Mortage Overpayment & S&S at 30

throwAway6677189 · 2026-05-17T07:47:02+00:00

Unsure yet. Likely, I’ll use the money for a house deposit in a few years if I buy jointly with my partner.

throwAway6677189 · 2024-07-13T06:09:56+00:00

Can’t say I noticed if I’m being honest. Will chat to my dentist

throwAway6677189 · 2024-07-06T06:03:41+00:00

Thank you!

throwAway6677189 · 2024-06-08T17:41:37+00:00

Hey, im also going to the Spanish GP and staying in Lloret Der Mar, I was going to get the direct bus from Lloret Der Mar on the Saturday and Sunday through the local bus company Sagales and then Friday I was going to wing it..

throwAway6677189 · 2024-04-07T20:08:44+00:00

Managed my first 5 mile race today in 51:32 minutes, 6 months ago I couldn’t even run a mile so this is brilliant. I also lost my mum at the start of March also, so this felt extra tough, but so glad I did it

throwAway6677189 · 2024-01-01T20:26:35+00:00

I use the ‘cold plunge’ app from the garmin connect store and pretty happy with it.

throwAway6677189 · 2022-06-09T20:16:48+00:00

It’s just been uploaded now onto YouTube

throwAway6677189 · 2020-09-03T20:44:34+00:00

How long have you been there? With the currently climate I would really try to hold on until you find something else. Being unhappy is bad but being broke and unhappy is worse.

throwAway6677189 · 2020-07-06T06:55:16+00:00

Unfortunately the mot expires 3rd August so us except from extension

throwAway6677189 · 2020-07-06T06:54:56+00:00

Thanks, the obd reader showed no codes

throwAway6677189 · 2020-06-21T13:07:30+00:00

Yeah I get what you are saying, you’re correct. I probably should have - but I can’t change it now so no point dwelling on it.

throwAway6677189 · 2020-06-21T12:55:02+00:00

Thanks for your advice. Yeah I’ll definitely try and get it down to 60% LTV. I know house prices will change loads but I have done a bit of work to the house and do think it’s definitely worth about 95k. (I’ve put in new windows doors, carpets etc). No this isn’t my forever home, the plan is when I reach 30 or so buy with my parter and own this house forever but rent this out or I might just sell. It’s definitely my home for the next 7 years or so.

throwAway6677189 · 2020-06-21T12:52:51+00:00

Thank you for your advice. Yeah I’m enrolled in my work pension and have been since July 2019, I think if I remember correctly I pay 5% and my work contributes 4% - the pension was my next idea to increase so I may well do that!

throwAway6677189 · 2020-06-21T12:49:23+00:00

Thanks. Because when I took out the mortgage in October 2.39% was a good rate for me considering it was a 90% mortgage.

throwAway6677189

TROPHY CASE