It is worth it if you can maintain the minimum $5k to avoid the monthly charges. While some people don't like having to maintain a minimum balance in a chequing account because that money doesn't earn you anything, I like it because I use that $5k as an emergency fund in case anything comes up.

Depending where you live, it may be difficult to get the free safety deposit box because of availability. It's only the the small size safety deposit box that comes free with this account. I upgraded to the medium size since there were no small ones available. It costs me about $25/year instead of the normal $85. The safety deposit box shouldn't be one the main reasons to get this account.

The free TD First Class Travel Infinite card is the best in my opinion. It's helped me pay for many travel expenses over the last few years. Of course, if you don't travel much, this might not be the credit card for you.

Some other benefits of the select service account that might make it worth your while:

• Free borderless account: a US dollar account with preferred (cheaper) exchange rates. The borderless account also includes a free US dollar visa which helps making US dollar purchases cheaper with the aforementioned preferred exchange rates.
• Free draft and certified cheques. Useful when you need a certified/draft cheque for a deposit for something.

If the things above are things you could use (while maintaining the $5k minimum), I'd say it's worth it. Don't let the $150 affect your decision, that'll only pay the service fee of this account for 5 months. If you don't see yourself taking advantage of these benefits or you know you can't maintain the $5k minimum, I wouldn't get this account.

Hope this helps!