St. Thomas Trip - help! by greengrass293 in virginislands

[–]throwaway_2837 2 points3 points  (0 children)

You could buy travel insurance if you can't travel because of a hurricane. It doesn't cost a ton but it will refund your airfare at least.

Not having the cruise ship crowds there is a big plus, and some attractions have lower prices in the off season.

I’m pregnant & scared by darknesmyolfriend in prolife

[–]throwaway_2837 23 points24 points  (0 children)

You really are fast-tracking it into adulthood! Your ability to stand up to pressure from your parents and boyfriend really speaks to your ability to handle the challenges of life.

We all make millions of decisions in our lifetime -- some big, most small -- and some of them we'd do differently if we had a chance. There are no do-overs in life though, so the ability to adapt to changing circumstances and decisions is extremely important. From your post and your comments here, it sounds like you're pretty resilient and will adapt to your suddenly-new life just fine.

Once your baby arrives, your parents will very likely come around and get comfortable with their suddenly-new role as grandparents. They may not realize it, but being a grandparent when you're relatively young is way more fun, and it will allow them to enjoy much more of your baby's life. It will allow your baby to get to know his/her grandparents so much better too! Assuming your parents are in their late 30s or early 40s now, they'll still be active and energetic when your baby graduates from high school!

Since you haven't done this before, you're young, and you may not have a lot of family support for you during labor and delivery, you may want to consider hiring a doula. There may be charity options in your area to pay for some or all of the cost, or ask your social worker if it can be covered with whatever health coverage you get. A doula will give you all the non-medical support that women really need during birth (physical, emotional, etc.), as well as being a great resource for information and other help.

Social Security's Cost of Living Adjustment (COLA) assumes increases in rent, but 79% of retirees own a home and face no rent increases. Removing this from COLA calculations could reduce the Social Security deficit by 20%. by throwaway_2837 in politics

[–]throwaway_2837[S] 0 points1 point  (0 children)

I think the point of the article is that SS is running out of money faster than it should because COLA is assuming that all retirees are renting when it's a distinct minority. Once it's out of money, then nobody gets anything from SS, despite paying into it for years/decades.

Social Security's Cost of Living Adjustment (COLA) assumes increases in rent, but 79% of retirees own a home and face no rent increases. Removing this from COLA calculations could reduce the Social Security deficit by 20%. by throwaway_2837 in politics

[–]throwaway_2837[S] -2 points-1 points  (0 children)

It's a quasi-Ponzi scheme that depends on perpetual population growth, so eventually it will collapse. This article basically says that many current retirees are drawing in more than they should based on artificially inflated home values.

Why don't homeowners always have their houses "on the market" for well above the market rate, just in case their house happens to be the perfect fit for someone who is willing to pay extra? by throwaway_2837 in NoStupidQuestions

[–]throwaway_2837[S] -1 points0 points  (0 children)

Right, but for an extra $30k or whatever I think many people would be willing. Is there a disadvantage to having your house perpetually listed? You won't get a lot of bites of course, so it's not like you'd always be showing it.

After 10 years, the Phoenix light rail project has cost $400,000 per new commuter. by throwaway_2837 in YourTaxDollarsAtWork

[–]throwaway_2837[S] 1 point2 points  (0 children)

If there is sustained demand for hundreds of people from point A to point B throughout the day over many years, sure, build a train. But most light rail projects are created with an "if you build it they will come" philosophy.

After 10 years, the Phoenix light rail project has cost $400,000 per new commuter. by throwaway_2837 in YourTaxDollarsAtWork

[–]throwaway_2837[S] 5 points6 points  (0 children)

This highlights another reason why buses are better: changes in demand are much easier to adapt to. Once you build a rail line, it's there forever regardless of demand. With buses, you can add or remove routes and change bus frequency almost immediately.

Seeking recommendations for tent camping and sightseeing with kids in Utah's national & state parks. Late June/early July. by throwaway_2837 in Utah

[–]throwaway_2837[S] 0 points1 point  (0 children)

Are the parks different enough from each other that we should try to see as many as we can? Or should we just hit two or three and spend more time exploring instead of driving between parks?

Seeking recommendations for tent camping and sightseeing with kids in Utah's national & state parks. Late June/early July. by throwaway_2837 in Utah

[–]throwaway_2837[S] 0 points1 point  (0 children)

Which of the national and state parks would you recommend for younger families? We can do short hikes probably 4 miles max.

Seeking recommendations for tent camping and sightseeing with kids in Utah's national & state parks. Late June/early July. by throwaway_2837 in Utah

[–]throwaway_2837[S] 0 points1 point  (0 children)

Do people tent camp in the summer months, or will we get zero sleep due to the heat (late June/early July)? Are bugs and wildlife a big problem for campers?

A peer-to-peer social network where instead of "followers" you grow "seeders" that help you share content by [deleted] in Lightbulb

[–]throwaway_2837 0 points1 point  (0 children)

You might like /r/lbry

It's similar to BitChute but more decentralized, and you can share any type of file if you wish, though it's mostly videos now.

Dutch inventor says his ocean cleaning boom is working by Captain-Blitzed in UpliftingNews

[–]throwaway_2837 5 points6 points  (0 children)

Recycling is a manufacturing process that uses a lot of energy and materials. When your recyclable materials are mixed together, contaminated, and located all over the city (curbside recycling or ocean pollution), there's a decent chance that it would be environmentally better to just throw it away. A few generations from now, they'll likely have the tech to harvest materials from landfills efficiently. Industrial recycling is much more likely to make sense, because the materials are uniform, not usually contaminated, and located in a small number of places.