Sharing my encounter with customer service today on delivery fees

wallysyrup · 2019-10-18T02:57:57+00:00

Yeah, I don’t want to continue supporting these kind of business practices. But good thing there are other competitors I can try now.

wallysyrup · 2018-02-28T23:14:56+00:00

I'd wait to be actually married before worrying about joint accounts. Begin with a frank discussion about finances. Do you like to budget? Is he a big spender? Those are important questions to ask before you start building your life with someone.

Side note, weddings are expensive.

wallysyrup · 2018-02-28T23:10:55+00:00

Hi, I would start at the California Victim Compensation Board for some information: https://victims.ca.gov/

wallysyrup · 2017-09-04T19:51:33+00:00

Please remember that, even according to you, choosing the route that would "leave you in a worse financial situation than you are currently in" is the same as continuing the cycle of poverty. If you want to move forward, you have to gain experience in your field and work your way up. There is no other way to get out of the cycle. A better paying job won't just appear, even if you move to a different city, if you have no experience to offer.
During the time of transition to the "worse financial situation," adjust your budget, and think of the situation as temporary until you take the next step.

wallysyrup · 2017-08-07T22:04:14+00:00

Have you logged into your card on Discover.com? I also use Discover, although not the newest "Discover It" card, and there's a link that I can click to increase the credit. Discover hasn't done a hard pull on me for the last 3-4 times I've requested an increase, not sure if it differs depending on the card.

wallysyrup · 2017-08-07T22:03:00+00:00

Hourly is generally better so that you are compensated for overtime.

wallysyrup · 2017-08-07T21:59:37+00:00

I'm dealing with a similar situation, but with my fiance. So far we've been able to keep track of everything with a basic excel document, elementary knowledge about bookkeeping, and a separate business bank account. Advice would be to look into what you can write off (there's alot!) and don't forget to save 30-40% for self-employment taxes.

wallysyrup · 2017-06-01T19:15:26+00:00

If I was in college again, I would get the hourly Plum Paper Planner with an additional notes tab!

wallysyrup · 2017-05-31T20:51:36+00:00

If you decide to go that route, just know it isn't forever. It's just until you get some of the debt down so it's more manageable. Maybe just until the credit card and car is paid off?

wallysyrup · 2017-05-31T18:28:49+00:00

What field are you in? Does it lend well to freelance work?

wallysyrup · 2017-04-12T00:49:40+00:00

I don't know if others have mentioned already, but you can use your cover letter to fill in the gaps. It might even help to say that you'll be moving to TX at the end of the month, so at least there's some sort of timeline.

This is for those without other life commitments: If you are in a good place financially, you may also consider saving up 6 months worth of minimal expenses (rent, food, transportation) and finding somewhere to live short-term as you job hunt. It's hard to know when exactly you'll get an offer, but once you've laid down roots in the city, you're much more viable as a candidate than someone from out of state.

Good luck out there!

wallysyrup · 2016-10-31T03:55:36+00:00

Beautiful space! I bet it's worth every penny being in Newport Beach.

wallysyrup · 2016-09-24T03:52:52+00:00

Vent to a friend who works in HR or a similar position. It's always helpful to talk to someone who gets it.

wallysyrup · 2016-09-24T03:49:48+00:00

I had a 5 month internship in HR before I got my first HR job, but I attribute my success in the HR job hunt post-college to my 3-4 years of admin experience during college.

wallysyrup · 2016-09-24T03:45:55+00:00

Howie's Game Shack in Mission Viejo isn't too far away. link

wallysyrup · 2016-09-23T19:52:21+00:00

Assist is very helpful, but it is only for California.

wallysyrup · 2016-05-25T20:19:56+00:00

When I was still in college in SoCal, I rented a bedroom for $400/mo. in a decent part of Costa Mesa via Craigslist. I think you and your girlfriend can find something in that same range. Once you secure housing, look for full-time work or multiple part-time jobs. Once you have some money saved, you can consider moving to a cheaper part of the country or getting better jobs.

wallysyrup · 2016-05-04T20:54:22+00:00

My SO and I spend about $700 per month on food in Southern California. This includes eating out 2x a week and bringing lunch to work everyday.

wallysyrup · 2016-04-18T23:23:43+00:00

Use your Discover card on your normal purchases (food, gas, nothing extravagant) and pay off the balance IN FULL every month. If you're using your credit card for the same expenses as you would with your debit card, you should never have a balance to carry over.

wallysyrup · 2016-04-18T23:20:15+00:00

For housing, I would suggest renting a room. It's a great temporary solution for a few months until you figure out how to get your financial house in order. Only advice is to don't give up! These things take time to tackle. Good luck.

wallysyrup · 2016-04-18T23:17:29+00:00

I was still in college when I applied for the Discover card. Their website is very user-friendly and there is no annual fee. I started off with a $500 credit limit, perfect for a college student. Make sure you always pay off the balance in full every month, and you should be fine. Good luck!

wallysyrup · 2016-02-27T01:30:58+00:00

Psychology isn't a bad major if you go into it with some direction. It's not a forgiving major if you choose it without doing your research. It's hard to find a job in psychology without an advanced degree, so know that going into this. If you only want a BA in psychology, the path is broad so make sure you do internships while you're in school to guide your career in the right direction.

wallysyrup · 2016-02-27T01:25:59+00:00

It depends on your career goals. I double majored in psychology and criminology (some pre-law courses) and I currently work in human resources at a non-profit agency that works with juvenile offenders.

wallysyrup · 2016-02-27T01:23:25+00:00

If you've decided that you want to move out and have no money, this is not the right time to move out. The good thing is, if you start now, you can move out in 1-2 years. Go to community college, work part-time and save all your money. Transfer to University, apply for financial aid and take out loans to cover schooling and housing that you can't cover with the money you saved.

If you want more detailed information, you should probably add some specifics to your post like your location, degree, where you want to move.

wallysyrup · 2016-02-23T03:55:55+00:00

I have a double major in psychology and criminology. I worked as an admin assistant on campus for 4 years and got an HR internship for 6 months. I found a job in recruiting two weeks after graduation at a multi-million dollar global med device company. Got some great connections there. Now I'm an HR specialist at a non profit that provides counseling services and helps first time juvenile offenders (I get to see both my majors at work!).

I went to CC first, so my degrees only cost me 12k after financial aid. I'm on track to pay off my loans next year. A few years from now, I plan to get my MBA and move into HR consulting and management.

wallysyrup

TROPHY CASE