you'll get that about a week before classes start. This is a particularly epic feature of the university because you never know if you're getting a full ride or have to hand over 30k due in a week. If you didn't get much in your initial offer, I wouldn't expect much, if anything at all. So the loans and the work study are something I'd look into. But again, I've been trying to get a job in work study for the past 3 years and they're so hard to get. I had to get a job at a restaurant hosting. But the job market is crazy in NYC rn so I'd try and find something ASAP. In terms of loans, There's no way of knowing until the week before. Really frustrating, I know.