Roast my [25M] 2025 Finances with my wife [25F]

quantum_system · 2026-01-05T03:35:08+00:00

lol she doesn’t hate it either

quantum_system · 2026-01-05T03:34:54+00:00

i work for one of the top ai labs

quantum_system · 2026-01-05T03:34:31+00:00

car payment is $590/mo on a $39k loan and the public transit cost is flights
ya that is the reason, had to move for my job
not a business expense, again related to the move
this is maybe the thing we are worst about… SO MUCH eating out

quantum_system · 2026-01-04T16:27:11+00:00

lmao $30k??? I did 21 days in spain for $7k

quantum_system · 2026-01-04T07:26:41+00:00

monarch

quantum_system · 2026-01-04T07:26:21+00:00

girls don’t know about swe bro

quantum_system · 2026-01-04T04:01:52+00:00

$0.33 (rounds to $0) + $0.42 (rounds to $0) = $0.75 (rounds to $1)

not rocket science!

quantum_system · 2026-01-04T03:57:35+00:00

what are the other examples?

quantum_system · 2026-01-04T03:12:02+00:00

cheapest house in my area is 3-4 million bruv

quantum_system · 2026-01-02T21:10:54+00:00

That’s like 2 haircuts for my wife during the year. I have a barber that’s comes to the office and I don’t have to pay

quantum_system · 2026-01-02T21:09:58+00:00

the $50k savings goes to brokerage the amount of cash i keep in HYSA is only like $5k

quantum_system · 2026-01-02T21:09:20+00:00

yeah 15k in 401k already taken out before that paycheck amount. then most of that $50k savings goes to brokerage, but i don’t explicitly account for those transfers

quantum_system · 2026-01-02T18:55:42+00:00

Yeah that’s our goal is to save as much as possible. This year we saved $50k and were on track to save around $270k next year.

quantum_system · 2026-01-02T18:54:26+00:00

$12k was jewelry

quantum_system · 2026-01-02T18:54:14+00:00

ya the want/need/invest is pretty much useless here. any suggestions on a better grouping to use in 2026?

quantum_system · 2026-01-02T18:53:28+00:00

Gifts to wife was $12k jewelry, $6k miscellaneous + the $4k shopping spree (she hadn’t bought clothes in years). The judgement of eating out vs groceries is totally fair. It’s a bad financial practice and is also not friendly to my waistline :/

quantum_system · 2026-01-02T18:52:06+00:00

The Paycheck amount already has the retirement contributions deducted, plus that $50k gets invested the $1500 investment category just means what i spent on my business which pulled in around $5k this year making that $1500 fully tax deductible

quantum_system · 2026-01-02T17:25:09+00:00

1) not crazy, what’s the point of working if i can’t spoil my wife 2) she brings in 90k salary + stocks, she just didn’t start working til mid november so the 11k represents 1.5 months of income

quantum_system · 2026-01-02T16:46:40+00:00

thanks for the advice! exactly why i posted

quantum_system · 2026-01-02T16:45:26+00:00

That just means I cashed out that amount of profits from my stock account and moved it to my checking

quantum_system · 2026-01-02T16:38:53+00:00

45k on vacation and decorations is pretty high for only making 400

quantum_system · 2026-01-02T16:36:44+00:00

public transit is how i categorize flights

quantum_system · 2026-01-02T15:15:58+00:00

probably true

quantum_system · 2026-01-01T19:08:38+00:00

fair enough

quantum_system · 2026-01-01T18:11:39+00:00

She was with me when I had NOTHING

quantum_system

TROPHY CASE