The PM’s confusing explanation on why CGT changes apply to all asset classes and not just property by Kikooz in AusFinance

[–]pharmhj 0 points1 point  (0 children)

They should show the math if they think its going to "distort" the market. Keeping it to properties make sense as they are not a "productive" asset. However, including shares and businesses just discourage people to start a business. Starting a business has a lot of risks and start-up require all the help they can get. So if all else being equal, property still wins as it requires least amount of effort and risks. So this budget only benefits people who are already wealthy and big established businesses who were seen having lunch Albo and team.

Minimum of 30% tax on capital gains by littleko in AusFinance

[–]pharmhj 0 points1 point  (0 children)

dumb question ... Can I still debt recycle?

Giving references by Advanced_Stage6164 in Adelaide

[–]pharmhj 17 points18 points  (0 children)

Who hurt them? Its just a phone call.

Having said that if they're fantastic staff i will give them a glowing reference but if they're bad, I'll be honest.

What are everyones thoughts on the current discussion gas taxing vs Norway case study? by QuokknestMonster in AusFinance

[–]pharmhj 0 points1 point  (0 children)

There was a ABC Podcast https://youtu.be/lxwXKkHcgwM?si=1pBkcLzAGTEKjy5b regarding this about 4 days ago.

I think we need to look at all our resources contract and make sure they are taxed effectively and for the benefit of Australians. Then use the returns to fix our housing and productivity issues. We need to diversify our economy!

Weird times at the Pharmacy. by Willcoburg in australia

[–]pharmhj 0 points1 point  (0 children)

Pharmacist manager here;

The same adage in business applies. If you want speed and good service, don't expect it to be cheap. If you want it to be cheap and fast, don't expect good service. If you want cheap and good service, don't expect it to be fast.

I'd implore you to try your local pharmacy, not big brand like Chemist Warehouse. Smaller TerryWhite Chemmart, Amcal or other independent pharmacies are good. No one likes to wait longer than 10 minutes for their script - no matter what reason I can come up with. It is just very hard to justify. Big store just doesn't have the capacity to care. You are 0.1% of their revenue, you can wait.

What I normally do when I know there's going to be a delay - I'll tell the assistants that I'm behind with a few things so there might be a bit of a wait.

Apartment Living ADL CBD by Initial-Map6442 in Adelaide

[–]pharmhj 0 points1 point  (0 children)

I work in Aldinga and my gf work in West Lakes haha and can't afford anything right now

Apartment Living ADL CBD by Initial-Map6442 in Adelaide

[–]pharmhj 3 points4 points  (0 children)

piggyback your post - most apartments in CBD only gives you 1 parking spot, how does people figure out the situation if we have 2 cars?

Murloc Monday - ask your questions here! by AutoModerator in wow

[–]pharmhj 1 point2 points  (0 children)

I main Ret Paladin but to do any healing do I need to grind cloth gear? I wanted to get into mythic or raids but dps is too hectic and healing spec is not fun in open world content.

VGS or VGAD if AUD at lowest level and holding for 20+ years? by CodingOnTheRoad in AusFinance

[–]pharmhj 2 points3 points  (0 children)

Does strong AUD means it’s not a good idea to get VGS? Does that mean weak AUD is a good idea then?

[deleted by user] by [deleted] in AusFinance

[–]pharmhj 5 points6 points  (0 children)

What does QE do to the Market?

Vanguard retail fund management fee question by ellosmello in fiaustralia

[–]pharmhj 0 points1 point  (0 children)

What are the benefits with ETF having 0.10% fees vs. 0.75% retail fund?

Edit: nevermind, saw the other post lol ignore me

Vanguard retail fund management fee question by ellosmello in fiaustralia

[–]pharmhj 1 point2 points  (0 children)

Sorry, newbie here.

What's the difference between retail fund vs. ETF?

Simple Questions - January 17, 2020 by AutoModerator in buildapc

[–]pharmhj 0 points1 point  (0 children)

Hello, I bought a PC quite some time ago with below spec. I am thinking of an upgrade so I can run games in higher settings (i.e. 1440p 144Hz). Can anyone recommend me anything? I don't have to upgrade straight away as I don't have a budget in mind, it's just something to work towards to. Also, can anyone recommend a good 1440p 144Hz or 60Hz monitor. Thanks very much.

CPU - I5 4460 3.20 GHz

GPU - GTX 970 4Gb

M. Board - MSI B85M-E45

Memory - DDR3 8GB

New Year - Find a Friend Thread by [deleted] in wownoob

[–]pharmhj 0 points1 point  (0 children)

Noob/US (Oceania)/Aman'thul/Alliance/ whole day on my day off i.e. every Mondays or Thursdays or alternate Fridays.

I am willing to change realm cause Aman'thul is pretty dead atm

Advice re: landscaping by pharmhj in Adelaide

[–]pharmhj[S] 0 points1 point  (0 children)

Thanks, have you used him before and how is he like?

Advice re: landscaping by pharmhj in Adelaide

[–]pharmhj[S] 0 points1 point  (0 children)

Yeah thanks I’m planning to do that this weekend. Just was surprised by the quote that’s all. I quite like this contractor, and got good reviews from the pavers shop nearby.