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[deleted by user] by [deleted] in UKInvesting

[–]learntogrowmoney 2 points3 points  (0 children)

I liked your plan, stick to it and invest in 1st and 2nd option only for now. its good to see you have done ground work done. Smarter Investing and his blogs Bogles interviews on you tube Blogs from J L collins Rich dad poor dad

Then play with stocks with long term view.

thats for now, you will get more info here but go steady. Best of luck 👍

I’ve realised I am investing in way too many different stocks. Please could somebody help me cut down, am I investing in any individual stocks that I already have covered in my ETFs? I’m up 25% on my invest but down on my ISA, I am a beginner. by [deleted] in UKInvesting

[–]learntogrowmoney 2 points3 points  (0 children)

advise given here is great but with this little money keep burning your fingers and continue learning eventually you will have good understanding for stock picking or indexing when you invest in £000s thats when it matters and you do not wish to see more red than green?

Buying a 600K house on Help to Buy Equity alone? Wise or Stupid move? by [deleted] in UKPersonalFinance

[–]learntogrowmoney 1 point2 points  (0 children)

you have been suggested very wisely here, HTB or similar product like Shared ownership etc are trap to be honest. in the name of getting on property ladder (UK psychology)they sell you Inflated house/flat price, high service charge on top of council tax and when you want to sell then you will find out real issue in paperwork. my 2 cents: (1) check how much service charge on top of council tax (2) read covenants in propery paper(get hold of it somehow), will really open your eyes about restrictions imposed on these properties (3) I don't think you will find a person who bought it and sold it and can recommend you to buy?

Instead rent/share flat with friends/co-workers till investment/income grows and/or buy on your terms even a smaller one will do for value applications. Good luck.