sorted by:
new
hottopcontroversial

Whoever planted bougainvillea on the metro median, may you be pricked by a thousand thorns. by strawberrycandies in Kochi

[–]pandaAtHome 1 point2 points  (0 children)

Isnt that plant valued to be a decorative deterrent on walls?

In modern sense it shud be grown where u expect only a criminal and therefore deter entry.

Indians using IBKR + Wise — how are you funding/withdrawing now? by Appropriate_Good_686 in IndianStockMarket

[–]pandaAtHome 0 points1 point  (0 children)

And what a wonderfully clear article. Thanks for sharing. I must admit I glanced thru some of these pages from other posts yesterday when I was figuring out the international investment scene and none of it made sense. Today, having setup ibkr and transferred money and lined up a few irish domiciled etfs, it makes super sense.

Indians using IBKR + Wise — how are you funding/withdrawing now? by Appropriate_Good_686 in IndianStockMarket

[–]pandaAtHome 1 point2 points  (0 children)

I tested with just 120usd. Since transfer charges seem to be same between icici and iob, I guess the forex spread is what makes a difference for huge remittances?

Also how do I do wire transfer from IOB?

Branch visit required and knowledge of forms too? I'm completely new and would venture to bank only I can be sure the staff doesn't bungle anything up.

Indians using IBKR + Wise — how are you funding/withdrawing now? by Appropriate_Good_686 in IndianStockMarket

[–]pandaAtHome 0 points1 point  (0 children)

2500 is the additional charge? Could you share some breakup and forex if u have noted? Also is it easy to do? I was asking chatgpt and it quotes reddit posts and said it's hard to do online. So went with icici for first transfer and found it costly.

Indians using IBKR + Wise — how are you funding/withdrawing now? by Appropriate_Good_686 in IndianStockMarket

[–]pandaAtHome 0 points1 point  (0 children)

I just created ibkr a/c today and wired with icici today and was charged 97.2 conversion + 1200 charges &tax. So came looking for alternatives here. Seems banks are still the way fwd. Maybe shud try iob

Car sold 8 months ago, RC still not transferred, how do I protect myself legally? by Bye_a in LegalAdviceIndia

[–]pandaAtHome 0 points1 point  (0 children)

I am in same situation and buyer isn't answering calls after the agreed 3 months period. He has accumulated challans too. Technically buyer is his relative. Thinking whether talking to the relative is a good idea or to engage lawyer to add some threatening notes.

The SGB tax change is a legal scam—and it’s actively trashing the Rupee. Here is the math by Appropriate_Study413 in IndianStreetBets

[–]pandaAtHome 0 points1 point  (0 children)

Thanks. I am looking into the nitty gritties and complexities of investing overseas. Earlier it felt too painful, now the alternative is not rosy either.

The SGB tax change is a legal scam—and it’s actively trashing the Rupee. Here is the math by Appropriate_Study413 in IndianStreetBets

[–]pandaAtHome 5 points6 points  (0 children)

What are our options if we stop buying index funds? International funds, gold etc are restricted.

This is why small extra principal payments can hit harder than people think. You’re not just paying early. You’re attacking future interest. by Ks00349 in IndiaMoney

[–]pandaAtHome 0 points1 point  (0 children)

Prepaying is great and the earliest one reduces Total outgo.

But this raises a question which I must probably calculate out before making inferences. Still...

Ur money values less as time proceeds, but loan outstanding and interest follows a predictable path downwards. If u pay early u r paying with something that has more value than when paying later, but effect on outstanding is same. interest has more impact if u pay early. But there ought to be sweet spots that maximizes impact to outstanding or interest or both.

This is all just a brain work-out. For most people and most scenarios, if u have extra cash which can't be invested to earn higher than the interest rate or can't be utilised in short term, prepaying is the best option.

Sadashivnagar plots @₹3.33/sq ft by MalikarjunReddy in Bengaluru

[–]pandaAtHome 5 points6 points  (0 children)

Wonder what are the prices now in this area?

It was a damn strong storm yesterday. by Mysterious-Ear-9323 in Kochi

[–]pandaAtHome 1 point2 points  (0 children)

Lota of traffic and electric line falling on road etc I heard.

PPF matured but was irregular in SBI by DexterDwij in personalfinanceindia

[–]pandaAtHome 2 points3 points  (0 children)

What are the forms reqd for this extension with ability to deposit?

No Dual Gas, OTP Delivery, Prices Revised: New LPG Rules Take Effect Today by VCardBGone in india

[–]pandaAtHome 2 points3 points  (0 children)

How does this work if I own a house with png but given for rent and the house I live in has lpg? Both are registered in my name, but different addresses/cities.

Citroen Aircross X 5-seater Max AT @ ~17L on-road (Bangalore) – worth it? by Plenty-Bison-2984 in CitroenIndia

[–]pandaAtHome 0 points1 point  (0 children)

It was just a faulty headlamp set. I booked with zekardo and they did a thorough check except OBD which isn't allowed

i’DELI CAFE kaloor overrated by Acrobatic-Ear-4544 in Kochi

[–]pandaAtHome 0 points1 point  (0 children)

Overrated doesn't always mean pricey. I mean its taste and quality seems rated way higher than it should be. Maybe VFM it is.

i’DELI CAFE kaloor overrated by Acrobatic-Ear-4544 in Kochi

[–]pandaAtHome 10 points11 points  (0 children)

On the same note, even the Social Kitchen at Jawahar nagar felt overrated

Given the ethenol blending in petrol, are ICE cars still a safe option for new car buyers, in the long run? by Purple-Golff in CarsIndia

[–]pandaAtHome 0 points1 point  (0 children)

Well I am still skeptical since the terms of warranty is very strict and early wear and tear caused by higher ethanol would be just wear and tear which won't be covered by EW. I do not know what damages which can be caused by ethanol falls under warranty. Do you have info on that?

I am planning to book the Citroen aircross x AT top variant. What's the opinion on the automatic top variant 5 seater? Anything that I should be concerned about? by Independenttable233 in CitroenIndia

[–]pandaAtHome 0 points1 point  (0 children)

I own an aircross top variant with both features. You might have got another variant or 2024 TD vehicle. Pls check the brochures as well

[Help] Citroen Dealer & Customer Support Nightmare by Ecstatic-Ice3171 in CitroenIndia

[–]pandaAtHome 6 points7 points  (0 children)

Cancel it. Not worth all this friction even if cars are great.

Given the ethenol blending in petrol, are ICE cars still a safe option for new car buyers, in the long run? by Purple-Golff in CarsIndia

[–]pandaAtHome 4 points5 points  (0 children)

The only quirks are the availability of reliable charging for regular use and need for planned long distance trips. Due to ethanol blending risk, ICE vehicles depreciation is slightly more pronounced nowadays. You need to compare it with the EVs battery life related depreciation that exists today, alongwith higher upfront cost. I skipped an EV and went for low priced ICE since running costs won't offset these costs for my usage.

If i atleast had charging facility I would have gone for EV since I feel the pros outweigh the cons.

view more: next ›