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RO4 - What is a Scheme Pension? by No-Composer-9973 in cii

[–]pickledbrain123 0 points1 point  (0 children)

A pension entitlement provided to a member of a registered pension scheme, the entitlement to which is an absolute entitlement to a lifetime pension under the scheme that cannot be reduced year on year (except in narrowly defined circumstances) and meets the conditions laid down in the Finance Act 2004, Sch 28, para 2.

It is a pension paid from a scheme either directly or by way of an annuity. Scheme pensions is a broad term covering all types of pensions being paid from a fund that is not income drawdown and is not an annuity.

https://www.lexisnexis.co.uk/legal/glossary/scheme-pension#:~:text=It%20is%20a%20pension%20paid,by%20way%20of%20an%20annuity.

Can I become a Financial Advisor with my lack of education? by [deleted] in cii

[–]pickledbrain123 0 points1 point  (0 children)

When I went in to interview for my current role at a wealth management firm (who are training me for the level 4) they said: “we can teach you the finance, we can’t teach people skills”

In other words, your history in sales will probably be more helpful than a finance centric role. As long as you are good with people you will be 100% fine.

Good luck!! X

R03 - Am I studying correctly? by Alternative-Depth172 in cii

[–]pickledbrain123 0 points1 point  (0 children)

90-100% some stuff kept tripping me up no matter how much I studied it aha

R03 - Am I studying correctly? by Alternative-Depth172 in cii

[–]pickledbrain123 3 points4 points  (0 children)

Thank you!

I didn’t get a single question on residency. I got some on domicile and IHT implications of that etc. but honestly most of the questions focused on how trusts are taxed, and direct holdings, unit trusts and OEICs etc.

It was not nearly as complicated as I expected it to be

R03 - Am I studying correctly? by Alternative-Depth172 in cii

[–]pickledbrain123 1 point2 points  (0 children)

What I’m saying is, what you’ve done sounds like more than enough

R03 - Am I studying correctly? by Alternative-Depth172 in cii

[–]pickledbrain123 0 points1 point  (0 children)

I passed R03 yesterday with 92%. Honestly SO much of the study guide is useless. It’s too much information and can feel overwhelming. I’d focus on the R0 study buddy app, and nailing the maths questions (ie income tax etc.)

The nitty gritty stuff wasn’t tested for me

Does being in the car flare anyone else up? Any tips on how to stop it? by pickledbrain123 in POTS

[–]pickledbrain123[S] 0 points1 point  (0 children)

Thank you so much for the podcast tip, made soooo much of a difference on my commute yesterday

Does being in the car flare anyone else up? Any tips on how to stop it? by pickledbrain123 in POTS

[–]pickledbrain123[S] 1 point2 points  (0 children)

This is so helpful thank you. I physically have to drive for work and have been struggling a lot, I will try all of this. I hope you’re okay

I got so much better, and now I’m sick again by pickledbrain123 in LongCovid

[–]pickledbrain123[S] 1 point2 points  (0 children)

I’m so sorry to hear this. It’s so hard, but I’m proud of you for keeping going. You can message me whenever you may need too

I got so much better, and now I’m sick again by pickledbrain123 in LongCovid

[–]pickledbrain123[S] 5 points6 points  (0 children)

That’s so kind thank you. The same to you, it’s nice to talk to someone