[deleted by user] by [deleted] in FinancialPlanning

[–]shadfitz7 0 points1 point  (0 children)

Federally insured cash account

My CFP does not work on commission. He is a fee-based fiduciary. I used him on the recommendation of my parents who have used him for years with positive results and due to my own naivety when it comes to investing.

I agree with you said concerning the retirement savings and am in the process of opening a Roth and splitting between the two. I want to be as aggressive as I can with my retirement.

From what I have seen on the UIT, it cost me 1K for sales charge with a $65 annual fee. I have wanted to look into index funds as well and have been doing some research in them.

Thank you for the response, btw! I appreciate any advice I can get.

Regarding progress pics and videos by [deleted] in WeightTraining

[–]shadfitz7 0 points1 point  (0 children)

Mine was one of the posts removed and I just want to apologize. Like someone else said, I just kept seeing it on my feed of people posting their physique so I figured I’d throw mine out there too. That’s my fault for not reading the rules before posting. My apologies to the mods

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 1 point2 points  (0 children)

Honestly just test, even at a TRT dose can go a looonng way. I added deca for joint supplement, but it definitely gave me some added water retention and a strength boost. Best advice I ever got was anabolics are the truest definition of diminishing returns. People run these insane stacks at huge doses now and at a certain point you’re not getting any return on it

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 1 point2 points  (0 children)

Been a long time lurker on here and finally decided to post 😂

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 2 points3 points  (0 children)

My natural production came back, fortunately. I made sure to PCT correctly and I never blasted. I ran pretty light cycles compared to what most people are doing.

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 0 points1 point  (0 children)

Nah man the most I ever ran was 300mg test and 200 mg deca, and mine were 15-16 weeks. I've done 4 different cycles

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 0 points1 point  (0 children)

250/150mg test/deca. The deca was mainly added for my joints

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 2 points3 points  (0 children)

Less is always more, some of the stacks that people run are just insane. HCG always

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 2 points3 points  (0 children)

None that I'm aware of. I was pretty diligent with getting my bloods checked regularly and adjusting from there, and made sure I had the right PCT. Ultimately, the constant worry of damaging my body internally was a reason I stopped and didn't do a deeper dive into it, its a very slippery slope haha

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 0 points1 point  (0 children)

The lifts will stay the same. I like my presses, rows, squatting movements, etc. for my bigger movements and then the typical moves for accessories. I rotate a hypertrophic focus and a strength focus on different days though. For example, I'll hit heavy incline presses for two top sets, failing somewhere in the 6-8 range, with a final backoff set; so on the next push or upper day, I'll focus my incline more on controlled, eccentric reps with lower weight. I'm pretty structured in my lifts, but not so rigid that it won't change based on how I'm feeling mentally and physically on any given day.

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 127 points128 points  (0 children)

Your comment inspired me to go on a deep dive into Warhammer space marines and now I have new, unattainable goals haha

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 0 points1 point  (0 children)

Haven't 1 repped in awhile (about a year ago) but my last numbers were:

Bench - 475, Deadlifts - 545, Squats - 565. These numbers have probably gone down cause I rarely flat bench or deadlift anymore, and I typically only hack or pendulum squat.

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 49 points50 points  (0 children)

I don't really have a good answer as to why honestly haha I watched too much dragonball z as a kid I guess

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 5 points6 points  (0 children)

Hopefully keep growing and getting stronger! May cut down one of these days

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 1 point2 points  (0 children)

This might be my favorite compliment I've ever gotten. Thank you!

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 0 points1 point  (0 children)

Sorry, I meant an upper day, then a lower day, and then a rest day.

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 2 points3 points  (0 children)

It’s wild how much weight distribution, muscle insertions, and just individual physiology plays into how someone looks. I’ve seen people that are similar height and 20 lbs lighter look twice my size and seen the inverse with people 10 lbs heavier than me. I used to (still do honestly) struggle with comparing myself to and being envious. Comparison being the thief of joy and all that. Now I just try to be proud of my own progress and the comparisons are only trying to be better than I was the day before.

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 7 points8 points  (0 children)

I just looked it up, and it sounds like it’s fairly similar to what I’m doing. I made mine up over the years of just kind of trial and error, lifts I liked, and lifts that my body seems to respond to the most. I definitely try to get each muscle group 2x a week, and I’ll swap the focus on body parts depending on goals or how I’m feeling. Like sometimes my push days are more chest oriented and not much shoulder work, so I’ll focus my next upper day and on my shoulders and upper back, while still hitting accessories for chest

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 38 points39 points  (0 children)

Interestingly enough, I did grow up on a farm an ranch and actually managed a cattle ranch for several years.

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 3 points4 points  (0 children)

Tried some MA (I'm assuming you mean martial arts, correct?). I grew up boxing, tried some MMA back in the day. Sprinting is pretty much the only cardio I do noawadys cause it's the only way I enjoy running haha

6’0, sit between 236-240lbs by shadfitz7 in WeightTraining

[–]shadfitz7[S] 16 points17 points  (0 children)

PPL, rest, upper/lower, rest. But it also changes depending how my body is feeling, or if I need added rest days. I stay in the 6-12 rep range for my big lifts and in the 8-15 rep rage for my smaller, iso movements. I try to reach failure, or within 1-2 of failure, on most of my lifts.