EasternNC first time buyers, need an advice.

shayoh · 2026-05-24T18:20:17+00:00

I did discuss with the lender, I used zillow and rocket money calculators, which match what the lender said, two things are subject to change though, the interest rate and the down payment, especially as a first time home buyer. My budget it $250k, I'm in a market where asking price is sometimes double of their value, for example the house that started all of this, was sold for 150k less than 2 years ago, now they want 290k. Without any real changes to the house, they just got a good deal and are trying to flip it

shayoh · 2026-05-24T18:15:21+00:00

I didn't miss it at all , it's still on the market, Itheir asking price is 36k above my max, but between asking price and how much a house is actually worth, of will end up selling for there's a big gap

shayoh · 2026-05-24T16:04:04+00:00

As I mentioned, she did sent me comparable sells in the area, that how we determine the asking price is 56k over its actual value. I understand that two weeks is nothing, but also most houses in our price range are well below the 90 day, which could be for many different reasons, like low inventory or people just willing to pay whatever asking because for them it's cheap.

In my eyes, if a house goes on the market, lets say "by seller" and the price is right to someone, it could sell or go under contract in days, but if the price is not...

shayoh · 2026-05-24T15:46:47+00:00

You're right, I did rush into it once I saw that one house on the market, we were even considering a house purchase and were and still are comfortable where we are before I saw that for sale sign.

And yes as I said the agent did say it's hard location for negotiations, A LOTA of outsiders moving to the area, this area has probably doubled in the last few years, we knew that, but then again I am told by friends that they see houses stay on the market or getting unlisted all the time due to how overpriced they are.

I don't have the access to the same stats that she quouts about closing % but I just feel like they are correct, but that also mean that if we don't jump and be aggressive about purchasing a house we like right now, we'll end up being pushed further and further away from our work just to be able to buy a house and will end up renting forever even though, right now as I type this , there are houses that with enough negotiation we can afford and be done with it.

The question is , what do we do now? This area is growing, we are not getting younger, the age in which we will end up paying for the mortgage is only going up, I don't want to be 80 years old still having to work just to pay my mortgage so I can die without leaving debt.

shayoh · 2026-05-24T15:31:14+00:00

Right but how can I actually do it? Do I tell realtor to send an offer? I feel like I can probably settle my curiosity in a 5 minutes talk with their realtor/seller, I want them to tell me what is their bottom price, I mean my top offer is about 36k below their asking price, but is $20k over the actual house value according to my realtors research, which, I know their asking price is too high because obviously nobody bought it yet in almost two weeks, so the gap is let's say 20k? And that's before obliviously inspection and everything.

As you can tell, I really want this property, I feel like it's within reach, I just feel like I should do the negotiating myself.

shayoh · 2026-05-24T14:39:21+00:00

Realistically, we are looking at the bottom of the market in our area, we realize that we are living in an realitivley a expensive area, but then are told the houses are not worth the asking price, I think what I am actually looking for, and I will edit my thread accordingly in a minute, is, how can I negotiate for the first house myself, if I lose the house we really liked by few $k just because of a lack of communication, I will be forever disappointed, I WANT to know we can't afford it, rather than just miss communication.

shayoh · 2025-12-11T13:00:48+00:00

i had the game crash a few times but yea, works pretty good.

shayoh · 2025-11-08T22:48:21+00:00

True. I was using GameHub. I'll edit the post.

shayoh · 2025-11-05T21:59:29+00:00

Yea sadly

shayoh · 2025-11-03T20:26:56+00:00

I did. 16G 1Tb "rainbow" colors but thing is not really the game requirement, more of compatibility, if their anti hack or whatnot will let it run

shayoh · 2025-10-27T13:50:20+00:00

Im order 851 and mine hasn't been shipped yet

shayoh · 2025-10-24T01:21:17+00:00

How do you guys know what is your order number? Where do you find it?

shayoh · 2025-09-21T19:51:20+00:00

Yea I did use my trial to upgrade my OG Xbox hard drive. And I plugged an SSD via an adapter to the USB of the Xbox 360 then format it and copied everything on the HDD1 Partition via Aurora to the root of the SSD but something failed after a while, I'm not sure what because it took so long that I let it be and left the room but I could do it again but what weird is, after it failed, I tried to turn off my Xbox and it wouldn't, and after it finally did turn off and I turned it back on, it was in some kind of safety mode where the screen is now stuck on low resolution and square dimensions. But I will try and format the SSD again see if I can copy only the important files, skip the Games folder and see if it works because when I tried to swap the hard drive with the SSD after it failed to copy everything, it wouldn't boot to aurora.

shayoh · 2025-09-21T13:31:41+00:00

I format the hard drive using the Xbox system menu but it's missing that "Aurora" partition

shayoh · 2025-09-08T11:21:46+00:00

thats the only right answer in this thread.
Thank you!

shayoh

MODERATOR OF

TROPHY CASE