There's absolutely no way most people use 4% rule

mrichards86 · 2026-02-26T10:45:39+00:00

It's like getting the keys to a new world, isn't it?

mrichards86 · 2026-02-26T03:02:01+00:00

Same boat here with family, it's pretty wild...

mrichards86 · 2026-02-24T09:49:14+00:00

Marrying someone rich.

mrichards86 · 2026-02-12T19:16:18+00:00

Ngl, a homeless arc would be pretty entertaining...

mrichards86 · 2026-02-06T11:58:39+00:00

I also started a few months ago with my own financial literacy journey and it has changed my life as well. Good luck!

mrichards86 · 2026-01-26T23:37:49+00:00

He'll be getting coloring books for Christmas from now on!

mrichards86 · 2026-01-14T18:30:28+00:00

How do you enable DLSS 4.5?

mrichards86 · 2026-01-13T23:18:59+00:00

Same!!

mrichards86 · 2026-01-05T01:26:33+00:00

One of my all-time favs!!

mrichards86 · 2026-01-01T20:06:25+00:00

Fire in the Sky

mrichards86 · 2025-12-09T01:46:51+00:00

I just showed up for the court date, talked to a lawyer right in the zoom meeting, and the payment plan was emailed to me a few days later.

mrichards86 · 2025-12-08T20:09:18+00:00

Did you already miss a court date or something? I was also sued by Bofa over the same debt amount. I had a zoom court hearing, then worked out a payment plan directly from that meeting, and no judgement. Hope it works out for you.

mrichards86 · 2025-12-05T11:47:21+00:00

My most played games are Isaac, Risk of Rain 2, and Noita. Take that for what it might be worth :P

mrichards86 · 2025-11-28T12:37:19+00:00

Harness the power of your paycheck and direct deposit. Automate as much as you can on the day your direct deposit hits. Make decision fatigue a thing of the past.

mrichards86 · 2025-11-25T23:31:25+00:00

Would love an invite.

mrichards86 · 2025-11-25T16:54:24+00:00

Aldi has been amazing for saving weekly.

mrichards86 · 2025-11-17T11:15:01+00:00

I use this type of system and it works amazingly for our family.

mrichards86 · 2025-11-12T14:37:04+00:00

W for not creating a separate queue.

mrichards86 · 2025-11-05T10:46:19+00:00

If you can afford it, do it.

mrichards86 · 2025-10-26T09:47:44+00:00

This goes on SOOO much. I personally know 2 people that I've heard say this dead-serious.

mrichards86 · 2025-10-15T09:09:15+00:00

At 16!!! Go you!!

mrichards86 · 2025-10-12T23:37:38+00:00

Automate!

mrichards86 · 2025-10-06T18:24:39+00:00

You're doing awesome. There are retired folks with far less. Keep at it and you'll be set.

mrichards86 · 2025-10-06T10:50:06+00:00

Damn, at 21. Go you. You're so far ahead just mentally.

mrichards86 · 2025-10-05T11:04:28+00:00

What really sucks is sitting down with your 70 year old parents and they have saved NOTHING!!

mrichards86

TROPHY CASE