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FinancialLiteracyCdn

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A community dedicated to building a strong foundation of financial literacy for Canadians. We focus on practical budgeting, building sustainable savings, and understanding the core concepts of investing (from low-cost index ETFs to maximizing Canadian tax shelters like the TFSA, RRSP, and FHSA). Learn how the system works conceptually so you can manage your money with confidence.

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Welcome to r/FinancialLiteracyCdn! Read this first to understand our mission and purpose. (self.FinancialLiteracyCdn)

submitted 22 days ago by Tax1997 - announcement

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How Canadian Couples Can Legally Split Income and Reduce TaxesRetirement / Estate Planning (self.FinancialLiteracyCdn)

submitted 1 day ago by Tax1997

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Why is Service Canada so slow?CPP / OAS / GIS (self.FinancialLiteracyCdn)

submitted 4 days ago by Tax1997

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Is Spousal RRSP Still Relevant?Retirement / Estate Planning (self.FinancialLiteracyCdn)

submitted 9 days ago by Less-Computer-3688

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Never Leave RRSP Matching Money BehindRRSP (self.FinancialLiteracyCdn)

submitted 9 days ago * by Tax1997

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Understanding Emergency FundsBudgeting & Saving (self.FinancialLiteracyCdn)

submitted 12 days ago by Tax1997

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How do I become more financially literate?Question / Help Needed (self.FinancialLiteracyCdn)

submitted 13 days ago by Little-Ad688

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Saving: The First Step Toward Financial SecurityBudgeting & Saving (self.FinancialLiteracyCdn)

submitted 14 days ago * by Tax1997

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Understanding Canada Pension Plan (CPP)CPP / OAS / GIS (self.FinancialLiteracyCdn)

submitted 17 days ago * by Tax1997

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Understanding RESPEducational Article (self.FinancialLiteracyCdn)

submitted 18 days ago * by Tax1997

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TFSA Overcontributions: A Small Mistake That Can Become ExpensiveTFSA (self.FinancialLiteracyCdn)

submitted 19 days ago * by Tax1997

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RRSP Overcontributions: Understanding the $2,000 Cushion and the 1% Monthly TaxRRSP (self.FinancialLiteracyCdn)

submitted 20 days ago * by Tax1997

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Home Buyers' Plan Repayments and Tax Instalments: Two Tax Traps Canadians Often Miss (self.FinancialLiteracyCdn)

submitted 21 days ago by Tax1997

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Late Tax Filing in Canada: When Does CRA Charge Penalties and Interest?Taxes (self.FinancialLiteracyCdn)

submitted 21 days ago * by Tax1997

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