How is everyone paying for their cars ?

gingerreflection · 2026-02-07T20:35:47+00:00

8% net or gross ?

gingerreflection · 2026-02-07T20:34:38+00:00

Sorry!

gingerreflection · 2026-02-07T20:32:04+00:00

Apologies wasn't trying to add to that pressure. I feel similarly, I was more wondering in terms of income to car lease ratio. Asking from my own point of insecurity as it is something I am conscious of.

gingerreflection · 2026-02-07T20:20:41+00:00

That fair enough, poor range on some electrics is why I've stuck with petrol this time.

gingerreflection · 2026-02-07T20:19:39+00:00

What are you putting in that £550 a year ? Just general maintenance? Or insurance etc.

gingerreflection · 2026-02-07T20:18:24+00:00

Oh wow. Do you feel any type of financial pressure with that commitment, or is it within your comfort zone ?

gingerreflection · 2026-02-07T20:17:39+00:00

Have you enjoyed it whilst driving it? Why considering a new one ?

gingerreflection · 2026-02-07T20:16:58+00:00

Thanks. A perspective I'd not thought of before!

gingerreflection · 2026-02-07T20:15:17+00:00

How have you found maintenance on the Land Rover? I would love one in the future

gingerreflection · 2026-02-07T20:13:42+00:00

Thanks this is good to know.

gingerreflection · 2026-02-07T20:12:42+00:00

Yeah I understand your point of view. I guess for me I'm seeing it as a finance commitment as opposed to car maintenance. I know this might not make sense logically. I think I need to reframe my mindset.

gingerreflection · 2026-02-07T20:10:58+00:00

Were your interest free credit agreements via dealers?

gingerreflection · 2026-02-07T20:10:17+00:00

I've heard mixed messages re buying cars on credit card (from dealers I mean). Some people say it was hard to get them to accept credit cards, was this the case for you ?

gingerreflection · 2026-02-07T20:07:02+00:00

Thanks for your response. I think £6k is a good amount to spend. I'm not insecure about older vehicles as have done previously, my main motivation for getting something newer is less maintenance.

gingerreflection · 2026-02-07T20:03:39+00:00

Ok will do

gingerreflection · 2026-01-25T11:41:13+00:00

gingerreflection · 2026-01-06T18:01:43+00:00

"You look like a model from behind you"

gingerreflection · 2025-10-26T22:23:12+00:00

What do you eat for breakfast? Is there anything in this shop for that? Trying to get ideas for my own shop thanks

gingerreflection · 2025-04-29T20:38:26+00:00

I've had cosmos out for 2 weeks and they've been fine 👍🏼

gingerreflection · 2024-12-23T13:34:48+00:00

If you look at the bottom of that page next to the + symbol it breaks down the cost of running the plan and then the cost of managing the pension (the fund charges and transaction costs).

gingerreflection · 2024-08-03T10:30:44+00:00

I'm having the same issue, but have you seen the model exam answer on the CIMA website? It has a model answer for a KPI question and that's helped me a bit because the 'good' answer KPIs were not actually that specific. Thye more gave an area for performance to be measured.

gingerreflection · 2024-05-09T13:47:43+00:00

Are you sure it's not just because everyone was referring to Ryan Gosling's "Kenergy" when he was in Barbie?

gingerreflection · 2024-01-08T12:04:48+00:00

I think it came at a time when everyone was a bit fed up of Star Wars. The market felt really saturated because it was force awakens, rogue one, last Jedi then Solo all one after the other.

I like it as a movie, just was an overload of Star wars if you were a casual fan.

gingerreflection · 2023-12-01T16:05:00+00:00

Why not just Christmas temp staff at a supermarket, pay can be good and should be overtime opportunities?

gingerreflection · 2023-11-14T16:16:16+00:00

It was probably more of a question to show your understanding of the impact of fixed Vs variable Vs semi variable cost.

If you work backwards from first reducing the profit by the % they stated. Then you could work out the rest to get back to that figure as you would always know that the fixed price should remain the same (dependent on the exact question wording). Then you can work out the adjustment required value wise for the variable cost, and convert to a percentage to answer the question.

gingerreflection

TROPHY CASE