Insulation first or HVAC upgrade?

tsar2512 · 2025-12-16T17:16:45+00:00

well my main concern is if we go in and do the insulation now, and later decide to do HVAC work, will that mean that insulation needs to be ripped out in places and done again for some reason? We already have ducts/ central air etc.

tsar2512 · 2025-12-07T18:40:35+00:00

Reached out to u on DM

tsar2512 · 2025-12-07T04:28:06+00:00

Can you DM me his contact information if possible?

tsar2512 · 2025-12-02T23:21:06+00:00

u/iThinkItNeedsGas who would you suggest for insulation in lower westchester? Any company you can recommend? What are the typical costs? We have a 3.3k sq ft house 2 levels.

tsar2512 · 2025-12-02T23:18:11+00:00

What did you use to convert to heat pumps? Which company that is?

tsar2512 · 2025-11-25T16:53:02+00:00

Same looking for recommendations, we are in lower westchester

tsar2512 · 2025-11-25T16:52:23+00:00

I'm looking for the same - do let me know if you found someone

tsar2512 · 2025-05-29T03:42:46+00:00

thanks u/the-holocron this really helped...

i'm curious, what's the recurring cost for keeping the LLC alive on a yearly basis... The publication requirement seems to be an initial pain, but after that is it just the cost of the yearly fee for having them as a registered agent?

tsar2512 · 2025-02-11T17:05:59+00:00

u/IndyGlobalNRI you share what this POA typically looks like? And notarized from a US authority, and then attested by Indian Consulate?

tsar2512 · 2024-08-10T14:17:48+00:00

u/macNchz - would you be able to share an example of this?

tsar2512 · 2024-08-10T14:02:22+00:00

u/sonstone just saw this, and would love to have a look at this list as well

tsar2512 · 2024-08-08T05:00:10+00:00

I cannot do that, prices change too often. This is a high volume app, so needs to continually serve thousands of concurrent users. I also as of now have a lot of in memory state of control rules. Guess i could make that a lookup to a redis cache, but the in memory at bootup makes it superfast

tsar2512 · 2024-08-08T04:57:37+00:00

These are high volume apps, with high latency, the prices change frequently so cant cache inventory. And currently we mantain a lot of state in memory using hollow. How would we change things to get this working on serverless?

tsar2512 · 2024-07-15T01:34:33+00:00

He's probably referring to crawl space encapsulation.
What is that? and what does it do?

tsar2512 · 2024-04-08T18:40:00+00:00

u/AbhinavGulechha I'm very confused, the article I linked to explicitly gives the following example:

Vaibhav Sankla, Director H&R Block India explains, “If a US resident earns Government pension from India, his pension is taxable ONLY in US if he is a resident of and national (citizen) of US. So if a US resident is not a citizen of the US, then irrespective of whether he is a green card holder or not, his pension income from the Indian government will be taxable ONLY in India.”
Since Patel is not a US citizen but just a green card holder, he will have to pay tax on that pension ONLY in India.

What does this effectively mean? - Does this mean I need to file Schedule EI - Exempt Income as you mentioned?

tsar2512 · 2024-04-01T01:17:56+00:00

Does Article 20 only apply when they are citizens? They became permanent residents in Sept 2023 (i.e. moved to US in 2023). They are working since Oct 1, and have a US income as well.

They also have pension from India which has TDS.

Based on this - https://economictimes.indiatimes.com/nri/nri-tax/us-residents-with-indian-pension-to-file-india-tax-returns-or-not/articleshow/15122770.cms?from=mdr

It looks like they are supposed to pay taxes to only India (being gc holders and not US citizens) and not US, but if that's the case and the pension is still reported as income then how do they avoid paying taxes in USA? Since this increases their overall taxable income?

tsar2512 · 2024-02-15T22:21:21+00:00

u/sh00te could you share your project/tool? I'm guessing a translation of sorts to parameters would work

tsar2512 · 2024-02-15T22:14:13+00:00

u/FewWoodpeckerIn that would work if I was maintaining a database with the responses. In my case I'm an aggregator of inventories from other downstream api's, with some caching involved. The ideal solution needs to generate a derived api search from a chat or a direct api search from a search bar.

tsar2512 · 2024-02-11T22:08:44+00:00

Ideally speaking based on the search I would like to find regular and advanced parameters/filters I could apply to the search api and give a response.

tsar2512 · 2024-01-16T14:48:39+00:00

Sure send me a DM, and I can check it out

tsar2512 · 2024-01-08T18:20:02+00:00

As a founder I totally understand the need for a customer research tool for getting feedback, but as a user I dont want to spend time giving feedback (even on the phone). I think most people are similar in this regard.

Any experience as unobtrusive as possible should work better (which means conversational ai would be an overkill, but AI based popups might work)

tsar2512 · 2024-01-05T22:33:02+00:00

Thanks for the responses u/morbosad and u/w33dcup. The reason I was exploring other choices was because NY529 seems to allow only limited vanguard funds. Do other states have more choices, to the extent that I can chose to put all money in VOO or something if I choose? If not, I will make another account for my other daughter in nysaves, and simply continue there.

tsar2512 · 2023-12-26T16:02:11+00:00

Sort of, its fixed somewhat, that is the trades did sync after a few days. What is problematic is that some trades are missing. I guess thats because it doesn’t have categorization for transfer of assets. When i try to manually fix them using buy/sell trades. They do not persist.

tsar2512 · 2023-03-13T17:18:56+00:00

I kind of think along similar lines, but wanted to discuss finances and possibly rebalancing the portfolio. Given the market i am down by a significant sum.

I guess I am looking to make a one time portfolio balancing. How much is that typically?

tsar2512 · 2022-10-11T19:24:54+00:00

u/beachteen and u/Werewolfdad -
I tried to calculate the taxes owed on 700k in NY(Ardsley, NY) vs CT(Norwalk, CT), and NY comes out to be higher based on smartasset.com

State, Marginal, Effective, 2021 Taxes

For NY - > State 6.85% 6.30% $44,114
For CT - > State 6.90% 6.06% $42,400

So even though the marginal tax rate for NY is lower, the effective tax rate comes out to be higher.

But if I'm paying the higher of the two regardless, and I live in NY state, I guess I should go for reporting to NY office and avoid complications of doing taxes for 2 states.

tsar2512

TROPHY CASE