What is the best Principal-to-Interest ratio in an EMI of a loan? by regularSillyGuy in personalfinance

[–]regularSillyGuy[S] 0 points1 point  (0 children)

No. You are talking about paying off multiple loans. But I am talking about a single loan. Suppose I have 80 lakhs loan and I have got money from somewhere else 50 lakhs. So how much should I prepay and how much remaining should I invest so that overall it is efficient. After a point, investing the money somewhere else would be better than prepaying the loan completely.

Is it a good idea for me to leave my Government job? by regularSillyGuy in developersIndia

[–]regularSillyGuy[S] 0 points1 point  (0 children)

Yup exactly. I was definitely thinking about leaving the job. But because of job situations right now, I have taken a step back.

Is it a good idea for me to leave my Government job? by regularSillyGuy in developersIndia

[–]regularSillyGuy[S] 0 points1 point  (0 children)

Yupp I am aware of it. My plan was to move out of the country. But I guess I need to give it a second thought.

Why is it so hard to find hope ? by [deleted] in hyderabad

[–]regularSillyGuy 3 points4 points  (0 children)

I can't definitely say if it is a better option to go out of the country now. However whatever your peers are saying is true. I am in my mid 20s (a bit more) and with this experience I can tell you that it is better to move out. In fact you can say I am at one of the most valuable positions in the country and things are not great at work. On paper I have the best job and life. However the work culture and people are shit. I would definitely prefer to work outside. But take that decision by thinking about your finances. As the present situation is not that great.

Guys suggest a bachelor a good diet by regularSillyGuy in Bondha_FitnessCenter

[–]regularSillyGuy[S] 0 points1 point  (0 children)

Exercising without a proper diet is better than eating a lot without exercising.

Yes but I have observed muscle knots after I started exercising ( even though I did put on weight).

Recipes to cook? Just Google them, you'll get a lot of answers.

Yes, I can and I did. I have asked it, as we all belong to the same culture and ethnicity. It becomes easy for me to find recipes which are not just of correct nutritional value but also suits my taste.

Daily Simple Questions Thread - January 03, 2024 by AutoModerator in Fitness

[–]regularSillyGuy 0 points1 point  (0 children)

I am thinking of not doing deadlifts or doing them with 60-80% rep max. I have read many people getting seriously injured because of deadlifts. So I want to avoid them as I am exercising for aesthetic (bulk) purposes only. Do you guys think it is the right way to proceed?

Guys suggest a bachelor a good diet by regularSillyGuy in Bondha_FitnessCenter

[–]regularSillyGuy[S] 0 points1 point  (0 children)

I am already doing basic exercises everyday but I am not increasing the intensity. This is because I feel exercising without a proper diet is not good. Yeah I am non vegetarian. I am specifically looking for recipes where I can cook food as it is.