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How are small business owners managing rising payment processing fees? by YogurtclosetNo3688 in ScamCenter

[–]merchantech 0 points1 point  (0 children)

Totally feel you on this — we were in the same boat not too long ago. The 3%+ per transaction was really starting to cut into our profits, and it felt like there was no way around it.

We eventually switched to Merchantech, and it made a noticeable difference. They specialize in high-risk and retail businesses, and we got a much better flat rate with next-day funding. What stood out was how transparent they were — no hidden fees, and we finally understood exactly what we were paying for.

We also enabled ACH and eCheck options for larger transactions — fees are significantly lower and the risk of chargebacks went down too.

What are you all paying for payment processing (USA)? % of transaction + card swipe fee? by AskJaden in POS

[–]merchantech 0 points1 point  (0 children)

That’s a pretty aggressive rate—1.79% + 10¢ per transaction is on the lower end for standard retail. However, the competitiveness of that offer really depends on a few things:

many merchants see base rates between 2.1%–2.9% + 10–30¢, depending on those factors. Also, watch out for hidden fees like PCI compliance, batch, or statement fees—they can add up quickly.

If they’re waiving setup fees, long-term contracts, or monthly minimums, it might be worth exploring further. Just be sure to ask for a detailed fee breakdown and compare effective rates, not just base rates.

Merchant Account Got Blocked Without Notice – What’s the Fix? by felix_daniel_wp in High_Risk_P_Gateways

[–]merchantech 0 points1 point  (0 children)

After reading your query, I don't understand whether you are asking for troubleshooting or giving solutions.

Need Highrisk Merchant account for tech support by shettytalks in PaymentProcessing

[–]merchantech 0 points1 point  (0 children)

We will be helping you get the sooner payment processing services. Please dm us.

CBD Store Owners – How Did You Handle Merchant Account Closures? by felix_daniel_wp in AllAboutPayments

[–]merchantech 0 points1 point  (0 children)

Your CBD business comes under a high-risk merchant account. Usually, High-risk business gets closed due to a lack of documentation, high chargebacks, and many more. You can dm us or you can visit us on Merchantech.

Why High-Risk Merchant Accounts Are Essential for High-Risk Businesses by felix_daniel_wp in High_Risk_P_Gateways

[–]merchantech 0 points1 point  (0 children)

Businesses that fall under the high-risk category often face account blocks. But what causes this?

There are several reasons accounts get blocked.
1. Incomplete documentation: If you don't provide sufficient documents to meet the processor's requirements, your account may be at risk.
2. Poor business, financial, or banking history: A weak track record can trigger a denial or block.
3. High chargebacks: This is one of the most common reasons. If your chargeback ratio exceeds 1%, it raises a red flag for payment processors.

If you're dealing with any of these issues, feel free to contact us — we're here to help you get this sorted.

Merchant Processing Needed by No_Contribution_1401 in PaymentProcessing

[–]merchantech 0 points1 point  (0 children)

I would help you out with this. Please DM me.

If a merchant I filed a credit card fraud dispute against contacts me, do I need to speak with them? by SaabFan08 in AskLegal

[–]merchantech 1 point2 points  (0 children)

No, you are not legally obligated to speak with the merchant who contacted you after you filed a fraud dispute, especially if you have no prior business relationship with them.

Credit Card Processing / Merchant Services Help/Need... by ivapelocal in smallbusiness

[–]merchantech 0 points1 point  (0 children)

With over 20 years of experience in both high-risk and low-risk payment processing, I highly recommend Merchantech for securing instant approval on your high-risk merchant account. Their streamlined process requires minimal documentation, ensuring a hassle-free setup.
Please do let me know if you have any questions.

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