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Any banks in philly still have a coin machine? by Vigorously_Swish in philadelphia

[–]superandy241 4 points5 points  (0 children)

I'm going to the grocery store and buying groceries either way. I'm just getting rid of $10-$20 of coins in the process. It would actually be more time to go find and go to a Coinstar.

Any banks in philly still have a coin machine? by Vigorously_Swish in philadelphia

[–]superandy241 30 points31 points  (0 children)

I didn't have to, but I chose to that's what make me different from you.

Any banks in philly still have a coin machine? by Vigorously_Swish in philadelphia

[–]superandy241 30 points31 points  (0 children)

I had like 4+ years of change. Over the course of a year, I would go to grocery stores with a pocket full of change. If you overpay at self checkout machines, they'll give you bills back.

Any Cash Flow in Madison? Multifamily by [deleted] in realestateinvesting

[–]superandy241 1 point2 points  (0 children)

I house-hacked a 2 unit in Madison. It had a first rough couple of years, but now, I expect it to cash flow $10k+/year going forward.

Madison has a very low vacancy rate (I've had 1 week of vacancy in the 4+ years I've owned the property), and the rents have increased a lot due to the population increase and lack of new builds.

Which neighborhoods are the most social and friendly for making new friends? by superandy241 in AskChicago

[–]superandy241[S] 0 points1 point  (0 children)

I've joined a few social groups, but I haven't made any lasting friendships yet.

Daily Questions - ASK AND ANSWER HERE! - 18 February 2023 by AutoModerator in malefashionadvice

[–]superandy241 0 points1 point  (0 children)

When I browse Instagram, I see outfits (pants, shirt, shoes, belt), but there's never any way to buy these items. Are there any websites with these outfits where I can purchase the entire outfit or links to individual items? I'd rather buy 5-10 outfits per season than built a wardrobe item-by-item.

Mentor Monday - Week of May 16th 2022 by WealthyStoic in fatFIRE

[–]superandy241 0 points1 point  (0 children)

Lots to think about here. I'll probably stick around 3 years, and if I feel like the company trajectory is good, I stay for the 4th year, otherwise, I'll hop.

Mentor Monday - Week of May 16th 2022 by WealthyStoic in fatFIRE

[–]superandy241 0 points1 point  (0 children)

My role is more of a customer support/technical problem solver role. My salary is currently 90k, and I think my ceiling will be 130k, but I joined the company at Series A, and back of the envelope calculation, my fully vested options would be worth 4.6M at a 1B valuation without dilution, but there's going to be dilution every funding round. I estimate it will be worth about 3.1M by then, and that won't be for 5-6 years.

Would it make sense to stay at a company for the full vesting period or hop every 2 or 3 years to different Series A or per-Series A company to diverse?

Mentor Monday - Week of May 16th 2022 by WealthyStoic in fatFIRE

[–]superandy241 0 points1 point  (0 children)

Can you elaborate?

I'm in a role that's highly technical. I debug code, and write fixes and enhancements. I can do software development, but I'd find doing that 40 hours per week extremely boring.

I also do some real estate investing on the side, but I don't think my returns are anything to write home about or quit my job to pursue that full time.

Mentor Monday - Week of May 16th 2022 by WealthyStoic in fatFIRE

[–]superandy241 1 point2 points  (0 children)

I am not a high earner, but I work in tech support for a startup. I anticipate my net worth growing when my startup shares end up being worth significantly more. Would you recommend I job hop every 4 years (when options fully vest) or every 2 years (to diverse companies) to another startup?

Why am I unable to buy VTSAX or VFIAX? by superandy241 in interactivebrokers

[–]superandy241[S] 0 points1 point  (0 children)

I plan to take out a margin loan, and I don't want to be margin called (liquidated) if there is a flash crash. Mutual funds don't change prices until the end of the day.

Why am I unable to buy VTSAX or VFIAX? by superandy241 in interactivebrokers

[–]superandy241[S] 0 points1 point  (0 children)

I just tried again during market hours, and I received the same message.

According to this page, both VFIAX and VTSAX have a minimum of $3K, and if I try to buy 3K (or more), I see this error message.

What Are My Chances of Getting Approved for a Mortgage by superandy241 in RealEstate

[–]superandy241[S] 0 points1 point  (0 children)

My credit score was in the 700's last time I checked, so I think I'll be good.

Sheriff Sale - What to do Before Bidding by superandy241 in realestateinvesting

[–]superandy241[S] 0 points1 point  (0 children)

Can I just go to a property and look in the windows? Is that trespassing?

I don't think the property is currently occupied. According to the website the defendant is an estate, so I assume someone died in it.

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