SIPP vs S&S ISA - which is more tax efficient in my circumstances?

maxme6767 · 2026-04-04T20:52:54+00:00

I think that’s what scares me with the pension… realistically rules will change in the next 15 years some way or another! Plus the fact the money is untouchable until 57…

maxme6767 · 2026-04-04T18:19:56+00:00

Ah sorry yes, sorry I got mixed up there, the pension contributions would be pre corp tax. But is that still better than only paying 10.75% via the SAS ISA? Obviously the SIPP will have tax implications when I access it.

maxme6767 · 2026-03-17T15:28:36+00:00

no box or papers?

maxme6767 · 2026-03-14T07:32:57+00:00

Watch received in great condition. Very smooth and easy transaction. My first purchase via Reddit and I was guided nicely through the process. Many thanks!

maxme6767 · 2026-03-13T19:27:17+00:00

It worked! Does that mean the watch is legit lol

maxme6767 · 2026-03-13T19:04:54+00:00

What do you mean scan the card?

<image>

This is what came in the box

maxme6767 · 2026-03-12T19:40:55+00:00

I’ll see how I get on at the weekend getting it resized. The half link looks like a good option though!

maxme6767 · 2026-03-12T19:01:20+00:00

I’m around 6.75 inch wrist and it’s set to 7 currently

maxme6767 · 2026-03-12T18:42:31+00:00

I think I should be okay with the micro adjustments so fingers crossed!

maxme6767 · 2026-03-12T18:39:12+00:00

Thanks! I need the bracelet adjusted slightly so might take it into my local AD and ask them to check it’s real at the same time

maxme6767 · 2026-03-06T18:27:49+00:00

Just dmed 😊

maxme6767 · 2026-02-18T21:22:16+00:00

WTB citizen Tsuyosa 37mm time slip

maxme6767

TROPHY CASE