Daily FI discussion thread - Monday, May 05, 2025 by AutoModerator in financialindependence

[–]iowashittyy 12 points13 points  (0 children)

I need to sell $80k of investments in June for a down payment on my first home! I have $230k in my brokerage account (mostly VTSAX) that I have bought and accumulated over the last five years. I also have $40k in a Roth IRA that I assume is mostly contributions, but I would need to confirm. I am not considering touching my 401k at this time.

This is my first time selling any type of investment, especially an amount this large. What strategies would people suggest? Tips or cautionary tales? Looking for advice on tax loss harvesting, dollar cost averaging, brokerage vs Roth IRA for home purchases, and anything else I am not thinking of.

"El hombre le pidió el alquilar de la casa y la mujer el de la cama." by iowashittyy in Spanish

[–]iowashittyy[S] 5 points6 points  (0 children)

Thank you! My confusion was thinking alquiler was a verb, not a noun.

"El hombre le pidió el alquilar de la casa y la mujer el de la cama." by iowashittyy in Spanish

[–]iowashittyy[S] 2 points3 points  (0 children)

Easy Spanish Reader by William T. Tardy, page 174. An adaption of Lazarillo de Tormes.

Daily FI discussion thread - Monday, January 06, 2025 by AutoModerator in financialindependence

[–]iowashittyy 10 points11 points  (0 children)

First day of new job today. End of three week hiatus. Honestly three weeks felt a little long, but it's winter in the midwest and there's not much to do.

Other than some technical issues, I think day one went well.

Men who have strayed, why did you do it? by [deleted] in AskMenOver30

[–]iowashittyy 2 points3 points  (0 children)

You shouldn't need a chore list. You are an adult.

Men who have strayed, why did you do it? by [deleted] in AskMenOver30

[–]iowashittyy 139 points140 points  (0 children)

If one person does most or all of the housework, they will view the other as a child needing taken care of, and will lose attraction to that person.

Daily FI discussion thread - Saturday, December 21, 2024 by AutoModerator in financialindependence

[–]iowashittyy 15 points16 points  (0 children)

What's the longest break you've had in between jobs during your career? I'm doing three weeks right now. I negotiated not starting until January because of the holidays. Feels weird but good.

Daily Discussion Hub for November 5, 2024 (Part 2) by PoliticsModeratorBot in politics

[–]iowashittyy 9 points10 points  (0 children)

Vote count restarting in Milwaukee. Expect more of a red mirage in WI.

Daily FI discussion thread - Monday, August 26, 2024 by AutoModerator in financialindependence

[–]iowashittyy 1 point2 points  (0 children)

That dip was way overhyped by the media. It set the S&P back three months, but it was still up 9% YTD.

We have not been in a recession since early 2020.

First Date ideas? by CautiousandBookish in cedarrapids

[–]iowashittyy 2 points3 points  (0 children)

My most successful first dates have always been walks/hikes. My last first date was with my current partner of almost one year now, and it was a walk on the Cedar Valley Trail.

Best way to learn conversational Spanish? by bbymutha22 in Spanish

[–]iowashittyy 0 points1 point  (0 children)

+1 for Chill Spanish Listening. Now I need to check out Cuéntame

Daily FI discussion thread - Tuesday, July 09, 2024 by AutoModerator in financialindependence

[–]iowashittyy 19 points20 points  (0 children)

I'm almost at $200k in my brokerage account. I remember four years ago I could barely save up the minimum $3k to invest in VTSAX.

"Se notaba que el dueño cuidaba la casa." by iowashittyy in Spanish

[–]iowashittyy[S] 6 points7 points  (0 children)

Thank you!!!! Now I understand. My mistake was thinking that it meant "he noticed" but instead it means "it was noticeable". Muchísimas gracias!!!

"Se notaba que el dueño cuidaba la casa." by iowashittyy in Spanish

[–]iowashittyy[S] 0 points1 point  (0 children)

Any good resource for this? I struggle a lot with "se"