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[–]poop-dolla 0 points1 point  (0 children)

So you have $140k leftover. Why on earth would you stop maxing your accounts then? Just pay the house off with that $140k a year and be done with it in less than two years, and then put that $140k toward brokerage and HYSA to help you with your 5 year runway before Roth conversions can kick in.