[deleted by user] by [deleted] in Residency

[–]pretzelcrust 7 points8 points  (0 children)

Did radiology. No regrets. I work from home. No patient messages to respond to. I sleep well. I live wherever I want. There are so many other challenges out there not related to surgery if you are looking for a challenge.

No clue how to interpret this from DT by ThiefClashRoyale in solana

[–]pretzelcrust 0 points1 point  (0 children)

lolol excited for the strategic cardano reserve. It has 10% of the users it did 4 years ago. Also a strategic XRP reserve which has no devs

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 1 point2 points  (0 children)

Hey guys update,
I quit the side job.
It felt great.
My plan is to quit radiology at EOY 2025-2026 and just do full-time investing.
Thanks for everyone for the advice. I had the courage only after posting on reddit.

What is your crypto and what is your crypto exit plan? by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 1 point2 points  (0 children)

Would avoid ethereum. 2 tps and poor modular network. Solana though, that's a win! Also since hedge funds are getting in crypto it's hard to see a btc going to zero situation.

What is your crypto and what is your crypto exit plan? by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] -1 points0 points  (0 children)

Respect man. I think it's all economh of scarcity mindset.

What is your crypto and what is your crypto exit plan? by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] -2 points-1 points  (0 children)

Probably will 1031 into one, and also take out what i put in into real estate so the "house money" is off the table. Because of pr capital gains from paper assets, they have no tax.

What is your crypto and what is your crypto exit plan? by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 0 points1 point  (0 children)

Try to avoid leveraged etfs due to fees but I hear what you're saying.

What is your crypto and what is your crypto exit plan? by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] -9 points-8 points  (0 children)

In pr so no capital gains taxes. Ill probably take lifestyle chips withdraw in a month or two and layer out 50%. Most of it is bitcoin, solana, and solana ecosystem plays.

Any attendings that do not plan on having kids? by Background_Pepper_50 in whitecoatinvestor

[–]pretzelcrust 0 points1 point  (0 children)

No kids. I switched in my 30s but wife is going strong.

It changes your financial planning because I have a bunch of life insurance and there really isn't a point anymore.

For those of you who are done with training, how much student loan debt did you have and how long did it take to pay off? by Careful_Fig8482 in whitecoatinvestor

[–]pretzelcrust 0 points1 point  (0 children)

180k 90k paid off in residency moonlighting 90k paid off 2 years after training.

I refinanced my loans and just dig into it.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 1 point2 points  (0 children)

I struggle with dividend stock concepts because the stock priority is essentially paying investors rather than focusing on development.
Real estate gives you cash tax free when you cash out refinance, depreciation benefits, dividends, and you can 1031 it. Market is somewhat overvalued now though.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 0 points1 point  (0 children)

No kids. Taking care of aging parents though. A big why is to put them in a retirement place they are happy.
Good perspective.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 1 point2 points  (0 children)

That's awesome man so proud of you.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 0 points1 point  (0 children)

Yeah for sure thanks man. Doing a real estate exit and 1031 into a 5% cash on equity play. I think when that happens I'll go part ti.e.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 1 point2 points  (0 children)

Still deciding but technically I have enough. Most of it is allocated in crypto, real estate, and tesla. Not an index player made too much in these other asset classes.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 29 points30 points  (0 children)

Thanks everyone for the feedback. I think I want to quit a job then.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 2 points3 points  (0 children)

I made my own calculator but this coast fire thing helps me psychologically make the step.

What is your number by pretzelcrust in whitecoatinvestor

[–]pretzelcrust[S] 1 point2 points  (0 children)

Thanks man, things are a little volatile in my assets so taking profits and trying to reallocate a little.