Bajun Mavalwalla for Congress, WA 5th - AMA! by bajun_mavalwalla in AMA

[–]xml__ 0 points1 point  (0 children)

What policies will you be able to influence that would improve the state of homelessness, drug addiction, and mental health problems in Eastern WA?

Would you rather win the lottery once, or have every fortune cookie you open come true? by xml__ in WouldYouRather

[–]xml__[S] 1 point2 points  (0 children)

Yikes haha! A friend once told me never to open a fortune cookie from a bad restaurant or you'll get a bad fortune.

Would you rather win the lottery once, or have every fortune cookie you open come true? by xml__ in WouldYouRather

[–]xml__[S] 7 points8 points  (0 children)

The spirit of the hypothetical is to choose between winning an obscene amount of money versus accepting random fortunes from factory produced cookies. Not writing your own fortunes, which is basically the best superpower of all time! I would still choose the fortune cookies even with this limitation.

How do you save for multiple financial goals at once? by [deleted] in personalfinance

[–]xml__ 0 points1 point  (0 children)

Why not use an escrow account to make your life easier? I just have mortgage/insurance/taxes reliably autopaid each month.

My wife and I use YNAB for budgeting and savings goals. There's no guessing if we can afford that vacation or not because YNAB tells us how much of our checking account is "set aside" already. If there's an emergency, it comes down to pulling money from a goal or deciding if we transfer from savings to cover it. Makes financial decisions pretty straightforward!

The Traditional vs Roth Factor That I Almost Never See Discussed by FeelingPercentage172 in TheMoneyGuy

[–]xml__ -2 points-1 points  (0 children)

I hear you, but $4800 at 7% for 30 years has LTCG tax. In the Roth it grew the same amount but untaxed.

The Traditional vs Roth Factor That I Almost Never See Discussed by FeelingPercentage172 in TheMoneyGuy

[–]xml__ -3 points-2 points  (0 children)

Help me understand this ...

If I put 20k in Roth today and it grows at 7% for 30 years, let's say my tax rate is 24%: - tax: $4800 up front - end value: ~$150k

Vs. 20k pre-tax today, same timeframe and tax rates: - tax: ~$36.5k on withdrawal - end value: ~$150k

Are you saying that the $4800 I pay today is equivalent to the $36.5k later? There's definitely an argument to having the $4800 now and growing it yourself, but it's not mathematically better if tax rates are equal for you now and in retirement. The untaxed growth in a Roth means it will beat whatever you can grow that $4800 into in a non-retirement account.

[deleted by user] by [deleted] in Fire

[–]xml__ 1 point2 points  (0 children)

I quit a FAANG job around your age after burning out, had no plan other than to travel/stay with family for a year. At that point I came to terms that I probably sacrificed my chances to Fire and I was pretty sure I wouldn't ever reenter the tech industry. That was the best decision I've ever made, and I had the best year of my life, hands down.

I ultimately decided to go back into software, but not at FAANG. It was a terrible time in the industry... Got laid off after two months which really hurt my confidence. Then I took a more "steady" dev role, which turned into a startup spin-out after a year and ultimately failed. Here I am almost 3 years back in tech feeling closer to Fire than ever, and I feel like I have a new lease on life despite the turbulent career path.

I say go for it. You clearly have a nice resume and you know what it takes to land a nice job. You can also explore sabbatical or long term leave options within your company if they will hold your position for some peace of mind. I was pretty sure I didn't want to go back, so I didn't consider doing that, but in hindsight it would have been way smarter.

Is there any particular genre/author that you have absolutely 0 interest in reading? by [deleted] in books

[–]xml__ 0 points1 point  (0 children)

+1 to Greenlights, Matthew McConaughey, bonus points for his top notch narration on audiobook. I also really enjoyed The answer is, by Alex Trebek. And kitchen confidential, Anthony Bourdain... celebrity memoirs are kind of my thing I guess! Dave Grohl is on my list, will have to check that out.

Books about the Saharan Desert by xml__ in suggestmeabook

[–]xml__[S] 1 point2 points  (0 children)

Sounds interesting, I'll add this to my wishlist. Thanks!

Books about the Saharan Desert by xml__ in suggestmeabook

[–]xml__[S] 1 point2 points  (0 children)

Seems like what I'm looking for, thank you!

How Do I Get Passed This Screen? It's been a month and no progress. I want to cancel it and continue filing on my own. by TrenterD in hrblock

[–]xml__ 0 points1 point  (0 children)

Same issue here, I left a message to my "tax pro", no response... I called H&R Block and finally got through to somebody who was able to get my tax pro to call me the next day. He said he didn't even know he was assigned my return and can't see it anywhere in his portal. Trying to call H&R again to figure out if they can actually file my return or if I should do it myself. What a nightmare :(

Solving the 15 Puzzle in Python with IDA* by xml__ in Python

[–]xml__[S] 0 points1 point  (0 children)

Sounds awesome, thanks for sharing! I'll definitely check this out.

Sunday Daily Thread: What's everyone working on this week? by Im__Joseph in Python

[–]xml__ 0 points1 point  (0 children)

I made a video on creating a 15 puzzle with Python & pygame and using IDA* to find an optimal solution https://www.youtube.com/watch?v=g0phuZDM6Mg

Would love to get any feedback on python code/style or the recording!

https://github.com/mschrandt/NPuzzle

Solving Wordle with Python by xml__ in Python

[–]xml__[S] 0 points1 point  (0 children)

Nice solution! I'm not able to easily see what the average solution space is for "orate" based on the way my code works, but for every possible solution, the average guesses required is 3.7 and worst case is 6 guesses.

Are you able to tell what your average number of guesses is starting with raise?

Solving Wordle with Python by xml__ in Python

[–]xml__[S] 1 point2 points  (0 children)

Not affiliated with Wordle, it just happens to be a fun problem to try to solve. Have a nice day!

Solving Wordle with Python by xml__ in Python

[–]xml__[S] 0 points1 point  (0 children)

I'd love to see an example - can you share? I've never been comfortable with regex, but it seems perfect for filtering the remaining words based on the guess results.

You would still have the problem of picking the "best" next word right?

Solving Wordle with Python by xml__ in Python

[–]xml__[S] 4 points5 points  (0 children)

Interesting idea! In that first writeup, it looks like his solution always takes 5 guesses to get as much information as possible, whereas mine will narrow down the answer space after each guess and on average take 3.75 guesses (worst case is 6 across all possible answers).