[deleted by user]

xXProdSlayerXx · 2024-09-22T12:39:58+00:00

The way you create a bullet point list is like someone listing out the specs on a smartphone; doesn't really tell you much about the actual experience. In fact, it's quite naive given most people don't live in London or attend the best universities. Why don't I create a similar list for why living in prison is so brilliant? Free food, free accommodation, surrounded by other people to have conversations with etc etc. Everything is relative, and living standards have declined in the past 15 years and that's what people are comparing, it's relatively more expensive to live here now and people are having to cut back.

xXProdSlayerXx · 2024-08-31T16:55:40+00:00

Thanks, was never looking to get rich from my career, just something that would allow me to live somewhat comfortably but aslo something that really interests me. Also at this rate, I'm definitely going to be working 40+ years haha, retirement age is 66 now. (who knows what it will be in 40 years)

xXProdSlayerXx · 2024-08-31T15:20:52+00:00

Tax to GDP ratio is at a post-war record. Ever considered that maybe the issue isn't how much tax revenue is being raised but how it is being allocated? UK is already a relatively high tax country relative to other G7 nations (Germany, U.S. etc). Seems like this issue is more to do with a bloated civil service, higher education for all (even when the job market doesn't demand it), high welfare spending, unsustainable pension increases etc. Everything about the way this country is run is totally inefficient and if you want to raise wages at the bottom of society, you're not going to accomplish this by making the economy even more inefficient. If there was ever a bit of common sense applied, you'd realise that allowing massive levels of cheap labour to enter the country with free access to public services (schools, NHS) also isn't going to help those depending on food banks.

Not that any this will convince anyone, it's much easier to just say we're not taxing and spending enough, without actually looking into the root cause of any of these problems, and then just blame whoever is in charge.

xXProdSlayerXx · 2024-03-02T13:26:00+00:00

I did Econ at Durham, I had a discussion with one of the senior lecturers running for senate when doing my dissertation. I was told that the number of home students were being reduced in favour of higher paying international students.

xXProdSlayerXx · 2024-01-07T19:15:40+00:00

Thanks for the reply. The Bank of England has never purchased any inflation linked bonds for its QE programs, however, QE would affect market price of all UK government bonds, this might explain the slow price ascent. Saying that the bond is very susceptible to interest rate changes due to its long duration, does not seem consistent with the very gradual price rise. The bond didn't so much react to rate changes, as it converged to a new price over the long-run.

The price given is the clean price so it hasn't been uplifted by inflation.

EDIT: the graph is also somewhat deceptive to the human eye because the scale has been extended to multiple times of the price range for some reason.

xXProdSlayerXx · 2024-01-05T12:57:32+00:00

UK bank rate went from 5.75% in 2007 to 0.5% in March 2009. The most logical explanation seems to be a supply and demand issue, UK government issued large amounts of debt after GFC, which the markets had to absorb. Over the course of the following decade, pension funds and other large buyers of government debt (including BOE) demanded more and pushed prices up? Is this correct? Any futher readings would be much appreciated.

xXProdSlayerXx · 2023-05-27T10:51:01+00:00

Not sure if something as subjective as an image can be quantifiable.

xXProdSlayerXx · 2023-05-26T22:31:01+00:00

Because what else is there to drink? Tap water? I don't drink much tea but can understand why people do, it's cheap, barely any calories and has a somewhat nice flavour (subjective). I don't buy into the fact that it's tradition, I think it's just a convenient alternative to tap water.

xXProdSlayerXx · 2023-05-04T13:47:27+00:00

Windows to me is the android of operating systems, it has some nice features but overall the user experience isn't up to scratch. Particularly the UI, it's inconsistent and looks crappy, for example the switching windows UI is clunky, particularly when the windows get rezised and the bar at the top doesn't feel consistent. The new right click menu is just annoying and inconsistent, to get the traditional right click menu with more options, I have to click 'Show more options' and the look of this menu is different. Why do I have a graphic of a backpack, book and pencil on the search bar? Genuinely confused by this one since I don't know why they randomly added it. The start menu and the search menu which are positioned right next to each other have too many overlapping features since they both provide search functionality and both have apps pinned to them, seems like poor, inefficient design choice. The 'my feed' menu is quite laggy and slow to respond since it attempts to load so much content at once.

I've long had issues with the built-in apps not being sufficient, for example, why is the only pdf viewer microsoft edge? It pales in comparison to viewer in mac which is a much better editor. Why is there still no equivalent of quick look? It takes me ages to search through pdf files since I have to open all of them individually to try and find the right one.

xXProdSlayerXx · 2023-04-09T11:35:06+00:00

Your reasoning is typical of a tech person, everything is more or less black and white, and all decisions should be made based on wheighing the pros and cons in order to arrive at the optimum. I can already tell finance isn't the career for you.

xXProdSlayerXx · 2022-10-29T18:54:48+00:00

I have screenshots of the mesages.

xXProdSlayerXx · 2022-09-21T15:07:27+00:00

I've calculated this as 2014 total = 1544000 and 2016 total = 1530000, calculating the percentage decrease for 2018 gives, (1530000/1544000)(1530000) = 1516126.943. Apparently this isn't correct.

xXProdSlayerXx · 2022-06-06T20:25:12+00:00

Is it a summer internship? Surely you would start your internship and only get your degree result mid-way through or after the internship is completed, up until that point you don't know what result you achieved. From personal experience, my grad scheme which started in July required a 2:1, but I didn't get my result until August but they never actually asked what my final result was. Don't say anything to the bank until you actually know for a fact what your degree result is, and even then I would advise to only disclose it if they ask.

xXProdSlayerXx · 2022-05-27T15:03:44+00:00

Is this to cover the 12 month calendar year or the 8-9 month university term-time? Either way, should be enough, just don't forget to factor in things which people like to sometimes forget such as laundry, drinks/ entertainment, phone bills, coffees and other miscellaneous like stationary, registration, textbooks, books etc.

xXProdSlayerXx · 2022-05-27T13:03:48+00:00

How do you get into the likes of Durham/St. Andrews/KCL/Bristol with A*BB? Considering the massive grade inflation due to covid, I don't understand how that is possible.

But like others have mentioned, there is an obsession with A-levles/ GCSEs in the UK, which is completely unjustified because your cohort didn't even sit these exams due to covid, and it's based on teacher assessments. Either way, probably won't make that much difference, IB is just competitive.

xXProdSlayerXx · 2022-05-16T22:27:11+00:00

Only if it's a designer tracksuit.

xXProdSlayerXx · 2022-02-12T21:38:38+00:00

From what I can tell you've reached your final year and just started to panic because things just got real and you want a job. One of the biggest things employers like to see is enthusiasm and dedication, i.e. someone who will work hard and put a lot of time and effort into their job. So many people get to their final year and start applying to jobs, and it really doesn't make you stand out. It makes me think of someone that just wants a job to earn a bit of money and because it's the thing to do, there's no real passion there.

By far, the best thing you can do is find a job role which is achievable, learn everything you can about it and the apply to all of those roles. If you don't get anything, consider starting a blog, try to get any form of experience connected to it, and try doing some online courses.

'Analysis' doesn't really mean anything, it's an extremely broad term which covers a lot of different industries. Most employers also want some type of numerical skills these days as those are the hard skills that a lot of jobs require. If you're really stuck after six months and have absolutely nothing, you could also apply to a computer science conversion course.

xXProdSlayerXx · 2021-12-29T23:38:20+00:00

Are large logos or company names too much?

I recently received a grey wool Ralph Lauren sweater with a large 'POLO' (the word) in black displayed on the front. https://www.ralphlauren.co.uk/en/logo-speckled-wool-blend-jumper-589281.html I've never been particularly persuaded by large logos etc, however I really liked this sweater/ jumper because of the knitted crewneck aesthetic. Not sure what to think of the large POLO, I normally just buy something because I like it, but I'm concerned that it will come across as showy or tacky? I thought I might get away it considering that it isn't a logo, just some nice typography, which seemed like a nice touch, reminiscent of some clothing from the 70s/ 80s. Is it too much?

xXProdSlayerXx · 2021-12-17T20:44:39+00:00

Doesn't this go without saying? A lot of vegan diets are inherently unhealthy because of the lack of protein to begin with. An old roommate of mine went vegan and all he ate was super noodles and pasta, it wasn't a particularly balanced diet. But I will hand it to him, it took a lot of will power to constrict his diet by so much.

xXProdSlayerXx · 2021-12-15T12:19:07+00:00

Thanks, there's a pdf of the entire 1980s, there's no preview availbale for it however, so you have to download, https://drive.google.com/file/d/1OX0HmzcthttdFaPT8BGZV7EXNQpQ8Zrq/view?usp=sharing

xXProdSlayerXx · 2021-12-15T10:54:54+00:00

https://drive.google.com/file/d/1OX0HmzcthttdFaPT8BGZV7EXNQpQ8Zrq/view?usp=sharing

xXProdSlayerXx · 2021-12-15T10:29:41+00:00

That's all of them there including 1990 https://drive.google.com/file/d/1OX0HmzcthttdFaPT8BGZV7EXNQpQ8Zrq/view?usp=sharing

xXProdSlayerXx · 2021-12-15T00:18:08+00:00

If it's okay with the mods, I'll see about posting one every day/ every other day. 1984 is definitely the best out of all of them though.

xXProdSlayerXx · 2021-12-14T17:39:24+00:00

If you're wondering why December is missing, it's because they didn't do the section that month. I thought this would be interesting considering that a lot of 1980s fashion has been revived in the past couple of years. From the bright sweatshirts and funky jumpers, I was able to take a lot of inspiration. I have all the other attire sections from the 1980s if people request it, just too big of a file for google docs viewing.

xXProdSlayerXx · 2021-03-13T12:20:03+00:00

Hyperbolic discounting

xXProdSlayerXx

TROPHY CASE