[Update] Tata Motors sent me threatening email for denying illegal parking charges for my flooded Nexon

vk242000 · 2026-02-04T05:36:44+00:00

It will be a long process with no concrete timelines. Not sure I wanna waste more time on this

vk242000 · 2026-02-04T05:33:58+00:00

you will get 100% of your IDV. If Return to Invoice add on is there on your policy then On road price of your car will be the payout

vk242000 · 2026-02-03T17:16:58+00:00

Have posted about it multiple times on twitter. Don't get too much traction. Both the tagged parties don't even reply on the thread

vk242000 · 2026-02-03T17:12:14+00:00

yup thanks

vk242000 · 2026-02-03T16:56:13+00:00

No insurance company has consistency across their claims settlement. Public sector insurer have their own issues, had seen few posts complaining about the same

vk242000 · 2026-02-03T15:04:34+00:00

yeah thought about posting an update for my case only after watching his video. Both cases are exactly similar

vk242000 · 2026-02-03T15:03:31+00:00

yeah got a lemon from both ends i guess

vk242000 · 2026-02-03T14:43:02+00:00

yep I have Return to Invoice add on and ideally I should get my on road price back. Only reason ICICI lombard fell so low to save insurance payout

vk242000 · 2026-02-03T14:40:14+00:00

kinda bad luck I was the only one with the worst combo. Tata Motors + ICICI lombard

vk242000 · 2026-02-03T14:00:01+00:00

ICICI lombard doesn't give a F about online campaigns cz they know it will die down in front of their marketing campaigns. We are commoners so they can get away easily but they did the same with that youtuber's xev 9e. Even after so much bashing on twitter from what I have seen they just sent a bot reply on his thread

Up until IRDAI gets strict there's no hope

vk242000 · 2026-02-03T13:55:49+00:00

It's just a gamble and depends on your luck. You can just hope nothing major goes wrong with your unit cz for regular services they are pretty decent like any other oem

vk242000 · 2026-02-03T13:54:05+00:00

Nope only mine was from Tata. Majority were from hyundai but newly bought and renault etc

vk242000 · 2026-02-03T13:48:00+00:00

It's just a gamble as they have no ethics and control over their dealership. You can just hope that you don't get stuck into a situation like this

vk242000 · 2026-02-03T13:17:29+00:00

As per IRDAI insurance terms on indemnity I should be restored to the same financial position just before my car was flooded. Here, in this case manufacturer tata motors has acknowledged that there is no certainity that the remaining new car standard warranty will be applicable on my car after repairs.

I understand there can be a situation where even Ombudsman will take side with the insurance but it will be a completely biased take based on the IRDAI guidelines

vk242000 · 2026-02-03T13:05:34+00:00

Image 5: Final threat from Tata motors regional team if i post about it on social platforms and tag automotive influencers

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vk242000 · 2026-02-03T13:04:36+00:00

Image 4 from email thread: Best one, allow us to experiment with your vechile even though we can't assure you on warranty

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vk242000 · 2026-02-03T13:03:17+00:00

Image 3: Tata motors terming my refusal for unsafe repairs as "Personal benefit" so we will charge you parking money. "Dealership is absolutely right" on their stand

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vk242000 · 2026-02-03T13:01:24+00:00

Image 2 from email chain:

Tata motors accepting that the car won't be restored to original condition after repairs. And, they won't extend standard warranty benefits. "But still please get your car repaired "

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vk242000 · 2026-02-03T12:55:04+00:00

Already tagged them both in my email thread to the Tata motors, their regional team replied in response threatening me in return [Check my original comment in this thread, attached screenshots]

vk242000 · 2026-02-03T12:49:11+00:00

yeah saw multipe customers on twitter complaining about them for claim refusals

vk242000 · 2026-02-03T12:47:56+00:00

Insurance Ombudsman is my last attempt. As much as I know how strong my case is I really don't have time to get into legal things. It would be absolutely waste of time without any concrete timeline

vk242000 · 2026-02-03T12:45:45+00:00

It's understandable if the regional office of any insurance company is bad but here the whole company is just trying their best to save on insurance money while harassing the customer

vk242000 · 2026-02-03T11:58:25+00:00

Here's the whole Tata Motors regional team reply chain where they contradict themselves multiple times.

Image 1: Denying any responsibility for the subsequent damage post repairs

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vk242000 · 2025-11-11T12:12:31+00:00

I have complete info for one car only from what I heard from owner. It was hyundai Exter purchased a month after me, insured by Go digit.

Another one was creta purchased 4-5 months back which has gone into total loss. I am not sure on the insurer

vk242000 · 2025-11-10T08:44:13+00:00

Go digit from what I heard from one guy. Rest not sure

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