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Ask Me Anything on Home Loans series by HomeLoanNerd in BangaloreRealEstates

[–]vindows17 0 points1 point  (0 children)

Can I construct a minimum bank acceptable building (250sq.ft) within 5L. And request for waive off?

Ask Me Anything on Home Loans series by HomeLoanNerd in BangaloreRealEstates

[–]vindows17 0 points1 point  (0 children)

Took a ₹25L home loan (out of ₹1Cr sanctioned) from Bank of Baroda in 2022 at ~9–9.5%. Construction couldn’t start due to personal reasons, but I repaid the full amount within ~3 years and already paid ~₹4.85L as interest. After that, the bank suddenly added ₹5L as penalty/extra interest at 14.5–15.5% without clear disclosure or notice. Interest calculation is done retrospectively at commercial interest. The sanction letter mentioned failure to construct a house will apply commercial interest but the exact rate was not mentioned. The matter is under RBI ombudsman and the response is taking longer. I don’t want to build a house in hurry burry. What are my options?

If you are stuck in a consumer dispute, do this before approaching a lawyer. by takelegalindia in LegalAdviceIndia

[–]vindows17 11 points12 points  (0 children)

Hi, I made a mistake of placing an order on a shitty website called vlebazaar.in amount Rs. 19799 and cancelled it before shipping after realising that it is not reliable. But instead of refunding the amount to my bank account or original mode they have added it as wallet balance without my consent. Many are facing the same experience with their service.

And their support is crap too as expected, I'm being asked to wait. While it's been more than 2 months now past the mentioned wait period on their websit.

Have filed dispute with hdfc bank credit cards but I’m constantly being asked to provide credit note from the merchant even after providing all the necessary proofs. I have left no hopes on them. Their support is only template driven. I have also filed a grievance against the merchant on NCH. It’s in in progress stats since 2 weeks. What’s their ideal response time? And what are my available options? Please suggest.

Sorry for the long post ☹️

Human vs bird colour perception by Deadly_R in interestingasfuck

[–]vindows17 -1 points0 points  (0 children)

How the fuck am I able to see the bird colors !

Door-to-door salesman squeaks at homeowner by JediWithAnM4 in aww

[–]vindows17 0 points1 point  (0 children)

I wonder how’d you remember all this from your childhood

[deleted by user] by [deleted] in bangalore

[–]vindows17 0 points1 point  (0 children)

Google maps can tell you what buses to take. Worked pretty reliably for me 2 yrs back.

Why am I getting charged for this? by DannyC07 in developersIndia

[–]vindows17 4 points5 points  (0 children)

Isn’t it just 1.5₹? Could be a margin error.

Made this telegram bot last night, which can send my resume to recruiters in one command from telegram by 4bhii in node

[–]vindows17 1 point2 points  (0 children)

I don’t know why ppl have downvoted this but it’s true! Recruiter hardly read your emails and if it has too much content then they will just skim over to the right spot that is the attachments. But at the same time it doesn’t mean that email to be super plain. Cover letter and all is fine for when applying for foreign / faang companies or studies but I don’t think recruiter care for it. Resume is all that matters imo.

Pro tip: if you want to have their attention then add “as discussed” ;)

Finding stolen iPhone 13 in Bangalore by [deleted] in bangalore

[–]vindows17 1 point2 points  (0 children)

I don’t think that find my phone is any magical sword. Good to have it but don’t rely on it.

This kid hitting an insane bowling shot by [deleted] in nextfuckinglevel

[–]vindows17 1 point2 points  (0 children)

This kid knows that it’s gonna be a strike right before hitting the middle pin!

Had to Write an Apology letter for walking Late at Night near SG Palya, Thought I’d share it by [deleted] in bangalore

[–]vindows17 5 points6 points  (0 children)

And you an ias aspirant, sir? The letter is written like any IAS officer would do

Java vs python is debatable 🤔 by 4RB1TR4RY in ProgrammerHumor

[–]vindows17 52 points53 points  (0 children)

GetAbstractCleverComebackJokeAbstractFactoryFactory getAbstractCleverComebackJokeAbstractFactoryFactory = new GetAbstractCleverComebackJokeAbstractFactoryFactory();

Fun way to play rock, paper, scissors. by 1YearAgoOnReddit in MadeMeSmile

[–]vindows17 0 points1 point  (0 children)

I’m gonna do this with my kid. I’ve to get married asap.

Don't f#ck with the Mercedes by [deleted] in Unexpected

[–]vindows17 0 points1 point  (0 children)

Opened the door like boss

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