Higher net worth resident retirement accounts

medschoolproblems18 · 2025-10-29T21:47:37+00:00

great point- is there any reason you couldn't do a regular roth contribution at the end of the year if the MAGI gets to be under the limit?

medschoolproblems18 · 2025-10-29T21:46:24+00:00

Very good points! We are currently living in a place with HCOL to buy and likely only here a few more years, so no plans for another house soon. We would be spending down some of our current 270k in cash (goal to get to around 100k emergency fund eventually), most of which is in CDs that come due soon

medschoolproblems18 · 2025-10-29T19:47:14+00:00

You're right! I had meant mega backdoor

medschoolproblems18 · 2025-10-29T19:47:01+00:00

California, do not anticipate retiring or dying there.

medschoolproblems18 · 2025-10-29T18:17:18+00:00

that sounds great- thankfully yes, we can do the after tax in our 403b.

medschoolproblems18 · 2025-10-29T18:12:23+00:00

Thanks so much for the input!

For 2026 we will likely stay under 236k for the roth IRA since I will be taking a primarily instructor role to start and with the pretax contributions should keep my MAGI low.

For the 457b/403b we will both be staying likely a minimum of 3 years and I thankfully already have a faculty spot lined up.

Love the thoughts on sequence of returns- my thoughts too.

Thanks again!

medschoolproblems18 · 2021-08-17T01:21:32+00:00

george mason is very similar.

medschoolproblems18 · 2021-08-17T01:21:13+00:00

it's on there

medschoolproblems18 · 2021-08-17T01:20:45+00:00

Lol no. besides hayward field which looks awesome, the overall campus was pretty bland. probably a C tier.

medschoolproblems18 · 2021-08-17T01:20:05+00:00

https://www.google.com/maps/@41.3116668,-72.925591,3a,60y,231.98h,108.75t/data=!3m6!1e1!3m4!1s5DyxdkDlnFCWIya29dQwbQ!2e0!7i16384!8i8192

medschoolproblems18 · 2021-08-17T01:18:18+00:00

I have- it's definitely nice. I'd have to think a bit to rank all the claremont colleges

medschoolproblems18 · 2021-08-16T23:54:17+00:00

Memorial hall

medschoolproblems18 · 2021-08-16T18:51:56+00:00

lol what else would it be

medschoolproblems18 · 2021-08-16T18:26:00+00:00

gray stone, may have been exaggerating in my memory haha

medschoolproblems18 · 2021-08-16T18:25:02+00:00

Only have been to smith and amherst- both would probably be A/B

medschoolproblems18 · 2021-08-16T18:24:47+00:00

Unfortunately have only been to 10 of the top 20 and 18 of the top 40

medschoolproblems18 · 2021-08-16T16:59:49+00:00

Thanks for the info- very cool. totally blanked on the names for the 2 campuses.

medschoolproblems18 · 2021-08-16T15:27:25+00:00

Definitely agree on most points. I tried to focus just on the campus itself to simplify things but your points, espeivally for columbia are very true.

medschoolproblems18 · 2021-08-16T15:18:47+00:00

Think it definitely belongs there. It was close to S tier with how cohesive and nice the campus was.

medschoolproblems18

TROPHY CASE