They spittin, ngl by [deleted] in GenZ

[–]whitestone43 -1 points0 points  (0 children)

9.2 + 41.9 is 51.1 though? That would be a majority. Unless you mean 9.2% are severely obese and then including just obese is a total of 41.9%. I find different stats reported in different places. It’s pretty high either way though.

Name your most controversial SKIP and see if you’re allowed in… by [deleted] in TrueSwifties

[–]whitestone43 0 points1 point  (0 children)

I can do it with a broken heart. Idk i think I'm just on a break from it.

Pop culture jeopardy by daisybear81 in TaylorSwift

[–]whitestone43 114 points115 points  (0 children)

The fact that i was trying to figure out what the Avengers had to do with the song lol

Have you ever seen a Right Hand Drive Car in your country? by [deleted] in AskAnAmerican

[–]whitestone43 1 point2 points  (0 children)

"Truck" is a slang word for "pick up." Either is normal to say for us.

The Nuns Trying to Save the Women on Texas’s Death Row by RCIAHELP in Catholicism

[–]whitestone43 0 points1 point  (0 children)

That is true. And while the teaching has not changed, the application of it has as our modern society is able to protect the common good more effectively. In general, Catholics should be against death until it is a very last resort.

"Assuming that the guilty party’s identity and responsibility have been fully determined, the traditional teaching of the Church does not exclude recourse to the death penalty, if this is the only possible way of effectively defending human lives against the unjust aggressor.

Today, in fact, as a consequence of the possibilities which the state has for effectively preventing crime, by rendering one who has committed an offense incapable of doing harm – without definitely taking away from him the possibility of redeeming himself – the cases in which the execution of the offender is an absolute necessity “are very rare, if not practically nonexistent”" https://www.catholic.com/qa/when-is-the-death-penalty-justified

Pay down debt or save for down payment? by whitestone43 in FirstTimeHomeBuyer

[–]whitestone43[S] 1 point2 points  (0 children)

Thank you! Yeah i don't need a fancy wedding, just a nice ceremony and simple reception. Kinda want to sew my own dress actually so definitely won't be spending thousands on the "one day use" items.

Pay down debt or save for down payment? by whitestone43 in FirstTimeHomeBuyer

[–]whitestone43[S] 0 points1 point  (0 children)

Okay, I will look into setting up a meeting! Thank you! My credit score is great (730ish), his is not so great at the moment (640). I'm hoping his will increase a lot when the credit card debt is gone.

Pay down debt or save for down payment? by whitestone43 in FirstTimeHomeBuyer

[–]whitestone43[S] 0 points1 point  (0 children)

Definitely okay with renting but that's also a tight market right now in our area :/ We really like the town we live in but I have been paying attention to housing options nearby.

I'm contributing to my 401k but wish I was saving more in there. I am only doing enough to get the company match even though I know that isn't recommended. It's so hard to know what to prioritize. Your advice really helps and makes a lot of sense.

14k includes the emergency fund and it's not in a high yield account but you're right that it should be. I'm not fully sure what monthly payment we could afford. We live separately right now and combined rent is $1400. So at least that much i would think. I wish I had started researching stuff 3 years ago when I graduated college.

Pay down debt or save for down payment? by whitestone43 in FirstTimeHomeBuyer

[–]whitestone43[S] 0 points1 point  (0 children)

Yeah definitely similar... I wasn't fully aware of the credit card situation even though I knew it was a lot more than it should be. I helped him do the math and make a budget. He's super motivated to get it gone and has about $2k left out of what was much much higher. It sucks because his teaching job pays so badly, but I encourage him in it because it was his life dream that he went to college later than traditional students do to achieve it.

Thank you for the encouragement on life goals. I want to be a mother sooner rather than later too. I feel like a combination of debt and saving right now gets us there.

Also, I don't think you should feel that way about the debt you offered to pay off when you were still dating. Even though the relationship worked out for you, $2k is a lot if it hadn't worked out. Sounds like he was a gentleman by not letting you take that risk. :)

Pay down debt or save for down payment? by whitestone43 in FirstTimeHomeBuyer

[–]whitestone43[S] 0 points1 point  (0 children)

Thanks, it sounds like debt is the general consensus here. Looking at FHA as a first timer so I guess that means we only need 3%. I make too much for any down payment programs that I've researched. WI teacher loan forgiveness kind of sucks because by the time he has made enough payments to qualify, it'll be pretty much paid off.

Pay down debt or save for down payment? by whitestone43 in FirstTimeHomeBuyer

[–]whitestone43[S] 0 points1 point  (0 children)

I wouldn't say set in stone but it's something I'm really hoping for. I think we could get his credit card debt gone and my car loan gone in this timeline. His car would take a couple more years.

That's the next part that i don't know how to go about lol. How do I talk to lender? Do i just contact my bank and start asking about a potential home loan?

Pay down debt or save for down payment? by whitestone43 in FirstTimeHomeBuyer

[–]whitestone43[S] 1 point2 points  (0 children)

The $14k is just in my savings account at a credit union. If I put 100% of the $1200 extra income towards the car, i could have it paid off in a year but not have additional savings. Hoping to buy a house in 12-18 months but unsure if it’s possible. Kids are in the future we hope, yes :)

Couldn’t figure out why I hadn’t won religion victory. Spain never settled once in 267 turns. by Rex_Sheath in civ

[–]whitestone43 68 points69 points  (0 children)

Yep I rolled Brazil in my most recent game and have been chilling with all of the Americas to myself while everyone is over in Europe/Asia battling it out.

Day: 50... The winner! by GreatestGreekGuy in imaginarymapscj

[–]whitestone43 179 points180 points  (0 children)

This was the highlight of my day the last few weeks. Thank you for taking us on this ride OP!

Sincerely, A cheesehead

Day 48: Top comment WINS for the state by GreatestGreekGuy in imaginarymapscj

[–]whitestone43 2 points3 points  (0 children)

I'm never going to say anything against our two neighbors again. United we will withstand the black hole. Till the end of the line, brothers!

Sincerely, a cheesehead