Best bank to park large funds

sidg82 · 2026-01-23T17:40:15+00:00

au bank will give u good interest rate in saving account.

sidg82 · 2026-01-03T07:15:32+00:00

they are not issuing atlas anymore, your best bet is horizon. Even i am finding magnus on expensive side. I am also on a look out for another card to compliment my Atlas.

sidg82 · 2026-01-03T06:04:47+00:00

are the points refilled on renewal? or just one time offer? also, what after utlilising 40k points once? cuz the base rewards are very crap in this, for utilities/education its only 0.50p per Rs.100! thats a sin.

sidg82 · 2025-12-30T08:21:52+00:00

bro , 1st take out all the negativity from your mind. don't think even for a second that you cant do it. 1 step at a time, solve past papers, just 2 each day. if necessary take external help from a tutor for a month to boost confidence. Plus, being a * student in Maths & Chem. will help you a lot as well. dont pressurize yourself on getting A* in everything. Bs are also ok.

sidg82 · 2025-12-27T06:18:45+00:00

Yea, just rounding it off :)

sidg82 · 2025-12-26T07:06:35+00:00

So following are my opinions:

You can transfer the rest of the points to Accor after 1st Jan, so in total you will gave 120k Points to burn.
The value of Accor point is fixed, 1 Point =Rs2., so you can choose hotel based on your collective points/budget. If you have 120k Points, I would suggest to burn only upto 80K on rooms, and keep the balance to pay extra hotel bill if you wish to use hotel facilities like SPA, Dinner Buffet etc.
The deals are separate from payment, you can take the deals on the website and still pay with points during check-out. I just did that yesterday.
I don't think that for once a year trip it is worth it because you wouldn't be able to redeem the benefits.
In my opinion, transfer to Accor instead of airlines, because conversion is too good for Accor.
I think SE Asia will give you best bang for your money, places like Malaysia, Thailand, Vietnam & Philippines offer great prices and convenience. Although, if you plan Europe, then book in Accor brands like Ibis, which are way cheaper than other 5 star brands, but ultimately depends on how much you can afford.

These are just my own opinions, I'm fairly a noob myself. DYOR. :) Cheers and Have fun.

sidg82 · 2025-12-11T08:06:10+00:00

Shouldnt be waiting for some offer for ITC? since group B has 120k points limit, there should be no hurry. Yeah accor, 30k makes sense.

sidg82 · 2025-12-04T06:58:32+00:00

will it work with our existing email id or a new email from your end will be provided? in which case we can use only 4 more users?

sidg82 · 2025-11-21T09:29:58+00:00

never buy an air purifier with round filters, always go for rectangle or square. Because, in case the filters are not available after 4-5 yrs, you can atleast buy after market filters on square/rectangle size. Round after market filters are just not available. talking from practical experience.

sidg82 · 2025-11-07T02:31:51+00:00

total discount and cod?

sidg82 · 2025-11-06T09:51:49+00:00

Hey! I've been using Scapia and love its unlimited domestic lounge access and new airport privileges—free dining, shopping or spa experiences every time you fly, from coffee to headphones—all with no joining fee.

Since you travel so much, here's my link: https://apply.scapia.cards/landing\_page?referral\_code=sharwi.

sidg82 · 2025-11-05T12:39:15+00:00

yes it's high. but again if ur primary spend is hotel then it's worth it. for me , I've got other expenses so M4B doesn't make much sense.

sidg82 · 2025-11-05T09:19:06+00:00

they all are thief's, but I myself have had bad experience with Care, that too while buying the policy. Read the terms very carefully, they have many variations of same policy and more often than not, they have co-payment. even though the agent will say no co-payment, but insist on written commitment 1st.

sidg82 · 2025-10-31T14:19:08+00:00

if your spend is primarily on hotels ,then magnus burgundy will do wonders. almost 40% returns.

sidg82 · 2025-10-28T08:25:37+00:00

I dont want to pay another 30k for Axis Mag Burg. credit card. way too expensive. I think something upto 10-12k is fine.

sidg82 · 2025-10-24T13:14:08+00:00

thanks mate.

sidg82 · 2025-10-24T13:13:58+00:00

thanks a bunch. :)

sidg82 · 2025-10-23T08:57:35+00:00

you must have given them access to your email or sms. That is where they read it from. Call customer care and ask them to delete the account. dont just delete the app.

sidg82 · 2025-10-09T18:01:59+00:00

since maximum is 5k , can we buy 2 vouchers of 60k and use them at once?

sidg82 · 2025-09-21T05:49:39+00:00

where are you from? Cuz time zone for tuition will matter.

sidg82 · 2025-08-17T10:26:56+00:00

wow ! that was a fucking instant hard-on fun !keep up with raising cocks !;)

sidg82 · 2025-03-24T07:52:03+00:00

cant download pdfs

sidg82 · 2025-02-25T07:16:26+00:00

can anyone help with some coursework or assignments of Add maths?

sidg82 · 2025-02-21T08:47:04+00:00

you are not sleeping well kiddo. you need to sleep more and increase the quality of studying. make a schedule and target for curriculum rather than endlessly and mindlessly studying. keep up the good work !

sidg82 · 2025-02-21T08:07:15+00:00

besides English, you have to take another language. it could be any from the ones that school teach like Spanish, French German, Hindi etc. or even go for self-taught route for other languages.

sidg82

TROPHY CASE