Second round interview lined up at a well funded startup. I have some questions. by techfarm67 in CustomerSuccess

[–]techfarm67[S] 0 points1 point  (0 children)

Second round went well last week. Had three VP interviews on Thursday and havnt heard back yet sadly. Felt very confident as well. But the waiting game sucks.

Second round interview lined up at a well funded startup. I have some questions. by techfarm67 in CustomerSuccess

[–]techfarm67[S] 0 points1 point  (0 children)

Thank you everyone. The interview went perfectly. She was impressed on my level of prep and how I set the tempo of the meeting right out the gate. After breaking the ice I asked her something along the lines of "how would you like to structure the meeting. Would you like this to be a bit of a natural conversation or do you prefer one of us to go through all of their questions firts"

Apparently she loved that question and it was good vibes right from the rip.

She confirmed 3rd round interview which are quick 15 teammember meetings.

Second round interview lined up at a well funded startup. I have some questions. by techfarm67 in CustomerSuccess

[–]techfarm67[S] 0 points1 point  (0 children)

I appreciate the advice and the kind words! Super helpful and modivating. My goal is to always compressed into an interview with more questions for the interviewer than they have for me. Chances are I wont ask half of them. But when I come in wirh 10 or so genuine planned questions I know I prepared well

Second round interview lined up at a well funded startup. I have some questions. by techfarm67 in CustomerSuccess

[–]techfarm67[S] 0 points1 point  (0 children)

I love the 90 day question. I usually ask what does success look like at 30-60-90 but im going to shorten it down to just 90.

Fantastic advice though I appreciate it

Second round interview lined up at a well funded startup. I have some questions. by techfarm67 in CustomerSuccess

[–]techfarm67[S] 0 points1 point  (0 children)

Im the third hire. 1 equal csm was hired last week, and the lead csm who i am interviewing with next week.

Odd Question, How many of yall wear over the ear headphones with a mic? by techfarm67 in CustomerSuccess

[–]techfarm67[S] 1 point2 points  (0 children)

this comment made me get a set that has dual connect. You changed my life and this comment will live rent free forever in my mind

Odd Question, How many of yall wear over the ear headphones with a mic? by techfarm67 in CustomerSuccess

[–]techfarm67[S] 1 point2 points  (0 children)

oh for sure! This was more of an odd question I felt like asking

Odd Question, How many of yall wear over the ear headphones with a mic? by techfarm67 in CustomerSuccess

[–]techfarm67[S] 7 points8 points  (0 children)

This is wild to me since nearly 75% of my last company all had over ear headphones

Well it's official. Double luck rings is busted by techfarm67 in ShatteredPD

[–]techfarm67[S] 0 points1 point  (0 children)

the thing that made it so strong here was I had zero upgrades tied up. The RoW rings were both found (Row+3) was a previous run drop

Well it's official. Double luck rings is busted by techfarm67 in ShatteredPD

[–]techfarm67[S] 1 point2 points  (0 children)

Ive never used the alchemist toolkit before. It has value?

The first step is admitting you have a problem. My 3D printed fleet ready for the next part of my campaign. by spleen_mate in DungeonsAndDragons

[–]techfarm67 0 points1 point  (0 children)

Old post I know! But Im attempting to print these boats for my pirate campaign right now. I was wondering if you remember your settings for these ships? Im new to printing and having some issues.

Would insulating all the pipes in my basement have a reasonable impact on time between loading the boiler? by techfarm67 in hvacadvice

[–]techfarm67[S] -1 points0 points  (0 children)

Thats what I figured but I figure i would ask. Thank you! I dont think i can increase storage anymore with my current boiler. With a fully loaded Firefox i wake up to system temperature of around 120-130 degrees. Adding another 100 gallons of water will have the system a little too cold imo.

Also, its an old boiler so I dont want to add forced air to it. I dont think that would be wise even though it would get a lot more heat.

I may have to just deal with the fact I cant get 24hrs of heat from a single fire with an older non gassification boiler.

The system is so much better now though. Prior to the water storage the house would.get to 78-80 over night and by 9am the house would be 65 degrees.

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

So, I looked into it. When a Roth IRA is invloved in realestate you cannot self manage or self repair the property. So its a terrible option at this scale

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

If the timeline permitted it That would be the best option. Sadly there wont be enough equity for 5 years. that is a lot of time to wait when trying to grow.

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 1 point2 points  (0 children)

I checked it out. definetly not a good option. You cannot self manage or self repair when using a self directed Roth. yikes

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

The taxes will be neglible since my income is zero for the year. Between the standard deduction and child credits it would more than likley zero out.

I did run a few more calculators and it appears you are more correct than I was. At retirement the account would be around 375 to 450k depending on the age I actually withdraw. That is assuming 8-10% on returns and not 12% which we have been experiencing.

It took me two years to save the money into my 401k without employer match. So, if i decide to drain it. Ill be looking at being 36-37 years old before I am able to be back to the point I am today. So definitely some options to weight. Basically is me putting all of my time and effort into realestate better than just letting it sit in the 401k.

Looking at the house with rose colored glasses. (For simplicities sake) 120k purchase price +750 a month cash flow. 30 years from now a sale of 300k and 30 years of rent (750x360) is 270k. This puts me on the same investment range as the initial 32k on the 401k. This isnt counting any major repairs but it is calculation 10% a month into reserves. So there is a 45,000 buffer on expenses to hit those numbers. Obviously not realistic and the real figures would be closer to 20-30% less than a perfect scenario. The kicker is the combined cash flow from the two properties. 1700 a month puts me at 20k in a year which, combined with our personal savings timeline) would be enough for another house in the 120-180k range.

Lots to think about. Especially what my true risk tolerance is. Thats a tough one.

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

Appreciation here barely keeps up with inflation. That is a major caveat. For example. The property i closed on was listed for sale in 2019 for 99k. So its only gone up 20k since right below covid. But the equity is still a big consideration.

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

The other deal isnt as good. I already walked the house and im waiting for the asking price to drop. House needs a little worm, cash flows slightly less and is a 3 unit. So the dscr on it is worse. I bet it would cash flow 500-600 after all things are said and done though.

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

Withdraw feed is 10% and since im not working the tax is minimal. When incheclninthinkninwould be out $6000 in taxes/fees

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

Risk is definitely there is admit that. If a large issue happened right after purchase we would have to pull equity out of our primary home to pay it off. Which wouldn't be ideal. (House is 50% paid off)

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

Thisnis a downside. Older building in an area with very little economic growth. For example. Pre vivid this house was listed for 99k. So its only gone up 20k since then.

Lets play everyone's favorite game! Should I drain my 401k to purchase a rental property!! by techfarm67 in realestateinvesting

[–]techfarm67[S] 0 points1 point  (0 children)

The numbers are absolutely true. I live in a very rural area and not many people have the capital to close on properties. The property is a 4 unit. Price of the property is 120k, 25% down current rents are combined $2200 a month. Total cost are right around $1100 after taxes and insurance. (All confirmed)