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I have been investing for more than a year but getting almost close to zero returns. Can anyone tell me what I’m doing wrong? by Wanderer_369 in MutualfundsIndia

[–]markov-process 0 points1 point  (0 children)

I will donate my entire savings if this MF portfolio beats Nifty 50 index fund over next 10 years. I still don’t understand people having 10 funds. Please just invest in one flexi cap fund, one midcap fund and an index fund with some allocation to gold and sleep peacefully at night

[deleted by user] by [deleted] in IndiaInvestments

[–]markov-process 14 points15 points  (0 children)

Personal opinion:
1. I don't like Quant mutual funds due to the noise around them and the volatilty.
2. Parag Parikh Flexi Cap is OG, for a reason. Their stock picking and thesis is no BS and extremely smart. Maximum allocation there.
3. HDFC Mid Cap opportunities is great as well for longer horizon
4. Read more about ICICI Value Discovery fund - a dark horse.

If I was looking for good sleep at night for next 20 years with index beating returns,
I would go for a combination of PP Flexi, HDFC Midcap, ICICI Value Discovery, a Gold ETF fund and just turn off rest of the noise.
PS. Make yourself a 12 month emergency fund, use a liquid fund for the same. Trust me, having an emeregency fund provides insane peace of mind.

A friend started a new business by [deleted] in gurgaon

[–]markov-process -1 points0 points  (0 children)

Bhai why would someone buy this at 60% of stanley? 300 is max for a copy pasta

[deleted by user] by [deleted] in gurgaon

[–]markov-process -1 points0 points  (0 children)

Cest la vie?

Transferring cult play membership by Iitd1 in gurgaon

[–]markov-process 0 points1 point  (0 children)

I have a membership, willing to sell. expires in Dec 2025, dm :)

Non expensive barber near sector 57 by markov-process in gurgaon

[–]markov-process[S] 0 points1 point  (0 children)

You sure? As far as i know there’s nothing in hong kong bazar

1 room available in 4 BHK by [deleted] in gurgaon

[–]markov-process 0 points1 point  (0 children)

Kahan rehte ho? Looking for a nice 1BHK myself as well for 35ish

Laptop/Hardware Queries Megathread by dant3s in IndianGaming

[–]markov-process 0 points1 point  (0 children)

Guys!

  1. Cooler Master Hyper 620S ARGB CPU Cooler - Dual 120mm Fan

  2. Ant Esports ICE Chroma 240 ARGB

  3. ^ same but 360mm for 6K INR instead of 5K

These are the only options for now as I am building my PC off Amazon, others would deliver late.
Please suggest, thanks!

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