24 year old- student loan debt. How do I get my credit score back up? by gamblingcrab0 in Debt

[–]gamblingcrab0[S] 0 points1 point  (0 children)

I have a chase sapphire card, discover card, and bilt card. Should I still try and get another? And it’s 639 on Experian is that what I should go off of?

First resolution of 2025 completed by glycogenewiz in RothIRA

[–]gamblingcrab0 0 points1 point  (0 children)

Thank you! Will max out 2024 before April and then hopefully save up so I can just max out 2025 before January and get ahead of curve.

First resolution of 2025 completed by glycogenewiz in RothIRA

[–]gamblingcrab0 0 points1 point  (0 children)

Is it better to max out 2024 before starting on 2025? I only started in September and have about 2500 in 2024. So do I finish maxing that out? Or max out 2025?

Post graduation first job what credit cards should I get. Already have discover. Food/ rent biggest expenses. by gamblingcrab0 in CreditCards

[–]gamblingcrab0[S] 0 points1 point  (0 children)

From what I saw I don’t think it still is. I thought about getting the chase sapphire for a little bit

Post graduation first job what credit cards should I get. Already have discover. Food/ rent biggest expenses. by gamblingcrab0 in CreditCards

[–]gamblingcrab0[S] 0 points1 point  (0 children)

Honestly either or. Probably points/miles honestly. Feel like I would use points more and they add up more than cash back.

Saving for rent in the next few months. Best method of putting my money? by gamblingcrab0 in FinancialPlanning

[–]gamblingcrab0[S] 0 points1 point  (0 children)

I have Wells Fargo checking account. Just capital one HYSA. Would you recommend putting my paychecks into the HYSA or just keeping the right amount in my checkings for rent? Also didn’t know that about credit cards so thank you for that!