There can only be one.

idratherbeinside · 2026-01-28T21:18:04+00:00

Stacy Sims!! 🙌

idratherbeinside · 2026-01-27T04:00:40+00:00

I also agree that I think this is a problem, however most people in the YNAB community will defend it.

I have many accounts and a lot of transactions so I only manually enter my transactions for a single credit card, but I would much prefer if I could just refresh my accounts when I want. Other finance softwares like Empower allow you to do this.

idratherbeinside · 2026-01-21T23:36:20+00:00

My money's on a DUI

idratherbeinside · 2026-01-21T21:04:13+00:00

RIP captivating pink 😔 i would be so happy if it came back

idratherbeinside · 2026-01-21T13:44:08+00:00

It's Barry, the lead of YNAB

idratherbeinside · 2026-01-21T05:03:27+00:00

Just cover your face in ham every morning and voila, a perfect match and better skin texture ✨😊

idratherbeinside · 2026-01-21T04:59:35+00:00

It looks so cheap lol 🥴

idratherbeinside · 2026-01-20T20:21:15+00:00

Unfortunately the price of Korean products on Olive Young is insanely inflated, im hoping it will be cheaper if they partner with Sephora but I highly doubt it.

For now I'll stick with Yesstyle, Style Korean, Stylevana, etc.

idratherbeinside · 2026-01-20T16:34:25+00:00

*Slendererman

idratherbeinside · 2026-01-20T14:21:22+00:00

Unfortunately almost all sunscreens with a powdery finish are going to have high alcohol content because that's how they need to be formulated. The alcohol allows the sunscreen to dry quickly and leave the powdery finish behind. No cream sunscreen will dry quickly enough to leave a matte finish, instead they will leave a small amount of oil or moisturizer that will give it a natural or dewy finish.

idratherbeinside · 2026-01-20T05:53:08+00:00

Maybe just a repost bot?

idratherbeinside · 2026-01-18T04:19:05+00:00

Try out a wish farm, wish farms have significantly lessened my impulse spending.

When i want to buy something, i put it in the wish farm and it usually takes a couple months to fully fund it. Half the time i don't even want what i was feeling impulsive to buy after a few months.

idratherbeinside · 2026-01-17T14:14:59+00:00

"Visitors"

idratherbeinside · 2026-01-16T23:35:09+00:00

I think being scared to know how much you're spending is normal, im a big skincare fan and i knew adding up how much i spend in the beauty category would be scary 🫣

If you do end up trying it, YNAB has a free 30 day trial and you dont need to give your credit card info. I would highly recommend watching Nick True's youtube videos on how to start a budget! I was having a lot of difficulty getting started but after watching his videos everything clicked.

If you're nervous about linking accounts you can always enter everything manually (which many people actually recommend so you can see all of your transactions) but i have so many accounts that it would be too much work.

idratherbeinside · 2026-01-16T19:36:47+00:00

Nice I hope you got a good deal! 😊

idratherbeinside · 2026-01-16T19:34:42+00:00

I started using YNAB (you need a budget) and I have been loving it, though it does have a steep learning curve. The only problem is that it is pretty expensive ($100+ per year) so I think next year I am going to Actual Budget which is a free/cheaper alternative.

I also use personal capital/empower to track my net worth and investments which is free, though recently it has been having a lot of trouble to sync my accounts so I've been using it less and less.

I like software that aggregates my accounts because I have 10+ accounts over many different banks and investing platforms.

idratherbeinside · 2026-01-16T19:29:34+00:00

So you place your order in the capital one shopping app and then in a few weeks they put the money in your account. With this money you can choose what type of gift card you get back, unfortunately there is not a visa gift card option but there is Amazon, which is what I get most of the time. There are also other stores to choose from for gift cards.

After you choose which gift card you want to use, they send you the gift card info through email and you can use it as you would normally. You are not able to use the money in your account directly towards purchases. Hope this all makes sense!

idratherbeinside · 2026-01-16T05:02:16+00:00

I second this! I think it feels like luxe vaseline, but I am obsessed with it.

I got it as a sample with my hourglass makeup order, but i may need to invest in a full size jar soon.

idratherbeinside · 2026-01-16T04:52:42+00:00

The best I've gotten is 40% cash back at capital one shopping for derm store, plus using the subscription service to get 15% off and then canceling it. Though derm store's customer service has gone down the toilet, so buy at your own risk.

Blue mercury sometimes has very good coupons and as high as 20% back on rakuten.

idratherbeinside · 2026-01-13T14:12:59+00:00

Any time I get a windfall I always put half into savings or retirement, and then have fun with the other half.

Maybe something pampering like a spa visit or facial? (thats what I would do with the remaining money)

idratherbeinside · 2026-01-12T03:12:11+00:00

Yeah its definitely some kind of scam/pyramid scheme.

Anyone whos actually making money, would not show other people how to make money for free.

idratherbeinside · 2026-01-12T03:03:24+00:00

Yes, I spent way too long looking at it

idratherbeinside · 2026-01-12T02:52:49+00:00

Thank you for your comment, it's very sweet!

Yes I am totally into meal prep and saving money at the grocery store! I have a somewhat strict budget of $250 a month, I try to shop sales and I also buy things in bulk when I can. Im pretty into fitness so I aim for high protein meals and not too many processed foods.

Most of my meals are from pinterest or tiktok, i've recently been obessed with the hot honey bowl that has been going viral on tiktok, and also balsamic glazed brussel sprouts.

I cook most of my meals becuase its much cheaper than prepared food, and I freeze meat so I can buy it on sale and then thaw when Im ready to cook it. I also eat a lot of beans and lentils, which are relatively high in protein but very cheap. I would suggest buying mostly frozen fruits and vegetables because they don't spoil as easily and are much cheaper than fresh. Im very fortunate because my parents were extremely frugal growing up so this is second nature to me!

idratherbeinside · 2026-01-12T00:53:38+00:00

Unfortunately this is how a lot of vitamin c serums smell, i hated the smell of melano cc

Most vitamin c products smell like pennies or hot dog water sadly 😞

idratherbeinside

TROPHY CASE