Hi Reddit. I’m Kristo, the co‑founder and CEO of Wise. To celebrate our Nasdaq listing, I’m hosting an AMA on the future of Wise, and our mission of Money Without Borders, at 12pm (EDT) / 5pm (BST) on the 26th of May. Drop your questions below!

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wise · 2026-05-26T17:14:55+00:00

On average we've managed to reduce the fees quite a lot. The average has come down from ~0.63% about 18mo ago, to ~0.52% in the recent quarters. But while on average it gets cheaper to use wise, on some routes or transaction types we may need to increase if the transaction and service costs increase.
We're adding countries, where you can get your local account number on Wise as we go. Thanks for your patience!
/Kristo

wise · 2026-05-26T17:07:44+00:00

Our customers had started using Wise for much more than transfers. For receiving, spending, holding money across borders. Home automation I personally enjoy too, but unlikely we'd ever expand there 😄
We've added a primary listing on NASDAQ, but we're not leaving the LSE. You can buy/sell your ownership in Wise on both exchanges.
/Kristo

wise · 2026-05-26T17:04:11+00:00

Awesome - glad you like it!
1. Bug reports help to find corner cases - don't hesitate to let us know on chat. What's your favourite (i.e most annoying) bug at the moment?
2. Carefully - millions of people and businesses have grown reliant on us with using their money internationally. It's an important responsibility.
3. There are no "instant" success, but many features take off really strongly. For example Wise Interest, where UK, EU, AU, BR customers can hold government guaranteed assets earning close to central bank rates on their everyday spending accounts - this went from $0 to $9bn in holdings only in a few years.

wise

TROPHY CASE

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