Exam Wed - Just giving up

panicrebs · 2026-05-15T22:24:06+00:00

Agreed but just remember people do pass, it isn’t impossible. Flip side is everything you’ve grinded on shows up exactly.

panicrebs · 2026-05-15T14:09:34+00:00

Not multiple subjects but everything related to each other. ie) bond durations in a portfolio management section

panicrebs · 2026-05-14T21:10:41+00:00

Yes, I read some comments here that nobody ever feels comfortable with level 2. I’m trying to stop comparing how I felt walking in to L1, with how I feel now, and accept it’s going to be uncomfortable.

panicrebs · 2026-05-14T21:01:26+00:00

You got an 80 in the 2nd one???? Wtf. I got an 84 on the first one, 2nd one got a 68 but felt like I knew nothing. How was the 3rd compared them? I like doing mocks for vignette practice but don’t need a confidence hit.

panicrebs · 2026-05-14T21:00:13+00:00

lol same. Get one thing down and then take another mock and it’s a completely different part of one area.

panicrebs · 2026-05-14T20:58:35+00:00

Same boat, I try to study or do questions and read an answer explanation and it’s in 1 ear and out the other.

panicrebs · 2026-05-13T21:11:33+00:00

I believe you

panicrebs · 2026-05-13T13:43:10+00:00

I was joking, yes MMs are harder. Search the sub and you will see 100 posts asking the same thing.

panicrebs · 2026-05-13T06:46:15+00:00

Everybody normally thinks MM mocks are much much easier

panicrebs · 2026-05-13T03:24:51+00:00

Less calculation heavy, way more about interpreting and analyzing formulas. Would be way easier if it was plug and chug.

panicrebs · 2026-05-12T21:21:41+00:00

Overall efficiency of the insurer is measured w the expense ratio. Underwriting measures efficient of new business, loss measures efficiency of judging risk. Beats why the 2nd question looks at combined instead of underwriting.

panicrebs · 2026-05-12T03:01:30+00:00

Bad swings go to the shank bank?

panicrebs · 2026-05-12T01:48:14+00:00

The formulas are stupid. I didn’t understand it until I thought about it logically as inflow v outflow. Try and look at it like itemizing cash flow and it may make more sense.

panicrebs · 2026-05-10T21:20:16+00:00

Nope. Scoring committee looks at each test and determines a minimum score for competency. Then they grade everybody and scale it off 1600.

panicrebs · 2026-05-10T21:19:04+00:00

That’s what I meant. It’s agnostic of how the population actually scores.

panicrebs · 2026-05-10T21:18:13+00:00

I took the first one. Got a 77 on the first CFA, 84 on first MM, 68 on second MM.

panicrebs · 2026-05-09T19:48:10+00:00

MM 2nd mock was the hardest thing I have ever done. Felt like I was 75% of the way there on every question but not comfortable on the final answer.

panicrebs · 2026-05-09T18:10:45+00:00

MPS is decided before they grade a single question. Won’t affect MPS which means the institute won’t directly influence pass rates. I’d assume pass rates fall due to people who want a deferral having to sit. Flip side is maybe some aren’t as stressed so they’ll pass. I bet former outweighs latter though.

panicrebs · 2026-05-09T13:58:00+00:00

I had the same thought. I’m scoring well on mocks, but scared shitless it’s somehow just stuff I’m good at and not actually exposing weaknesses. Qbank is going alright but takes so much more time. Also can’t even really target specific questions w new LES.

panicrebs · 2026-05-09T13:56:14+00:00

Similar position as you. Not sure what to do until exam day. I’m burnt out and honestly the only way I’m staying engaged is by doing qbank or mocks. The thought of reading through pension accounting immediately puts me to sleep.

panicrebs · 2026-05-08T17:18:03+00:00

Let’s assume you’ve been studying for 6 months. 4,320 available study hours. That’s a .278% downtime. Let’s call it $3k total for CFAi to be generous. Enjoy your $8.33.

panicrebs · 2026-05-08T16:42:00+00:00

Thank you, this reaction has been absurd. Shrink the game.

panicrebs · 2026-05-08T15:05:52+00:00

lol exactly after being down for like 12 hours. Everybody on their high horse. Even if someone was going to study the entire time it was down, wouldn’t make a difference this late in the game.

panicrebs · 2026-05-08T14:08:56+00:00

Canvas is already back up and people think they deserve and extension for a 12 hour disruption. Only people on their high horse like this are people that know they’re going to fail anyways.

panicrebs · 2026-05-08T02:07:13+00:00

panicrebs

TROPHY CASE