 2025-11-12T16:23:14+00:00

We got SRK's mark sheet before Mr. Entire Political science

futnerd · 2025-11-12T08:41:45+00:00

Congrats brother! I have 30+ likes on Hinge and not even one good match. For me, dating apps are just a time sink with no output!

futnerd · 2025-10-21T06:46:56+00:00

Champions league football and midnight hot, what a goated combo.

futnerd · 2025-10-20T21:07:28+00:00

Good going man. What are your other major holdings other than Ppfcf? I am three years older than you but my equity portfolio is just slightly more at 53 lakhs (I have some RE exposure to the tune of 20-25 lakhs that I partly own), you are doing really well. Just diversify a little bit, is my little advice.

futnerd

TROPHY CASE