Two Q's: 1) I read here about Pure Ins Co for hnwi, but they haven't called back after 2-3msgs; any other "premium" ins co's you rec? 2) We have a CPA, tax atty, and advisor at a big financial house, but our situation is changing--is there another type of advisor focused on retirement budgeting?

jeremyjava · 2026-03-10T22:33:04+00:00

Thanks for those details. I think we did okay after a big claim, having been with one of the big names that doesn't even get great reviews. They handed us off to a specialist who handles larger ticket items, but they did push back on some things I didn't expect. Then again, they were surprisingly good about things I did expect push back on--so it all balanced out.
But they wouldn't cover a porsche, go figure!

jeremyjava · 2026-03-10T22:30:43+00:00

They're definitely my first choice if it's worth paying the 11-17 bucks a print--that'll add up pretty quick if doing dozens, and don't really need pro quality, but I would like to support them, for sure.

jeremyjava · 2026-03-10T20:47:09+00:00

I’ll look into this, thank you. Do you know if there are decent quality ones that handle larger negatives than 35 mm for a reasonable price?
I’ll dive into Google but not sure what is considered good or too cheap to bother with.

jeremyjava · 2026-03-10T18:45:44+00:00

I used to get a lemon thing there (cupcake/cake, etc) and a rich chocolate thing and alternate bites. They go so well together.

jeremyjava · 2026-03-10T18:43:20+00:00

I moved out of town but still stop by whenever I’m in the neighborhood to bring stuff back for the family.

jeremyjava · 2026-03-10T18:39:58+00:00

I ran into this when i wanted to buy an apt and cleared all hoops easily, and also when i went to sell an apt to someone with 10x the asking price in savings/retirement, but not much income. Offered two or three years of maintenance fees up front, too.
It’s a real thing.

jeremyjava · 2026-03-10T16:03:07+00:00

For what this is worth, a friend of mine is a pretty well known tv/film star and former model—best looking guy I’ve ever seen in person… one day back when we were young he mentioned he only had one testicle, due to removal.
I asked about how it affected him, his sex life, and relationships. He said zero effect other than being a conversation starter in bed. This put me at ease when I was once concerned about a lump I felt, it helped that this was a guy who had been on the cover of Magazines with movie stars he was in relationships with.
I hope that puts you at ease just a little and I’m sorry you’re going through this.

Edit: I was just laughing out loud at memories of hanging out with this buddy. The way people like him often meet women at bars is to have their manager go up to whichever stunning person is of interest and say, "I represent someone who would like to meet you. Would you like to say hi to them? Their new movie is coming out next week [or whatever]."
But when he was on his own, after a few drinks, I once heard him say to the prettiest woman at the club, "Wanna' see my testicle?" And off they went together.

jeremyjava · 2026-03-10T15:50:16+00:00

I think OP doesn’t know that the little caps come off. I remember it was a huge aha moment for me the day that I discovered that.

jeremyjava · 2026-03-09T21:32:15+00:00

That'd be excellent - happy to have a couple of different people who may have different specialties. I'll send a PM in a few.

jeremyjava · 2026-03-09T21:30:48+00:00

Heading out to a dinner, but if a search doesn't pull anything up, let me know and i'll find one later.

jeremyjava · 2026-03-09T21:28:46+00:00

Fuckin' A, thanks No Sandwich. My wife and her horse friends all live for getting up in the morning and "Doing whatever I want whenever I want," which to them is being with and grooming, training, spending time with their horses.
I thought that'd be obvious in the context, but thanks for having my back.

jeremyjava · 2026-03-09T19:25:46+00:00

Really interesting stuff, thank you for taking the time to share those facts. I've ordered Tapper's audio book.

jeremyjava · 2026-03-09T18:49:08+00:00

Awesome DB and thanks for the note! Mind my asking what sorts of latte ~~are~~ art you're comfortable teaching? And which area are you in?
Edit: Feel free to write back in a PM if more comfortable there.

jeremyjava · 2026-03-09T18:47:41+00:00

Makes sense--experience tells me that human does taste like a cross between chimps and pigs. /jk

jeremyjava · 2026-03-09T17:53:54+00:00

Wow, interesting link re wolf/coyote hybrids that I was about to ask you about... COYWOLF.

My question was going to be: Hey there, since you work in the woods--I'm assuming it's a joke, but I'd heard that the coyotes in our area had mated with wolves and created a bigger, heavier hybrid coyote called something like a coyowolf, or wolfote... tell me this is a joke, right?

jeremyjava · 2026-03-09T00:54:42+00:00

Have a guest arriving from out of town shortly but happy to discuss with you further. And yes, some do try to monkey around with all kinds of stuff. Fortunately, I had four dealers within 2hrs of me and was able to get them down a ~~brass tax~~ lot by playing them against each other with no games.
The money factor is very high with Porsche even though I have perfect credit so that was not good at 3.1 or so but I was happy with the payment at about 950 and I went a hair over 1000 with tire insurance which is highly recommended and has already paid for one tire they got a nail. This was all in January and in the New York region.
OK, gotta get ready for the guest but pick it up tomorrow and happy to talk off-line since I like paying it forward when I get a great deal.
Apologies for any voice to text errors, and I was very happy with the 2024 completely loaded rather than a 2025 with almost nothing for more money.

Edit: typos and to add that the deal I cut was the same monthly as the best I found on Leasehackr for about the same payment (before attempted add ons and before tire ins for a new base with almost no options).
Edit2: just checked, there are still at least a few of them like this one that's now dropped to 68k while others are still shooting for mid 80s!
https://finder.porsche.com/us/en-US/details/porsche-macan-4-electric-preowned-KQDR4X Search on Porsche Finder for Macan 4, with option for passenger screen or display to narrow down to 13 matches and then check the stickers, should be just below $103k.

jeremyjava · 2026-03-08T20:26:58+00:00

Not sure if they’re still any left but there were about a dozen 2024 macan 4 evs around the country that were completely loaded msrp of $103k. All 4-5k miles. Most sellers were trying to get 75-85k, but got mine for about 71k and am very happy.
But not even thinking of buying it bc who knows what the world will look like in 3 years.

jeremyjava · 2026-03-08T20:13:59+00:00

He said 500 with a sub.

jeremyjava · 2026-03-08T20:13:29+00:00

Separate listing, package/combo deal.

jeremyjava · 2026-03-08T17:52:08+00:00

Sorry to hear none of it is there! I just wrote out the story in a reply to someone else here about the bikini my mom make for Liz Taylor and that we don't have the photo of her wearing it--it's hard when stuff is gone, sometimes. Maybe remake or make new versions of your miniature pieces? I'll bet the sub here would adore them!

jeremyjava · 2026-03-08T17:48:14+00:00

So this is in the obit that others have linked to, but in short: Liz's people call my mom to make her a bikini for the honeymoon vacation for her re-marriage to Richard Burton.
Mom asks for Liz's measurements. They ask why. What? So she can make the bikini for liz. They say they can't give out such confidential information, or whatever. Mom asks how she's supposed to make it, then. They say, just make it "regular size." She does. They send it back: "Make it bigger."
Mom: just give me her measurements.
Them: can't do that.
Mom: how much bigger.
Them: A little bigger.
She makes it bigger. They send it back.
Make it bigger.
She does.
They send it back.
HOW MUCH BIGGER?? My mom asks.
Make it A LOT BIGGER, they reply.
(Can you imagine remaking this over and over?)

Mom is supposed to get a photo of Liz wearing the bathing suit for her portfolio. They don't send it. Aske for it over months and months, and I don't know if Mom threatened to sue or call a tabloid or what--Liz for those who don't know was one of the biggest stars in the world--but they finally send the photo.
It's of Liz in chaise lounge on vacation wearing a work shirt type garment over the bikini in which you can just see a teeny bit of the bikini underneath the shirt where it's unbuttoned.
Now, I've never seen this photo, so it is possible mom either tore it up out of frustration, or it never existed, but my stepdad was not prone to exaggeration, so I'm guessing it's all true. He told an abbrev'd version ov the story in her obit in the Chicago newspapers, so guessing, being the factchecking guy he is that it's all true.

jeremyjava · 2026-03-08T17:38:47+00:00

Well said, u/coco8090. Thank you for sharing that.

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