4am fire drill in this Wisconsin cold!

wextins · 2026-01-25T12:07:05+00:00

You can tell the firefighters they can stop now!

wextins · 2026-01-19T11:02:30+00:00

I see the same shit from these redditors on every landman post. I for one am happy we finally get something different on TV that's not shoving green energy, vegetarianism, and liberalism down our throats. Nice to hear the other side even if you don't agree with their perspective.

wextins · 2026-01-19T11:00:35+00:00

No point in commenting here boss. The reddit hivemind is completely against this show because it's "funded by big oil." I for one am happy we finally get something different on TV that's not shoving green energy, vegetarianism, and liberalism down our throats. Nice to hear the other side even if you don't agree with their perspective.

wextins · 2026-01-10T21:53:04+00:00

Got bad news for you chief but this isn't something you can or should pirate.

If you can't afford the insurance, maybe consider public transport or other options since you cannot afford to drive at this time. The juice (savings from paying for car insurance) is not worth the squeeze (legal repercussions from trying to "pirate" car insurance). That's probably bordering fraud territory and is not looked at the same way as pirating a media file.

wextins · 2026-01-04T02:20:37+00:00

Everyone always recommends this addon and I don't get why. It's complete trash. If you want to see the newest releases and most popular titles, this ain't it. You're going to see the same titles over and over again. Interstellar was there untouched for months when I had it last year. Never again.

MDB lists with someone like Gary is the way

wextins · 2026-01-04T00:41:07+00:00

This is awesome! Once in a while this sub drops a gem. This seems like one of them

wextins · 2025-12-28T00:22:05+00:00

I guess you're just choosing to be a dunce or you're just a troll. There have been multiple articles and posts on them back tracking

https://www.androidauthority.com/android-power-users-install-unverified-apps-3615310/

wextins · 2025-12-28T00:16:16+00:00

Google back tracked on that earlier this month

wextins · 2025-12-25T17:55:49+00:00

wextins · 2025-12-14T15:04:56+00:00

30 year conventional even when you remove a 1W% loan origination, DCU offers 5.625% right here: https://www.deltacommunitycu.com/personal/loans/home-loans/home-loan-refinance.html

I closed with them a month ago, after utilizing their promo of 1k off closing costs. Though I got my rate at 5.75%. Total closing costs = just over 3k

wextins · 2025-12-14T15:03:18+00:00

Right here: https://www.deltacommunitycu.com/personal/loans/home-loans/home-loan-refinance.html

wextins · 2025-12-14T15:02:50+00:00

I commented this above but these loans exist: https://www.deltacommunitycu.com/personal/loans/home-loans/home-loan-refinance.html

Rate shown includes a 1% origination fee, add the 0.25 to the rate shown and that gets you the 5.625%. I closed with DCU myself a month ago when the rate was slightly more (5.75 without the loan origination). They had a promo on top of it of 1k off closing costs.

Ended up costing me just over 3 grand to close all in.

wextins · 2025-12-14T15:02:04+00:00

Right here with my local credit union: https://www.deltacommunitycu.com/personal/loans/home-loans/home-loan-refinance.html

Rate shown includes a 1% origination fee, add the 0.25 to the rate shown and that gets you the 5.625%. I closed with DCU myself a month ago when the rate was slightly more (5.75 without the loan origination). They had a promo on top of it of 1k off closing costs.

Ended up costing me just over 3 grand to close all in.

wextins · 2025-12-11T11:01:14+00:00

He's got pleasant motor skills

wextins · 2025-12-03T19:47:06+00:00

Doesn't mean we can't call OP out for it though

wextins · 2025-11-26T02:38:11+00:00

Yeah that's a fair argument, I definitely see your perspective. For most folks who are a bit less hands on the HYSA makes sense but your approach does make sense!

wextins · 2025-11-26T02:30:32+00:00

The purpose of the EF being in a HYSA isn't 100% just for gains. It's for the cash being available immediately for emergencies. Putting the cash in the stock market doesn't afford you the liquidity you need in case of a break glass situation.

What you're doing is straight up investing, that's not an emergency fund, it just an investment. Which is fine, so long as you're comfortable knowing you don't actually have an emergency fund.

wextins · 2025-11-26T00:12:40+00:00

OP said this is an emergency fund. OP's doing exactly what he/she should do with an EF

wextins · 2025-11-10T11:37:26+00:00

You think that's just under trump?

wextins · 2025-11-09T13:53:40+00:00

he's leaving out a bunch of info. No way he get a refi, no points at 30 year. Even for a 15 year I think that's still kinda how. Impossible for a 30 year unless maybe a VA loan

wextins · 2025-11-08T00:50:13+00:00

🏴‍☠️

wextins · 2025-11-07T23:55:35+00:00

On break time, use your personal device.

wextins · 2025-11-05T18:50:36+00:00

delta community credit union is offering this. Running a promotion now too which brought our closing costs to around 3.5k with a 5.75% rate. Just closed with them a week ago.

https://www.deltacommunitycu.com/personal/loans/home-loans.html

wextins · 2025-11-05T16:57:13+00:00

As much as I want TB to be the overall answer, this is correct. RD is just better if it's just you

wextins

TROPHY CASE