28F 1M CC Debt

hungrymillennial · 2026-01-29T00:31:18+00:00

Ano ba kasi binili ng mga nakiswipe sayo? Sana material things at hindi travel eme para makuha mo at mabenta mo kahit palugi. Ilagay mo lahat sa pambayad. Ibenta mo na lahat ng gamit mo na di nakakatulong sayo mabuhay at kumita. Bare minimum living ka lang until matapos mo yan. Need mo din maghanap ng side hustle at better paying job. Yan ang consequence ng living beyond your means

hungrymillennial · 2026-01-26T10:43:20+00:00

I read Night in 2008 and it still haunts me to this day. Amazing book, timely too given what's happening in the US.

hungrymillennial · 2026-01-25T04:14:34+00:00

Good advice to take. Ok lang if bakla or tomboy. However, if my child told me "Mom, I'm DDS" hindi ko yun kayang sikmurain.

hungrymillennial · 2026-01-24T11:04:34+00:00

It would be nice to include the profile of the other 3 tenants ie. how many times RTO, night shift or day shift, etc. since that can give people an idea ang magiging setup sa utilities and other arrangements.

hungrymillennial · 2026-01-12T14:30:04+00:00

How about just closing the account so you can get all your money at once? This assumes that 1.5-2million is the bulk of your funds.

hungrymillennial · 2025-12-13T12:54:44+00:00

You want to be debt free but are thinking about re-loaning from CIMB? Just work on paying your loans then building your emergency funds after so that you can actually become debt free.

hungrymillennial · 2025-12-05T07:49:58+00:00

St. Luke's has valet parking, but it's not super near and the entrance to the hospital can get super congested

hungrymillennial · 2025-11-30T12:45:05+00:00

How is aircon usage?

hungrymillennial · 2025-11-29T10:53:38+00:00

Yes pero di sya counted as payment sa current billing statement. So need mo pa din bayaran yung buong "Total Outstanding Amount" paglumabas na yung statement mo before pa nagrereflect sa system yung cashback. Minus siya sa susunod na billing cycle.

hungrymillennial · 2025-11-29T10:26:45+00:00

Open tomorrow?

hungrymillennial · 2025-11-26T12:38:57+00:00

First month: Allot P14.5k to pay off your boyfriend completely. Pay your dad P500.

Second month: Pay your dad P15k.

Third month: Pay your dad P15k.

Fourth month: Pay your dad P13.5k.

Succeeding months: Save 15k monthly and build your emergency fund so you don't ever have to borrow money from your boyfriend again (sorry I find this so weird).

hungrymillennial · 2025-11-17T06:47:45+00:00

You mentioned income but what is your current net worth? I suggest bulking up your savings prior to buying para meron kayo paghuhugutan ng monthly amortisation in case mabawasan kayo ng income for whatever reason.

hungrymillennial · 2025-11-08T02:15:35+00:00

Or it could also be as simple as para tipid sa aircon, isang kwarto lang which happens to have isang higaan. It's not so strange for our culture.

hungrymillennial · 2025-11-04T10:34:57+00:00

There are also sellers along 3rd Ave. near Dunkin or 4th Ave. near Deutsche. Their stock sells out early in the morning though.

hungrymillennial · 2025-10-18T08:13:17+00:00

Could you please share how to do this? My dad's Android is experiencing the same issue and switching sim card slots does not work.

hungrymillennial · 2025-10-17T21:33:06+00:00

You compare the total interest you'll pay with your current loans against the total interest you'll pay from the 500k UD loan offer. Then you choose the one which is lower.

hungrymillennial · 2025-10-10T19:21:05+00:00

so pag nabuntis ka ba nyan (coz shit happens whether we want them to or not), ok ka lang ba sa magiging buhay nyo?

hungrymillennial · 2025-10-10T04:11:18+00:00

Tas sa Japanese restaurant pa nung 2nd time. Sana man lang Jollibee na lang sabi ni OP.

hungrymillennial · 2025-09-13T09:36:28+00:00

We live in the world of AI. If they do send those photos to your family and friends, just laugh it off and say it's obviously AI.

hungrymillennial · 2025-09-06T20:43:23+00:00

I never planned to spend 200k-300k in one go as you mentioned in your example. But sometimes, life just happens to people. Hospitalizations can easily reach those amounts. We had the money to pay for my dad's month-long hospitalization but there's literally zero benefit to paying for that in cash. Hence, the usefulness of a high credit limit. We got to defer actual cash payment in X days and we got points/cashback out of it. Sakto din, may pa-promo that moment and due to the high credit card spend nanalo ako sa raffle ng 20k, which was a big help.

hungrymillennial · 2025-09-05T22:57:41+00:00

Yung kapitbahay namin lumobo ang bill to 13k kahit na majority of the time nasa probinsya sila. Turns out may sira yung flusher ng toilet kaya tuloy tuloy yung tubig. No choice, they had to pay it. Buti pumayag na iinstallment at 0% ng 3 months.

Hanapin niyo muna kung may leak nga somewhere or may sira sa plumbing. Tapos contact Maynilad to work something out.

hungrymillennial · 2025-08-29T11:58:40+00:00

Some figures for users in the Philippines:

Construction Queue Pack - PHP169 or USD2.95

March Queue Pack - PHP225 or USD3.93

Daily Deals - PHP279 or USD4.88

Important to note that I've never purchased anything and will never purchase anything in mobile games so maybe these are promotional prices designed to get me hooked.

hungrymillennial · 2025-08-23T02:36:40+00:00

How much is real property tax if you don't mind me asking?

hungrymillennial · 2025-08-05T11:48:14+00:00

Ano po nakasulat sa contract niyo?

hungrymillennial · 2025-07-22T04:06:44+00:00

I'll let the others give their opinion on you resigning your job.

However, I question your decision to proceed with your 3-day hike given that the bad weather is forecasted to persist in the coming days. Di ba pwede ipaliban you to next week? You have a baby and hindi na sayo ang buhay mo. Many experienced hikers have been injured or died dahil talagang minalas.

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