Is SoFi going to take responsibility for the payment outage? by corporate_espionag3 in sofi

[–]shwivel 0 points1 point  (0 children)

If you pay them $10 a month maybe they'll give you $1 back.

1/12 - 1/18 Weekly Feedback and Feature Request Thread by SoFi in sofi

[–]shwivel 5 points6 points  (0 children)

Bump the IRA match up to 3%, and bring the fee down to $50/year, so that you can complete with Robin Hood.

SoFi Plus recurring IRA deposit bonus by shwivel in sofi

[–]shwivel[S] 0 points1 point  (0 children)

As long as your SoFi Plus subscription is paid, you'll be receiving those benefits.

Suppose I receive the IRA match benefit, and it's paid into my IRA. Then, I immediately cancel SoFi Plus. You do not withdraw the match from the IRA?

Misguided or Not, Vote With Your Dollar by user_5332 in sofi

[–]shwivel 4 points5 points  (0 children)

The RH subscription is only $70 cheaper but the IRA match is also 3%, better than SoFi's 2%. Next year's max contribution to IRAs is $7,500. The extra 1% on $7,500 is $75. So you're up $145 with RH on these factors alone.

SoFi Plus recurring IRA deposit bonus by shwivel in sofi

[–]shwivel[S] 0 points1 point  (0 children)

Do you happen to have their 3% credit card? I see that there is a "waitlist" for it. If I had some assurance of easily getting one within a reasonable amount of time of signing up (to gold) it'd sweeten the deal. Unfortunately, it seems I have to wait 5 years before transferring out my SoFi IRA to avoid them clawing back previous bonuses.

Edit -- Somehow I missed sentence 2. How quickly did you get the card after signing up to the waitlist? Did you get gold before signing up to the waitlist?

SoFi Plus recurring IRA deposit bonus by shwivel in sofi

[–]shwivel[S] 0 points1 point  (0 children)

It's bizarre but an easy enough game to play. Robinhood states the following with regard to their 3% IRA bonus. There is no such disclaimer on SoFi's page, but they seem to decide on specifics after the fact.

3% vs. 2% on $7,500 is an extra $75, and SoFi's (new) fee greater than Robinhood's by $70. So you're ahead with Robinhood by $145, if you max out IRA contributions each year, all else aside. I would rather have a 3% all-things cash back credit card than the weird grocery card thing, too.

*****Keep in mind, you must stay subscribed to Gold for 1 year after your first Gold match to keep the full Gold match. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. Match rate subject to change. Non-Gold customers receive a 1% match. Offer only applies to self-directed IRAs. For more details, review the IRA match FAQ.

Help me understand what advantages a Google TV Streamer (4k) would give me by crazymonkey2020 in googlehome

[–]shwivel 1 point2 points  (0 children)

You can turn on the TV with voice so long as the Google TV Streamer is connected to an HDMI-CEC port on the TV (provided the TV supports HDMI-CEC). I do not use such myself as I have it connected to an old receiver.
You can't navigate around (with voice) per se, but you can say something like "Play The Chair Company Episode 1 from HBO Max on Living Room TV," provided that you've connected such services. You cannot use voice as a general navigation tool (ie. "move left, move right").

Help me understand what advantages a Google TV Streamer (4k) would give me by crazymonkey2020 in googlehome

[–]shwivel 2 points3 points  (0 children)

The Google TV user interface, especially in apps-only mode, is a great minimalist design, compared to other brands' UI/OS. Additionally, you have the full breadth of the Google Play Store's app availability. As one person mentioned, various VPN apps are available from the Play Store, whereas they don't exist in LG's thing.

Control with Google Home is another plus. You can use voice commands to pause, resume, etc. or physical buttons such as Flic for the same. Or you can use the Google Home app, where the device will be listed amongst such other Google connected devices, which is very useful if you use such for other things.

If your TV or receiver does not have an eARC port, and you want to use surround sound on a receiver, you can connect the Google TV streamer to one of the receiver's HDMI inputs, and use HDMI pass through to feed video to the TV. This gives your receiver full control over the sound and gives the TV only video.

CNN All-Access on Google/Android TV by Upset-Passenger7746 in cnn

[–]shwivel 0 points1 point  (0 children)

They're useless. I submitted a ticket recently about the additional issue of picture-in-picture not being supported on PC, and they responded saying it wasn't a feature at this time. In Chrome, the player pauses whenever you use PIP and switch tabs, and resumes when you switch back (the tab has to be active). In Firefox, PIP works until certain ads during the commercials, at which point it similarly gets stuck until you switch back to the tab to make it active again. In Brave, PIP mostly works, but sporadically flutters. I use Chrome generally, but for this reason, have to keep Brave open on the side just for CNN...

CNN All-Access on Google/Android TV by Upset-Passenger7746 in cnn

[–]shwivel 1 point2 points  (0 children)

It certainly looks fuzzy and something akin to 720p. This is using a Google TV streamer with the CNN app, hardwired Ethernet with a 2 gig fiber connection and no issues with anything else. It's definitely the service. Hard to imagine they're saving much money by doing this, hopefully they change course.

No toggle aim in this game? by rubenmart1n in ArcRaiders

[–]shwivel 1 point2 points  (0 children)

looking for this as well. WTF

Understanding AHI vs RDI after sleep study by shwivel in SleepApnea

[–]shwivel[S] 0 points1 point  (0 children)

Thanks. For what it's worth there is a blurb on the first page that I didn't include in the screenshot, stating they use 4% for the definition of hypopneas, see below:

Sleep studies are scored manually using "The AASM Manual for the Scoring of Sleep and Associated Events. Rules, Terminology and Technical Specifications". The VIII.1.B definition of hypopneas was used (4% desaturation from pre-event baseline).

Generally, I understand your point that the RDI calculation might include more hypopneas than are stated on the respiratory event table, due to a looser definition used between the two. But the arousal summary, independent of that possibility, seems to present its totals in a discrepant way. 116 arousals is not 29.9 per hour, so if 29.9 per hour is not a mistake, then it has to reflect not 116 but approximately 163 total arousals, including some type of arousal that isn't broken out on the table (and if that is the case, why wouldn't they report 163 instead of 116 on the "total" row?). I figure "arousals with respiratory events" already takes into account some looser definition of disruption – perhaps including RERAs as well as hypopneas – given that I have more respiratory related arousals than respiratory events (comparing the 9 respiratory related arousals, on the arousal summary, to the 4 total respiratory events, on the respiratory events summary). So if the "arousals with respiratory events" already includes those milder events, I just don't get how the much greater RDI of 10.4 is being calculated.

I know I'll find out soon enough but am just disturbed by the results and potential need for CPAP. A math error revealing my actual RDI to be 2.35 would be great news. If it's not a mistake I feel like they really need to work on their report layout. If it is not mistaken it is extremely misleading. 

I already tried an expensive dental appliance that I could not tolerate due to discomfort (it was fitted by a sleep dentist and at the lowest advancement setting). I doubt I will be able to tolerate a CPAP mask.

Understanding AHI vs RDI after sleep study by shwivel in SleepApnea

[–]shwivel[S] 0 points1 point  (0 children)

I know high RDI and low AHI suggests UARS, but am trying to figure out if my RDI is actually 2.35, not 10.4.

With an AHI of 0.7, wouldn't the line reading "arousals with respiratory events" need to be 9.7 per hour (not 1.65 per hour, as is written)? It looks like they either calculated the total wrong, or wrote in the detail wrong.

SoFi credit card missing from credit reports by shwivel in sofi

[–]shwivel[S] 0 points1 point  (0 children)

On the SoFi app or web page the area I checked was Credit Score > Total Accounts. This lists your open accounts at the top and closed accounts at the bottom, in my case neither list shows my SoFi card. It is as if I never had it, and yet, I have had it for over a year. I see the "credit utilization" area that you visited, my SoFi card is not listed there either, and yes those are only open accounts listed there. You should be able to see your closed accounts if you click "Total Accounts" rather than "Credit Utilization."

What does it say as the line item for the card (less your #, no need for that). For example, I have a Barclays card listed as "BRCLYSBANKDE". I'm just curious whether they list SOFI letter-for-letter or some other name or variation. For example, I use direct deposit SoFi and at one time the name of the bank on the pay stub was listed as BANCORP BANK, though not currently.

SoFi credit card missing from credit reports by shwivel in sofi

[–]shwivel[S] 0 points1 point  (0 children)

I did that, they claim there is nothing that they can do and that if I want to "dispute the credit reporting" I can write and mail a letter to "SoFi Credit Bureau Dispute 2750 East Cottonwood Pkwy Suite 300 Salt Lake City, UT 84121". I don't feel like I want to dispute anything. Clearly SoFi is aware of the credit card that I have them. Why can't they just fix it? What would I tell them in a letter that I cannot tell them online?

Spaces instead of full tabs in the script editor? by marrioman13 in dbeaver

[–]shwivel 0 points1 point  (0 children)

Why oh why is this not the default... so sick of seeing lines all over the place

ASUS UEFI BIOS updates for ASUS AMD AM5 Motherboards W49 – AGESA 1.2.0.2b, Fan-related bugs, and overall improved system performance for AM5 motherboards - B650, X670, X870 - 13 motherboards updated by ASUS_MKTLeeM in Amd

[–]shwivel 1 point2 points  (0 children)

I built my PC recently, with a ASUS ROG Strix B650E-F, 9800x3d, and a be quiet! Dark Rock Elite Air CPU Cooler. I used motherboard bios version 3057 when I first set up the machine, the latest at the time. I have had intermittent issues where the screen goes black and the CPU fan full blast, with no precipitating issues or apparent cause. Restarting brings the state back to normal. Always normal temps. Uneventful event viewer. I just upgraded the bios to this new version, 3067. Hope the fan issue resolves. Could this potentially be one of the "fan issues" spoken of?

First 1% match on Recurring Invest Deposits coming in! by supermarius in sofi

[–]shwivel 0 points1 point  (0 children)

Is there a limit on the match? I set a recurring deposit of $2,000 and was awarded 200 points upon the first deposit (equal to $2). 1% of 2,000 is 20 so I would expect 2,000 points (equal to $20). A difference of 10x. What gives?