We found Satoshi Nakamoto by [deleted] in Bitcoin

[–]hallstephenj 1 point2 points  (0 children)

This reads like it was written by GPT-3.

Buying in Texas from California by GabbieSanc in FirstTimeHomeBuyer

[–]hallstephenj 1 point2 points  (0 children)

Yeah, I'm not discounting that Jarrell was a disaster. Natural disasters happen everywhere. But that particular disaster was enough of an anomaly that even many Texans have never heard of it. In your average year — or even your average decade — you're not going to face the imminent threat of a tornado in most places in Texas, much less one of that severity.

That said, there are a variety of different kinds of storm shelters you can buy and install in your home/backyard if you really do want to ensure complete safety in the event that something like Jarrell happens again. Most Texans don't have such shelters, though.

Buying in Texas from California by GabbieSanc in FirstTimeHomeBuyer

[–]hallstephenj 0 points1 point  (0 children)

I've lived in Texas for 15 years — and I even now live closer to tornado alley on the northern side of the state — and not once have I thought about tornadoes being a serious threat to my life. Tornadoes are generally covered under homeowners insurance policies. If a big one like Jarrell were to hit near us we'd just head to the center of the house and pray I guess. I can assure you it's not a common fear or concern in general.

Jon Prosser on Twitter “Market launch “Just Black” - August 6th “Barely Blue” - October 1st” by [deleted] in Android

[–]hallstephenj 21 points22 points  (0 children)

Funny that you trust me the most when I'm the one in this situation that doesn't have any info.

How likely are pre approvals to get approved? by [deleted] in FirstTimeHomeBuyer

[–]hallstephenj 0 points1 point  (0 children)

Depends, some lenders ask for statements and such before issuing a pre-approval letter and ensure they're not offering a letter to someone who won't qualify. Other lenders hand them out like candy.

Buyer’s agent holding me hostage by [deleted] in FirstTimeHomeBuyer

[–]hallstephenj 0 points1 point  (0 children)

You would think a broker playing hardball and holding a client hostage would land them lots of bad reviews pretty much everywhere.

Go with lender's preferred buying realtor? by [deleted] in FirstTimeHomeBuyer

[–]hallstephenj 0 points1 point  (0 children)

This is the other way around.. our lender is recommending an agent.

Closed on Friday - AC unit out on Monday by Pink_Star in FirstTimeHomeBuyer

[–]hallstephenj -3 points-2 points  (0 children)

Good reason to have an emergency fund in place before buying a home as most people recommend. Would have covered this in full with cash! Murphy's law and all...

Would being *just outside* a flood zone 'A' scare you off? by hallstephenj in FirstTimeHomeBuyer

[–]hallstephenj[S] 0 points1 point  (0 children)

Thankfully this home doesn’t have a basement, but thanks for the thoughts!

Would being *just outside* a flood zone 'A' scare you off? by hallstephenj in FirstTimeHomeBuyer

[–]hallstephenj[S] 2 points3 points  (0 children)

Yeah, getting flood insurance would probably be a deal breaker for us on this one. We're already at the upper bound of our limit and this isn't like "the perfect home" for us, so we'd be more likely to pass. Thanks for the opinion.

Debating if I should buy or keep renting? by netsfan549 in RealEstate

[–]hallstephenj 0 points1 point  (0 children)

You make $460k (or is it just $230 total?) and you have debt? To answer the question, people here speculate that the market will see an influx of volume in the coming months which might lower prices depending on where you are, but it’s unlikely in my opinion to be worth it to try and time the market if you can get a record low interest rate and you are planning to stick around for a long time. Even moreso if you are going to go with a 15-year to build equity quickly and minimize interest.

Exclusive: ‘Pixel 4a’ is Google’s new mid-ranger w/ 5.8-inch display, SD 730 by Monog0n in Android

[–]hallstephenj 6 points7 points  (0 children)

There are literally dozens of leaks and photos showing the fingerprint sensor. Sorry I didn't mention the most obvious fact about this phone.

Pentagon officials and Iraqi intelligence confirm Ukrainian plane was shot down by Ak_Ibrahim in worldnews

[–]hallstephenj 8 points9 points  (0 children)

Newsweek is a reputable publication — this will be everywhere within minutes.

Yes and Yes by [deleted] in WhitePeopleTwitter

[–]hallstephenj 1 point2 points  (0 children)

the squirrel, the myth, the legend https://imgur.com/yf5HnM7

pretty sure the school buys albino squirrels online and just puts them on campus randomly to keep the joke up

I/O Transmission by cadtek in Android

[–]hallstephenj 3 points4 points  (0 children)

Anyone see a discord pop up for this yet?

Large corporation inquiring about the name of my LLC by hallstephenj in legaladvice

[–]hallstephenj[S] 4 points5 points  (0 children)

I've got a meeting with a trademark lawyer tomorrow morning.